Abstract: There are provided systems and methods for localized identifier broadcasts to alert users of available processes and retrieve online server data. A user may visit a merchant location and engage in a transaction to purchase items from a merchant at the merchant location. The merchant may wish to alert the user of various payment methods, include payments through a payment application of the user's device using a received identifier for retrieval of an online invoice with a service provider. The merchant may utilize a merchant device to broadcast a location awareness identifier to alert the user of availability of payment processes with the service provider. Additionally, once the online invoice is generated for a transaction, the merchant device may broad cast a payment terminal request identifier that allows the user to retrieve the online invoice using data associated with the identifier and a location for the merchant.

Abstract: There is provided systems and method for a voice data processor for distinguishing multiple voice inputs. One or more merchant devices may include or be linked to a voice input and output component, where the component may be used to receive voice input and distinguish between multiple voice inputs. The component may activate in a first direction associated with the merchant to detect merchant voice input that establishes a transaction with a user at the merchant's location. The component may activate a merchant device to establish the transaction based on detecting the merchant voice input and/or through voice recognition of the merchant. Once the transaction is established, the component may then activate in a direction of the user, and may request that the user provide voice input to confirm the transaction and engage in transaction processing. The voice input may also confirm and complete a payment to the merchant.

Abstract: There are provided systems and methods for shared account enrollment and biometric activity monitoring for value apportionment. A shared account may be generated to track biometric activity for multiple users and provide a shared value that may be apportioned among the users based on the biometric activity. The account may be set with rewards or goals based on the biometric activity. A service provider may provide a biometric tracking platform having a portal where each user may enter an account code or identifier for the account, and link the account to a biometric tracking device and/or online service that interacts with the biometric tracking device to determine activity data for each user. Based on the activity data, each user may receive portions of the shared value at particular time interfaces for accomplishing the goals. The activity may be tracked in real-time and output through comparison interfaces.

Abstract: There is provided systems and method for a voice data processor for distinguishing multiple voice inputs. One or more merchant devices may include or be linked to a voice input and output component, where the component may be used to receive voice input and distinguish between multiple voice inputs. The component may activate in a first direction associated with the merchant to detect merchant voice input that establishes a transaction with a user at the merchant's location. The component may activate a merchant device to establish the transaction based on detecting the merchant voice input and/or through voice recognition of the merchant. Once the transaction is established, the component may then activate in a direction of the user, and may request that the user provide voice input to confirm the transaction and engage in transaction processing. The voice input may also confirm and complete a payment to the merchant.

Abstract: There is provided systems and method for a voice data processor for distinguishing multiple voice inputs. One or more merchant devices may include or be linked to a voice input and output component, where the component may be used to receive voice input and distinguish between multiple voice inputs. The component may activate in a first direction associated with the merchant to detect merchant voice input that establishes a transaction with a user at the merchant's location. The component may activate a merchant device to establish the transaction based on detecting the merchant voice input and/or through voice recognition of the merchant. Once the transaction is established, the component may then activate in a direction of the user, and may request that the user provide voice input to confirm the transaction and engage in transaction processing. The voice input may also confirm and complete a payment to the merchant.

Abstract: There are provided systems and methods for localized identifier broadcasts to alert users of available processes and retrieve online server data. A user may visit a merchant location and engage in a transaction to purchase items from a merchant at the merchant location. The merchant may wish to alert the user of various payment methods, include payments through a payment application of the user's device using a received identifier for retrieval of an online invoice with a service provider. The merchant may utilize a merchant device to broadcast a location awareness identifier to alert the user of availability of payment processes with the service provider. Additionally, once the online invoice is generated for a transaction, the merchant device may broad cast a payment terminal request identifier that allows the user to retrieve the online invoice using data associated with the identifier and a location for the merchant.

Abstract: There is provided systems and method for a voice data processor for distinguishing multiple voice inputs. One or more merchant devices may include or be linked to a voice input and output component, where the component may be used to receive voice input and distinguish between multiple voice inputs. The component may activate in a first direction associated with the merchant to detect merchant voice input that establishes a transaction with a user at the merchant's location. The component may activate a merchant device to establish the transaction based on detecting the merchant voice input and/or through voice recognition of the merchant. Once the transaction is established, the component may then activate in a direction of the user, and may request that the user provide voice input to confirm the transaction and engage in transaction processing. The voice input may also confirm and complete a payment to the merchant.

Abstract: Systems and methods for providing a sensory feedback payment system include a system provider device that receives, through communication over a network with a merchant device that is located at a merchant physical location, a request to debit an amount from a customer payment account. The sensory feedback may include at least one of vibrational feedback and audio feedback. The system provider also determines at least one sensory feedback parameter based on the amount. Thereafter, the system provider device may debit the amount from the customer payment account. In response to debiting the amount, the system provider sends an instruction to provide sensory feedback to a user through a customer device, where the sensory feedback is determined by the at least one sensory feedback parameter. Thus, the system provider provides a method to physicalize e-commerce purchase transactions, thereby increasing the trust, security, and accessibility of using electronic currency.

Abstract: There is provided systems and method for a virtual assistant server providing services requested through device communications. A service provider may provide a virtual assistant that may receive a message from a user's communication device having a text identifier that identifies a merchant and an item to order from the merchant. The user may input the text identifier through voice input using a voice to text module of the communication device. The message may include further information, such as a location of the user and communication device when communicating the message and a timestamp of the message, which may further be used to identify the merchant and/or item. The service provider may then determine a request for the item by the user and may utilize an ordering application provided by the service provider or a third party to submit an order to the merchant corresponding to the request.