Abstract: Embodiments of the present invention provide a system, method, apparatus, means, and computer program code for distributing security information used to access a resource and for facilitating secure access to a resource. A method for facilitating security for access to a resource may include providing a first code to an individual at an address of record associated with the user, wherein the user is associated with an account; providing a second code to the first individual via a first statement for the account; and requiring the first individual to provide the first code and the second code when the first individual attempts to access a resource associated with the account.