Patents by Inventor Ryan Edmund VEKEMAN
Ryan Edmund VEKEMAN has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11651394Abstract: The disclosed embodiments generally relate to systems, methods, and apparatus for dynamic context-based electronic offer communication. In one aspect, a computer server is disclosed, comprising: a hardware processor configured to execute instructions stored in a memory to: receive location data from a mobile device; determine a context of the mobile device based on the location data; generate a database query using the determined context; send the generated query to an events database; receive a conditional electronic offer from the events database; determine user data requirements based on the conditional electronic offer; send a request based on the user data requirements to a secure server; receive user data from the secure server; generate an electronic offer communication based on the conditional electronic offer when the user data received from the secure server meets the user data requirements; and send the electronic offer communication to the mobile device.Type: GrantFiled: September 10, 2021Date of Patent: May 16, 2023Assignee: The Toronto-Dominion BankInventors: Adrian Bloy, Sebastien Forget, Ryan Edmund Vekeman, Connie Maun-Fong Chan, Daniel Lam Tin Cheung, Arun Victor Jagga, John Jong-Suk Lee
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Publication number: 20220277297Abstract: A computer system for provisioning a data transfer method is disclosed, comprising a processor, and a communications module and a memory coupled to the processor. The memory stores instructions that, when executed by the processor, cause the computer system to: receive a provisioning request for a data transfer method; send, to a server associated with the data transfer method, a request, based on the provisioning request, for assignment of a data transfer identifier; receive, from the server, the data transfer identifier responsive to the request for assignment of the data transfer identifier; obtain a data transfer token corresponding to the data transfer identifier by: sending, to a token service provider, a request for the token comprising the data transfer identifier; receiving, from the token service provider, a data transfer token in response to the request for the token; and, send a reply to the provisioning request comprising the token.Type: ApplicationFiled: May 16, 2022Publication date: September 1, 2022Applicant: The Toronto-Dominion BankInventors: Adrian BLOY, Ryan Edmund VEKEMAN, Connie Maun-Fong CHAN, Sebastien FORGET, Daniel LAM TIN CHEUNG, John Jong-Suk LEE, Arun Victor JAGGA
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Patent number: 11367070Abstract: A computer system for provisioning a data transfer method is disclosed, comprising a processor, and a communications module and a memory coupled to the processor. The memory stores instructions that, when executed by the processor, cause the computer system to: receive a provisioning request for a data transfer method; send, to a server associated with the data transfer method, a request, based on the provisioning request, for assignment of a data transfer identifier; receive, from the server, the data transfer identifier responsive to the request for assignment of the data transfer identifier; obtain a data transfer token corresponding to the data transfer identifier by: sending, to a token service provider, a request for the token comprising the data transfer identifier; receiving, from the token service provider, a data transfer token in response to the request for the token; and, send a reply to the provisioning request comprising the token.Type: GrantFiled: September 19, 2017Date of Patent: June 21, 2022Assignee: The Toronto-Dominion BankInventors: Adrian Bloy, Ryan Edmund Vekeman, Connie Maun-Fong Chan, Sebastien Forget, Daniel Lam Tin Cheung, John Jong-Suk Lee, Arun Victor Jagga
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Publication number: 20220005075Abstract: The disclosed embodiments generally relate to systems, methods, and apparatus for dynamic context-based electronic offer communication. In one aspect, a computer server is disclosed, comprising: a hardware processor configured to execute instructions stored in a memory to: receive location data from a mobile device; determine a context of the mobile device based on the location data; generate a database query using the determined context; send the generated query to an events database; receive a conditional electronic offer from the events database; determine user data requirements based on the conditional electronic offer; send a request based on the user data requirements to a secure server; receive user data from the secure server; generate an electronic offer communication based on the conditional electronic offer when the user data received from the secure server meets the user data requirements; and send the electronic offer communication to the mobile device.Type: ApplicationFiled: September 10, 2021Publication date: January 6, 2022Applicant: The Toronto-Dominion BankInventors: Adrian BLOY, Sebastien FORGET, Ryan Edmund VEKEMAN, Connie Maun-Fong CHAN, Daniel Lam Tin CHEUNG, Arun Victor JAGGA, John Jong-Suk LEE
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Patent number: 11194444Abstract: An electronic device for indicating selection of a data transfer method is disclosed. A processor is coupled to an input interface module and an output interface module. A memory is coupled to the processor and stores an application comprising instructions to cause the device to display indications corresponding to a plurality of data transfer methods via the output interface module, receive a selection of one of the methods for use in making a subsequent data transfer, retrieve a graphical element corresponding to the selected method, configure the device for making data transfers using the selected method, and indicate the device is operable to perform data transfers using the selected method by presenting the graphical element in the interface of the application whenever the interface is displayed via the output interface module or by modifying an icon for launching the application to correspond to the graphical element.Type: GrantFiled: August 9, 2019Date of Patent: December 7, 2021Assignee: The Toronto-Dominion BankInventors: Adrian Bloy, Sébastien Forget, Ryan Edmund Vekeman, Connie Maun-Fong Chan, Daniel Lam Tin Cheung, Arun Victor Jagga, John Jong-Suk Lee
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Patent number: 11144960Abstract: The disclosed embodiments generally relate to systems, methods, and apparatus for dynamic context-based electronic offer communication. In one aspect, a computer server is disclosed, comprising: a hardware processor configured to execute instructions stored in a memory to: receive location data from a mobile device; determine a context of the mobile device based on the location data; generate a database query using the determined context; send the generated query to an events database; receive a conditional electronic offer from the events database; determine user data requirements based on the conditional electronic offer; send a request based on the user data requirements to a secure server; receive user data from the secure server; generate an electronic offer communication based on the conditional electronic offer when the user data received from the secure server meets the user data requirements; and send the electronic offer communication to the mobile device.Type: GrantFiled: July 19, 2017Date of Patent: October 12, 2021Assignee: The Toronto-Dominion BankInventors: Adrian Bloy, Sebastien Forget, Ryan Edmund Vekeman, Connie Maun-Fong Chan, Daniel Lam Tin Cheung, Arun Victor Jagga, John Jong-Suk Lee
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Publication number: 20190361578Abstract: An electronic device for indicating selection of a data transfer method is disclosed. A processor is coupled to an input interface module and an output interface module. A memory is coupled to the processor and stores an application comprising instructions to cause the device to display indications corresponding to a plurality of data transfer methods via the output interface module, receive a selection of one of the methods for use in making a subsequent data transfer, retrieve a graphical element corresponding to the selected method, configure the device for making data transfers using the selected method, and indicate the device is operable to perform data transfers using the selected method by presenting the graphical element in the interface of the application whenever the interface is displayed via the output interface module or by modifying an icon for launching the application to correspond to the graphical element.Type: ApplicationFiled: August 9, 2019Publication date: November 28, 2019Applicant: The Toronto-Dominion BankInventors: Adrian BLOY, Sébastien FORGET, Ryan Edmund VEKEMAN, Connie Maun-Fong CHAN, Daniel LAM TIN CHEUNG, Arun Victor JAGGA, John Jong-Suk LEE
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Patent number: 10423307Abstract: An electronic device for indicating selection of a data transfer method is disclosed. A processor is coupled to an input interface module and an output interface module. A memory is coupled to the processor and stores an application comprising instructions to cause the device to display indications corresponding to a plurality of data transfer methods via the output interface module, receive a selection of one of the methods for use in making a subsequent data transfer, retrieve a graphical element corresponding to the selected method, configure the device for making data transfers using the selected method, and indicate the device is operable to perform data transfers using the selected method by presenting the graphical element in the interface of the application whenever the interface is displayed via the output interface module or by modifying an icon for launching the application to correspond to the graphical element.Type: GrantFiled: July 12, 2017Date of Patent: September 24, 2019Assignee: The Toronto-Dominion BankInventors: Adrian Bloy, Sébastien Forget, Ryan Edmund Vekeman, Connie Maun-Fong Chan, Daniel Lam Tin Cheung, Arun Victor Jagga, John Jong-Suk Lee
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Publication number: 20190089784Abstract: A computer system for provisioning a data transfer method is disclosed, comprising a processor, and a communications module and a memory coupled to the processor. The memory stores instructions that, when executed by the processor, cause the computer system to: receive a provisioning request for a data transfer method; send, to a server associated with the data transfer method, a request, based on the provisioning request, for assignment of a data transfer identifier; receive, from the server, the data transfer identifier responsive to the request for assignment of the data transfer identifier; obtain a data transfer token corresponding to the data transfer identifier by: sending, to a token service provider, a request for the token comprising the data transfer identifier; receiving, from the token service provider, a data transfer token in response to the request for the token; and, send a reply to the provisioning request comprising the token.Type: ApplicationFiled: September 19, 2017Publication date: March 21, 2019Inventors: Adrian BLOY, Ryan Edmund VEKEMAN, Connie Maun-Fong CHAN, Sebastien FORGET, Daniel LAM TIN CHEUNG, John Jong-Suk LEE, Arun Victor JAGGA
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Publication number: 20190026777Abstract: The disclosed embodiments generally relate to systems, methods, and apparatus for dynamic context-based electronic offer communication. In one aspect, a computer server is disclosed, comprising: a hardware processor configured to execute instructions stored in a memory to: receive location data from a mobile device; determine a context of the mobile device based on the location data; generate a database query using the determined context; send the generated query to an events database; receive a conditional electronic offer from the events database; determine user data requirements based on the conditional electronic offer; send a request based on the user data requirements to a secure server; receive user data from the secure server; generate an electronic offer communication based on the conditional electronic offer when the user data received from the secure server meets the user data requirements; and send the electronic offer communication to the mobile device.Type: ApplicationFiled: July 19, 2017Publication date: January 24, 2019Applicant: The Toronto-Dominion BankInventors: Adrian Bloy, Sebastien Forget, Ryan Edmund Vekeman, Connie Maun-Fong Chan, Daniel Lam Tin Cheung, Arun Victor Jagga, John Jong-Suk Lee
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Publication number: 20190018552Abstract: An electronic device for indicating selection of a data transfer method is disclosed. A processor is coupled to an input interface module and an output interface module. A memory is coupled to the processor and stores an application comprising instructions to cause the device to display indications corresponding to a plurality of data transfer methods via the output interface module, receive a selection of one of the methods for use in making a subsequent data transfer, retrieve a graphical element corresponding to the selected method, configure the device for making data transfers using the selected method, and indicate the device is operable to perform data transfers using the selected method by presenting the graphical element in the interface of the application whenever the interface is displayed via the output interface module or by modifying an icon for launching the application to correspond to the graphical element.Type: ApplicationFiled: July 12, 2017Publication date: January 17, 2019Inventors: Adrian BLOY, Sébastien FORGET, Ryan Edmund VEKEMAN, Connie Maun-Fong CHAN, Daniel LAM TIN CHEUNG, Arun Victor JAGGA, John Jong-Suk LEE