Patents by Inventor Ryan Francis

Ryan Francis has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11423375
    Abstract: Described herein are card-based bill payment systems and methods enabling bill payment using a transaction card within a consumer financial institution (CFI) payment platform and enabling real-time payment confirmation messaging is provided. The bill payment system includes a bill pay exchange (BPX) computing system that receives a payment initiation message from a CFI, the payment initiation message including tokenized payment credentials associated with a transaction card used to initiate a bill payment transaction with the CFI, a bill payment amount, and a biller identifier. The BPX computing system also identifies a biller service provider (BSP) associated with the biller, and transmit the payment initiation message to the BSP to initiate authorization of the bill payment transaction.
    Type: Grant
    Filed: October 29, 2020
    Date of Patent: August 23, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Sriram Iyer, Gaurav Khillan, Ryan Francis
  • Publication number: 20210133705
    Abstract: Described herein are card-based bill payment systems and methods enabling bill payment using a transaction card within a consumer financial institution (CFI) payment platform and enabling real-time payment confirmation messaging is provided. The bill payment system includes a bill pay exchange (BPX) computing system that receives a payment initiation message from a CFI, the payment initiation message including tokenized payment credentials associated with a transaction card used to initiate a bill payment transaction with the CFI, a bill payment amount, and a biller identifier. The BPX computing system also identifies a biller service provider (BSP) associated with the biller, and transmit the payment initiation message to the BSP to initiate authorization of the bill payment transaction.
    Type: Application
    Filed: October 29, 2020
    Publication date: May 6, 2021
    Inventors: Sriram Iyer, Gaurav Khillan, Ryan Francis
  • Patent number: 8733608
    Abstract: A magazine assembly for a fastener driving tool having a nosepiece defining a fastener passageway includes an inner mobile member at least partially defining at least first and second chambers for receiving fasteners, and an outer stationary member at least partially surrounding the inner mobile member and engageable relative to the nosepiece. The inner mobile member is movable relative to the outer stationary member in a direction transverse to fastener travel in the magazine assembly.
    Type: Grant
    Filed: May 6, 2011
    Date of Patent: May 27, 2014
    Assignee: Illinois Tool Works Inc.
    Inventors: Ricardo Segura, Ryan Francis
  • Publication number: 20140090732
    Abstract: A pneumatic nailer system for use with a compressor having a main storage tank, includes a first air hose connected at one end to the compressor, a supplemental air storage tank connected to an opposite end of the first hose, and connected at a supply end to at least one second air hose, a pneumatic nailer connected to a tool end of the at least one second air hose, such that the supplemental air storage tank is located between the compressor and the at least one nailer. The supplemental air storage tank enables the pneumatic nailer(s) connected to the supplemental air storage tank to provide consistent drive energy for driving fasteners while reducing the internal air storage volume and overall size of the nailer.
    Type: Application
    Filed: September 30, 2012
    Publication date: April 3, 2014
    Applicant: Illinois Tool Works Inc.
    Inventors: Bryan R. Schieler, Nathan Mina, Christopher A. Horst, Ryan Francis
  • Publication number: 20120280016
    Abstract: A magazine assembly for a fastener driving tool having a nosepiece defining a fastener passageway includes an inner mobile member at least partially defining at least first and second chambers for receiving fasteners, and an outer stationary member at least partially surrounding the inner mobile member and engageable relative to the nosepiece. The inner mobile member is movable relative to the outer stationary member in a direction transverse to fastener travel in the magazine assembly.
    Type: Application
    Filed: May 6, 2011
    Publication date: November 8, 2012
    Inventors: Ricardo Segura, Ryan Francis