Patents by Inventor Ryan Hinchey

Ryan Hinchey has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230260043
    Abstract: A computing system can implement a cognitive-based risk mitigation service. The system can train and test a correlation model using a cognitive assessment test (CAT) distributed to control base users. The control base users may further provide access to motor vehicle records such that the system can determine a set of correlations between cognitive health metrics tested by the (CAT) and vehicle accident risk as indicated by actual accident data in the motor vehicle records. Once a threshold level of accuracy is attained, the correlation model may be executed on response data from inquiring users taking the CAT to determine motor vehicle risk of those users without them providing access to their motor vehicle records. This motor vehicle risk may then be used to generate a risk mitigation policy package for the inquiring user.
    Type: Application
    Filed: June 21, 2021
    Publication date: August 17, 2023
    Inventors: Munjal Shah, Gaurav Suri, Kurt Roots, Ryan Hinchey
  • Patent number: 11574714
    Abstract: A computing system can implement a health verification and prediction service by generating an interactive user interface through which users can provide responses to health assertions in one or more trivia sessions. Each of the health assertions can include a correlation value to actual health outcomes based on responses received from individuals a control group and the known health outcomes of those individuals. Based on the responses from the user, the computing system can generate a health profile for the user.
    Type: Grant
    Filed: January 8, 2021
    Date of Patent: February 7, 2023
    Assignee: Hi. Q, Inc.
    Inventors: Shuo Jiao, Munjal Shah, Ryan Hinchey, Cathy Ye Fan, Ardaman Singh
  • Patent number: 11568364
    Abstract: A computing system can execute a correlation model for a library of health assertions to configure a correlation value for each health assertion. The correlation value comprises a correlation between knowledge associated with the health assertion and known health outcomes of individuals in a control group who have also provided responses to the health assertions. The computing system provides a health trivia session for users and based at least in part on the performance of the user, generates a morbidity risk profile that is used to classify the user in an underwriting class.
    Type: Grant
    Filed: December 29, 2020
    Date of Patent: January 31, 2023
    Assignee: Hi.Q, Inc.
    Inventors: Shuo Jiao, Munjal Shah, Ryan Hinchey, Cathy Ye Fan, Ardaman Singh
  • Publication number: 20220114674
    Abstract: A computing system can implement a risk-assessment service through execution of a health lab data classifier model that classifies a prospective client's clinical health lab data, comprising a set of health aspect levels, within a set of health aspect ranges. When the set of health aspect levels of the prospective client are within a set of health aspect ranges, the computing system can generate one or more risk-mitigation packages at a particular tier of the risk-assessment service.
    Type: Application
    Filed: October 7, 2021
    Publication date: April 14, 2022
    Inventors: Ryan Hinchey, Munjal Shah, Gaurav Suri, Kun Huang, Kurt Roots, Bill Moore, Janel Obenchain
  • Publication number: 20210210176
    Abstract: A computing system can implement a health verification and prediction service by generating an interactive user interface through which users can provide responses to health assertions in one or more trivia sessions. Each of the health assertions can include a correlation value to actual health outcomes based on responses received from individuals a control group and the known health outcomes of those individuals. Based on the responses from the user, the computing system can generate a health profile for the user.
    Type: Application
    Filed: January 8, 2021
    Publication date: July 8, 2021
    Inventors: Shuo Jiao, Munjal Shah, Ryan Hinchey, Cathy Ye Fan, Ardaman Singh
  • Publication number: 20210192454
    Abstract: A computing system can execute a correlation model for a library of health assertions to configure a correlation value for each health assertion. The correlation value comprises a correlation between knowledge associated with the health assertion and known health outcomes of individuals in a control group who have also provided responses to the health assertions. The computing system provides a health trivia session for users and based at least in part on the performance of the user, generates a morbidity risk profile that is used to classify the user in an underwriting class.
    Type: Application
    Filed: December 29, 2020
    Publication date: June 24, 2021
    Inventors: Shuo Jiao, Munjal Shah, Ryan Hinchey, Cathy Ye Fan, Ardaman Singh
  • Patent number: 10930378
    Abstract: A computing system can implement a health verification and prediction service by generating an interactive user interface through which users can provide responses to health assertions in one or more trivia sessions. Each of the health assertions can include a correlation value to actual health outcomes based on responses received from individuals a control group and the known health outcomes of those individuals. Based on the responses from the user, the computing system can generate a health profile for the user.
    Type: Grant
    Filed: February 19, 2019
    Date of Patent: February 23, 2021
    Assignee: Hi.Q, Inc.
    Inventors: Shuo Jiao, Munjal Shah, Ryan Hinchey, Cathy Ye Fan, Ardaman Singh
  • Patent number: 10910109
    Abstract: A computing system can execute a correlation model for a library of health assertions to configure a correlation value for each health assertion. The correlation value comprises a correlation between knowledge associated with the health assertion and known health outcomes of individuals in a control group who have also provided responses to the health assertions. The computing system provides a health trivia session for users and based at least in part on the performance of the user, generates a mortality outcome profile that is used to classify the user in an underwriting class.
    Type: Grant
    Filed: February 7, 2020
    Date of Patent: February 2, 2021
    Assignee: Hi.Q, Inc.
    Inventors: Shuo Jiao, Munjal Shah, Ryan Hinchey, Cathy Ye Fan, Ardaman Singh
  • Publication number: 20200251222
    Abstract: A computing system can execute a correlation model for a library of health assertions to configure a correlation value for each health assertion. The correlation value comprises a correlation between knowledge associated with the health assertion and known health outcomes of individuals in a control group who have also provided responses to the health assertions. The computing system provides a health trivia session for users and based at least in part on the performance of the user, generates a mortality outcome profile that is used to classify the user in an underwriting class.
    Type: Application
    Filed: February 7, 2020
    Publication date: August 6, 2020
    Inventors: Shuo Jiao, Munjal Shah, Ryan Hinchey, Cathy Ye Fan, Ardaman Singh
  • Patent number: 10650474
    Abstract: Examples described herein include a computer system to obtain social network content from a user, and to analyze the social network content to determine one or more attributes. The computer system predicts a lifestyle category of the user based at least in part on the determined one or more attributes.
    Type: Grant
    Filed: September 22, 2016
    Date of Patent: May 12, 2020
    Assignee: Hi.Q, Inc.
    Inventors: Shuo Jiao, Munjal Shah, Ryan Hinchey, Cathy Ye Fan, Ardaman Singh
  • Patent number: 10636525
    Abstract: A computer system automates the determination of a health profile of a user based on a knowledge of the user regarding health related questions and social network content from an account of the user.
    Type: Grant
    Filed: September 22, 2016
    Date of Patent: April 28, 2020
    Assignee: Hi.Q, Inc.
    Inventors: Shuo Jiao, Munjal Shah, Ryan Hinchey, Cathy Ye Fan, Ardaman Singh
  • Patent number: 10580531
    Abstract: A computer system prompts a user to answer a series of questions from a collection of questions. From the user's answers, the computer system predicts a mortality outcome based on the value of a predetermined mortality parameter for one or more of the questions in the series.
    Type: Grant
    Filed: September 22, 2016
    Date of Patent: March 3, 2020
    Assignee: Hi.Q, Inc.
    Inventors: Shuo Jiao, Munjal Shah, Ryan Hinchey, Cathy Ye Fan, Ardaman Singh
  • Publication number: 20190180852
    Abstract: A computing system can implement a health verification and prediction service by generating an interactive user interface through which users can provide responses to health assertions in one or more trivia sessions. Each of the health assertions can include a correlation value to actual health outcomes based on responses received from individuals a control group and the known health outcomes of those individuals. Based on the responses from the user, the computing system can generate a health profile for the user.
    Type: Application
    Filed: February 19, 2019
    Publication date: June 13, 2019
    Inventors: Shuo Jiao, Munjal Shah, Ryan Hinchey, Cathy Ye Fan, Ardaman Singh
  • Publication number: 20170103179
    Abstract: A computer system prompts a user to answer a series of questions from a collection of questions. From the user's answers, the computer system predicts a mortality outcome based on the value of a predetermined mortality parameter for one or more of the questions in the series.
    Type: Application
    Filed: September 22, 2016
    Publication date: April 13, 2017
    Inventors: Shuo Jiao, Munjal Shah, Ryan Hinchey, Cathy Ye Fan, Ardaman Singh
  • Publication number: 20170103469
    Abstract: Examples described herein include a computer system to obtain social network content from a user, and to analyze the social network content to determine one or more attributes. The computer system predicts a lifestyle category of the user based at least in part on the determined one or more attributes.
    Type: Application
    Filed: September 22, 2016
    Publication date: April 13, 2017
    Inventors: Shuo Jiao, Munjal Shah, Ryan Hinchey, Cathy Ye Fan, Ardaman Singh
  • Publication number: 20170103180
    Abstract: A computer system automates the determination of a health profile of a user based on a knowledge of the user regarding health related questions and social network content from an account of the user.
    Type: Application
    Filed: September 22, 2016
    Publication date: April 13, 2017
    Inventors: Shuo Jiao, Munjal Shah, Ryan Hinchey, Cathy Ye Fan, Ardaman Singh
  • Patent number: 8473392
    Abstract: In a system and method for evaluating and comparing variable annuities, ranking and comparison of annuities and their guaranteed riders is performed by coding the performance of the annuities into a computer model based on the behavior of one or more annuity products as described in a prospectus. A user is provided with a computer interface to input his/her preferences and then view anticipated performance. The anticipated performance is based on one or more validated scenarios of future market performance. The output is in part based on showing the total value of two or more different annuities over time as a bar chart. Each bar presents the total withdrawals to date in a lower portion and the cash surrender value as a top portion.
    Type: Grant
    Filed: October 11, 2010
    Date of Patent: June 25, 2013
    Inventor: Ryan Hinchey