Abstract: A disinfection platform for at least partially disinfecting a proximal surface is provided. A disinfection apparatus includes a housing defining an aperture, a UV light source enclosed in the housing configured to project a UV illumination pattern toward a target disinfection area where the disinfection apparatus is disposed above one end and oriented at a downward angle. The illumination pattern output from the disinfection apparatus at least partially defined by louvers and an occlusion nose with reflective fins positioned at the aperture such that the illumination pattern at the target disinfection surface has improved intensity distribution. Multiple sensors cooperate with a control circuit operating the UV light source to provide intelligent and automated control with pattern detection, event based disinfection, and validation.

Abstract: Methods for authenticating, verifying and digitally onboarding prospective account holders using an artificially-intelligent, dynamic, rules-based system are provided. Methods may include receiving digital requests for digital account onboarding. Methods include processing the digital requests at a rules engine. Methods may include generating an authentication and verification score for each digital request. Methods may include initiating one or more authentication and verification systems to authenticate and/or verify a prospective account holder associated with each digital request. Methods may include identifying an authentication and verification score for each digital request based the results of the authentication and verification systems. Methods may include creating accounts for account holders that are authenticatable and verifiable by the authentication and verification systems.