Abstract: The present invention relates to a system and method for ship-to-ship transfers and/or replenishments of a resource to a ship during lightering. In particular, the ship-to-ship transfer system includes one or more single-point moorings (e.g., CALM, SALM, or ELSBM buoys) fluidly connected to one another and, optionally, a pumping station or utility ship to facilitate the transfer of the resource. Each single-point mooring is positioned at the water surface at a lateral distance away from the other single-point moorings. Each single-point mooring is fluidly coupled to one another via a series of pipes on or near the sea floor and also includes a fluidic coupling (e.g., a floating hose assembly) that may be connected to a ship. The ship-to-ship transfer system may also be used for storage of resources, delivery of liquid consumables, and/or receipt of liquid waste.