Abstract: A terminal handler of a computing environment can provide remote access to Internet of Things (IoT) service devices positioned in a location associated with a service provider to facilitate secure transactions. The terminal handler can control a particular IoT service device by performing operations. The operations can include receiving a request to perform a function of the particular IoT service device. The request can include authentication credentials for a user account. The operations can include authenticating a user of a mobile device based on the authentication credentials. The operations can include authenticating the mobile device based on a distance between a location of the mobile device and the location associated with the service provider being less than a threshold distance. The operations can include transmitting an application programming interface (API) call to the IoT service device to cause the IoT service device to perform the function.

Abstract: A system can be provided that can enable contactless access to service devices to facilitate secure transactions. For example, the system can include Internet of Things (IoT) service devices associated with a service provider. The system can also include a computing environment, which may receive an access request from a mobile device. The access request can be transmitted in response to a user of the mobile device performing a contactless authentication process with an IoT service device. The computing environment can then identify the IoT service device and can identify a user account associated with the mobile device and with the service provider. The computing environment can further provide access for the mobile device to functions of the IoT service device via a software application associated with the service provider. The functions can be used to facilitate secure transactions between the IoT service device and the user account.

Abstract: A system can be provided that can enable remote access to IoT service devices to facilitate secure transactions. For example, the system can include a IoT service device positioned in a location associated with a service provider. The system can also include a computing environment, which may receive, from a mobile device, a request to perform a function of the IoT service device. The request can include authentication credentials for a user account. Further, the computing environment can authenticate a user of the mobile device based on the authentication credentials. The computing environment may also authenticate the mobile device based on a distance between a location of the mobile device and the location associated with the service provider being less than a threshold distance. Additionally, the computing environment may transmit an application programming interface (API) call to the IoT service device to cause the IoT service device to perform the function.

Abstract: A terminal handler of a computing environment can provide remote access to Internet of Things (IoT) service devices positioned in a location associated with a service provider to facilitate secure transactions. The terminal handler can control a particular IoT service device by performing operations. The operations can include receiving a request to perform a function of the particular IoT service device. The request can include authentication credentials for a user account. The operations can include authenticating a user of a mobile device based on the authentication credentials. The operations can include authenticating the mobile device based on a distance between a location of the mobile device and the location associated with the service provider being less than a threshold distance. The operations can include transmitting an application programming interface (API) call to the IoT service device to cause the IoT service device to perform the function.

Abstract: A system can be provided that can initiate a step-up authentication protocol to facilitate secure transactions. For example, the system can include an Internet of Things (IoT) service device. The system can also include a computing environment, which can receive, from a mobile device, a request to perform a function of the IoT service device. The request can include first authentication credentials. The computing environment can further determine that the request satisfies requirements for the step-up authentication protocol and can initiate the step-up authentication protocol by transmitting an authentication request to the mobile device. As a result, the computing environment can receive the second authentication credentials and can authenticate a user of the mobile device based on the first and second authentication credentials. Additionally, the computing environment can transmit an application programming interface (API) call to the IoT service device to cause the IoT service to perform the function.

Abstract: A system can be provided that can enable contactless access to service devices to facilitate secure transactions. For example, the system can include Internet of Things (IoT) service devices associated with a service provider. The system can also include a computing environment, which may receive an access request from a mobile device. The access request can be transmitted in response to a user of the mobile device performing a contactless authentication process with an IoT service device. The computing environment can then identify the IoT service device and can identify a user account associated with the mobile device and with the service provider. The computing environment can further provide access for the mobile device to functions of the IoT service device via a software application associated with the service provider. The functions can be used to facilitate secure transactions between the IoT service device and the user account.

Abstract: A system can be provided that can enable remote access to IoT service devices to facilitate secure transactions. For example, the system can include a IoT service device positioned in a location associated with a service provider. The system can also include a computing environment, which may receive, from a mobile device, a request to perform a function of the IoT service device. The request can include authentication credentials for a user account. Further, the computing environment can authenticate a user of the mobile device based on the authentication credentials. The computing environment may also authenticate the mobile device based on a distance between a location of the mobile device and the location associated with the service provider being less than a threshold distance. Additionally, the computing environment may transmit an application programming interface (API) call to the IoT service device to cause the IoT service device to perform the function.

Abstract: Various embodiments herein each include at least one of systems, methods, devices, and software for currency acquisition. One such embodiment, in the form of a method, includes receiving, via a short-range radio transceiver device from a mobile device, payment authorization data associated with a bankcard and a currency request. The method then transmits the currency request and payment authorization data via a bankcard payment network and receives a currency request response via the bankcard payment network. The method then authorizes dispensing of currency in an amount of the currency request when the currency request response includes an approval.