Patents by Inventor Ryan P. BODMAN

Ryan P. BODMAN has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • METHOD AND SYSTEM FOR DIGITAL MONEY MANAGEMENT FOR A PAYMENT ACCOUNT
    Publication number: 20170286929
    Abstract: A method for managing account savings via authorization holds includes: storing an account profile related to a transaction account including an account identifier and primary account number; receiving a savings request including the account identifier and savings data; identifying a starting amount, goal amount, and period of time based on the savings data; generating a first transaction message including the primary account number starting amount; transmitting the first transaction message to a financial institution associated with the related transaction account; generating a second transaction message including the primary account number and goal amount; and transmitting the second transaction message to the financial institution associated with the related transaction account after at least the period of time following transmission of the first transaction message.
    Type: Application
    Filed: March 30, 2017
    Publication date: October 5, 2017
    Applicant: Mastercard International Incorporated
    Inventors: Ryan P. BODMAN, Claudia Alexandra BARON-AOUDAL, Cynthia M. CHASTAIN, Thomas Robert CRONIN, Kevin John FINNEGAN, Eric Jon MCILWAIN, Kun WANG