Patents by Inventor Ryan T. Dobos

Ryan T. Dobos has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for providing financial valuations of entities
    Patent number: 12243108
    Abstract: A method for determining a financial valuation for a business including: receiving a set of user inputs having at least one of the following: a total income, a cost of sales, a total expense, a depreciation, an amortization, a shared-based compensation, an owner compensation, a cash and marketable security, and a long term debt; receiving a set of fixed inputs having at least one of the following: a discount rate, and a tax rate; calculating at least one financial valuation using a modified discounted cash flow valuation method; determining when a trigger condition has been met based on the at least one financial valuation; when the trigger condition has been met, sending a business owner a recommendation to take a subsequent action.
    Type: Grant
    Filed: July 31, 2022
    Date of Patent: March 4, 2025
    Assignee: Manufacturers and Traders Trust Company
    Inventors: Brandon M. Bieron, Ryan T. Dobos, Jonathan Kolozsvary, Gavin P. Musynske