Patents by Inventor S. Clayton Bain

S. Clayton Bain has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11983683
    Abstract: Embodiments of a computing architecture for healthcare payments are disclosed.
    Type: Grant
    Filed: March 8, 2021
    Date of Patent: May 14, 2024
    Assignee: SALUCRO HEALTHCARE SOLUTIONS, LLC
    Inventor: S Clayton Bain
  • Publication number: 20230409616
    Abstract: Systems, methods, and computer-readable media are provided for hybrid guidance of a communication session. In one aspect, a system includes one or more processors configured to execute computer-readable instructions to receive an inquiry from a user terminal; stream the inquiry to one or more support terminals configured to provide live support for the inquiry; determine if an automated response to the inquiry is available; and provide one of the automated response or a live response to the inquiry based on whether the automated response to the inquiry is available or not.
    Type: Application
    Filed: July 28, 2023
    Publication date: December 21, 2023
    Applicant: SALUCRO HEALTHCARE SOLUTIONS, LLC
    Inventor: S. Clayton Bain
  • Publication number: 20230377002
    Abstract: A system for evaluating health risk is provided. The system may be configured for requesting first data from a merchant associated with a user and second data from an activity tracking service associated with the user. The system may also comprise analyzing the item to determine a first health impact for the item based on the item and demographic information associated with the user. The system may further comprise analyzing the level of activity to determine a second health impact from the level of activity based on the level of activity and the demographic information associated with the user. The system may further comprise selecting an advertisement based on medical data, and at least one of the first health impact, the second health impact and the demographic information associated with the user.
    Type: Application
    Filed: July 28, 2023
    Publication date: November 23, 2023
    Applicant: Salucro Healthcare Solutions, LLC
    Inventor: S. Clayton Bain
  • Patent number: 11810125
    Abstract: Systems, methods, and computer-readable media are provided for hybrid guidance of a communication session. In one aspect, a system includes one or more processors configured to execute computer-readable instructions to receive an inquiry from a user terminal; stream the inquiry to one or more support terminals configured to provide live support for the inquiry; determine if an automated response to the inquiry is available; and provide one of the automated response or a live response to the inquiry based on whether the automated response to the inquiry is available or not.
    Type: Grant
    Filed: January 10, 2019
    Date of Patent: November 7, 2023
    Assignee: SALUCRO HEALTHCARE SOLUTIONS, LLC
    Inventor: S Clayton Bain
  • Patent number: 11769177
    Abstract: A system for evaluating health risk is provided. The system may be configured for requesting first data from a merchant associated with a user and second data from an activity tracking service associated with the user. The system may also comprise analyzing the item to determine a first health impact for the item based on the item and demographic information associated with the user. The system may further comprise analyzing the level of activity to determine a second health impact from the level of activity based on the level of activity and the demographic information associated with the user. The system may further comprise selecting an advertisement based on medical data, and at least one of the first health impact, the second health impact and the demographic information associated with the user.
    Type: Grant
    Filed: August 17, 2022
    Date of Patent: September 26, 2023
    Assignee: SALUCRO HEALTHCARE SOLUTIONS, LLC
    Inventor: S. Clayton Bain
  • Publication number: 20220414715
    Abstract: A system for evaluating health risk is provided. The system may be configured for requesting first data from a merchant associated with a user and second data from an activity tracking service associated with the user. The system may also comprise analyzing the item to determine a first health impact for the item based on the item and demographic information associated with the user. The system may further comprise analyzing the level of activity to determine a second health impact from the level of activity based on the level of activity and the demographic information associated with the user. The system may further comprise selecting an advertisement based on medical data, and at least one of the first health impact, the second health impact and the demographic information associated with the user.
    Type: Application
    Filed: August 17, 2022
    Publication date: December 29, 2022
    Applicant: Salucro Healthcare Solutions, LLC
    Inventor: S. Clayton BAIN
  • Patent number: 11468480
    Abstract: A system for evaluating health risk is provided. The system may be configured for requesting first data from a merchant associated with a user and second data from an activity tracking service associated with the user. The system may also comprise analyzing the item to determine a first health impact for the item based on the item and demographic information associated with the user. The system may further comprise analyzing the level of activity to determine a second health impact from the level of activity based on the level of activity and the demographic information associated with the user. The system may further comprise selecting an advertisement based on medical data, and at least one of the first health impact, the second health impact and the demographic information associated with the user.
    Type: Grant
    Filed: May 17, 2021
    Date of Patent: October 11, 2022
    Assignee: SALUCRO HEALTHCARE SOLUTIONS, LLC
    Inventor: S. Clayton Bain
  • Publication number: 20210279770
    Abstract: A system for evaluating health risk is provided. The system may be configured for requesting first data from a merchant associated with a user and second data from an activity tracking service associated with the user. The system may also comprise analyzing the item to determine a first health impact for the item based on the item and demographic information associated with the user. The system may further comprise analyzing the level of activity to determine a second health impact from the level of activity based on the level of activity and the demographic information associated with the user. The system may further comprise selecting an advertisement based on medical data, and at least one of the first health impact, the second health impact and the demographic information associated with the user.
    Type: Application
    Filed: May 17, 2021
    Publication date: September 9, 2021
    Applicant: Salucro Healthcare Solutions, LLC
    Inventor: S. Clayton Bain
  • Publication number: 20210256490
    Abstract: Embodiments of a computing architecture for healthcare payments are disclosed.
    Type: Application
    Filed: March 8, 2021
    Publication date: August 19, 2021
    Applicant: Salucro Healthcare Solutions, LLC
    Inventor: S Clayton Bain
  • Patent number: 11042908
    Abstract: A system for evaluating health risk is provided. The system may be configured for requesting first data from a merchant associated with a user and second data from an activity tracking service associated with the user. The system may also comprise analyzing the item to determine a first health impact for the item based on the item and demographic information associated with the user. The system may further comprise analyzing the level of activity to determine a second health impact from the level of activity based on the level of activity and the demographic information associated with the user. The system may further comprise selecting an advertisement based on medical data, and at least one of the first health impact, the second health impact and the demographic information associated with the user.
    Type: Grant
    Filed: November 29, 2016
    Date of Patent: June 22, 2021
    Assignee: SALUCRO HEALTHCARE SOLUTIONS, LLC
    Inventor: S. Clayton Bain
  • Patent number: 10943218
    Abstract: Embodiments of a computing architecture for healthcare payments are disclosed.
    Type: Grant
    Filed: May 7, 2018
    Date of Patent: March 9, 2021
    Assignee: Salucro Healthcare Solutions, LLC
    Inventor: S Clayton Bain
  • Patent number: 10360588
    Abstract: The system monitors user actions in a user payment system and provides targeted advertisements to a user where the user opts-in as a participant in an advertising program. The system is further configured to track and distribute revenue from the advertising program to various parties including the user, healthcare providers, and user payment systems providers.
    Type: Grant
    Filed: October 11, 2013
    Date of Patent: July 23, 2019
    Assignee: SALUCRO HEALTHCARE SOLUTIONS, LLC
    Inventor: S. Clayton Bain
  • Publication number: 20170161452
    Abstract: A system for evaluating health risk is provided. The system may be configured for requesting first data from a merchant associated with a user and second data from an activity tracking service associated with the user. The system may also comprise analyzing the item to determine a first health impact for the item based on the item and demographic information associated with the user. The system may further comprise analyzing the level of activity to determine a second health impact from the level of activity based on the level of activity and the demographic information associated with the user. The system may further comprise selecting an advertisement based on medical data, and at least one of the first health impact, the second health impact and the demographic information associated with the user.
    Type: Application
    Filed: November 29, 2016
    Publication date: June 8, 2017
    Applicant: Salucro Healthcare Solutions, LLC
    Inventor: S. Clayton Bain
  • Publication number: 20140122135
    Abstract: In various embodiments, a computer-based method may comprise: compiling, by a vendor ranking computer, eligibility rules and vendor statistics regarding vendor eligibility performance; receiving, by the computer, an eligibility request comprising eligibility parameters; querying, by the computer and based upon the eligibility parameters, a vendor database to determine a subset of eligibility vendors; analyzing, by the computer and based upon at least one of the eligibility rules and the vendor statistics, the subset of eligibility vendors; ranking, by the computer and based upon the analyzing, each vendor in the subset of vendors to produce a ranked vendor list; and providing, by the computer, the ranked vendor list to an eligibility system.
    Type: Application
    Filed: October 30, 2013
    Publication date: May 1, 2014
    Inventor: S. Clayton Bain
  • Publication number: 20140039933
    Abstract: The system monitors user actions in a user payment system and provides targeted advertisements to a user where the user opts-in as a participant in an advertising program. The system is further configured to track and distribute revenue from the advertising program to various parties including the user, healthcare providers, and user payment systems providers.
    Type: Application
    Filed: October 11, 2013
    Publication date: February 6, 2014
    Inventor: S. Clayton Bain
  • Patent number: 8583456
    Abstract: The system monitors user actions in a user payment system and provides targeted advertisements to a user where the user opts-in as a participant in an advertising program. The system is further configured to track and distribute revenue from the advertising program to various parties including the user, healthcare providers, and user payment systems providers.
    Type: Grant
    Filed: January 5, 2011
    Date of Patent: November 12, 2013
    Inventor: S. Clayton Bain
  • Publication number: 20130275144
    Abstract: In various embodiments, the systems, methods and computer readable media (collectively “systems”) described herein are capable of requesting, collecting, and/or otherwise facilitating self-payment of healthcare related receivables. Moreover, in various embodiments, the systems may create, bundle and/or monetize and sell receivables. In various embodiments, bundles or receivables may be sold in an electronic market place. These bundles may be presented to potential buyers through a dashboard, The system may be capable of evaluating and associated a real-time value with the receivable.
    Type: Application
    Filed: April 11, 2013
    Publication date: October 17, 2013
    Applicant: Salucro Healthcare Solutions, LLC
    Inventor: S. Clayton Bain
  • Publication number: 20110166889
    Abstract: The system monitors user actions in a user payment system and provides targeted advertisements to a user where the user opts-in as a participant in an advertising program. The system is further configured to track and distribute revenue from the advertising program to various parties including the user, healthcare providers, and user payment systems providers.
    Type: Application
    Filed: January 5, 2011
    Publication date: July 7, 2011
    Applicant: EFINEONLINE.COM, LLC D.B.A. MEDPAYONLINE.COM
    Inventor: S. Clayton Bain