Patents by Inventor S. Clayton Bain
S. Clayton Bain has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11983683Abstract: Embodiments of a computing architecture for healthcare payments are disclosed.Type: GrantFiled: March 8, 2021Date of Patent: May 14, 2024Assignee: SALUCRO HEALTHCARE SOLUTIONS, LLCInventor: S Clayton Bain
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Publication number: 20230409616Abstract: Systems, methods, and computer-readable media are provided for hybrid guidance of a communication session. In one aspect, a system includes one or more processors configured to execute computer-readable instructions to receive an inquiry from a user terminal; stream the inquiry to one or more support terminals configured to provide live support for the inquiry; determine if an automated response to the inquiry is available; and provide one of the automated response or a live response to the inquiry based on whether the automated response to the inquiry is available or not.Type: ApplicationFiled: July 28, 2023Publication date: December 21, 2023Applicant: SALUCRO HEALTHCARE SOLUTIONS, LLCInventor: S. Clayton Bain
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Publication number: 20230377002Abstract: A system for evaluating health risk is provided. The system may be configured for requesting first data from a merchant associated with a user and second data from an activity tracking service associated with the user. The system may also comprise analyzing the item to determine a first health impact for the item based on the item and demographic information associated with the user. The system may further comprise analyzing the level of activity to determine a second health impact from the level of activity based on the level of activity and the demographic information associated with the user. The system may further comprise selecting an advertisement based on medical data, and at least one of the first health impact, the second health impact and the demographic information associated with the user.Type: ApplicationFiled: July 28, 2023Publication date: November 23, 2023Applicant: Salucro Healthcare Solutions, LLCInventor: S. Clayton Bain
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Patent number: 11810125Abstract: Systems, methods, and computer-readable media are provided for hybrid guidance of a communication session. In one aspect, a system includes one or more processors configured to execute computer-readable instructions to receive an inquiry from a user terminal; stream the inquiry to one or more support terminals configured to provide live support for the inquiry; determine if an automated response to the inquiry is available; and provide one of the automated response or a live response to the inquiry based on whether the automated response to the inquiry is available or not.Type: GrantFiled: January 10, 2019Date of Patent: November 7, 2023Assignee: SALUCRO HEALTHCARE SOLUTIONS, LLCInventor: S Clayton Bain
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Patent number: 11769177Abstract: A system for evaluating health risk is provided. The system may be configured for requesting first data from a merchant associated with a user and second data from an activity tracking service associated with the user. The system may also comprise analyzing the item to determine a first health impact for the item based on the item and demographic information associated with the user. The system may further comprise analyzing the level of activity to determine a second health impact from the level of activity based on the level of activity and the demographic information associated with the user. The system may further comprise selecting an advertisement based on medical data, and at least one of the first health impact, the second health impact and the demographic information associated with the user.Type: GrantFiled: August 17, 2022Date of Patent: September 26, 2023Assignee: SALUCRO HEALTHCARE SOLUTIONS, LLCInventor: S. Clayton Bain
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Publication number: 20220414715Abstract: A system for evaluating health risk is provided. The system may be configured for requesting first data from a merchant associated with a user and second data from an activity tracking service associated with the user. The system may also comprise analyzing the item to determine a first health impact for the item based on the item and demographic information associated with the user. The system may further comprise analyzing the level of activity to determine a second health impact from the level of activity based on the level of activity and the demographic information associated with the user. The system may further comprise selecting an advertisement based on medical data, and at least one of the first health impact, the second health impact and the demographic information associated with the user.Type: ApplicationFiled: August 17, 2022Publication date: December 29, 2022Applicant: Salucro Healthcare Solutions, LLCInventor: S. Clayton BAIN
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Patent number: 11468480Abstract: A system for evaluating health risk is provided. The system may be configured for requesting first data from a merchant associated with a user and second data from an activity tracking service associated with the user. The system may also comprise analyzing the item to determine a first health impact for the item based on the item and demographic information associated with the user. The system may further comprise analyzing the level of activity to determine a second health impact from the level of activity based on the level of activity and the demographic information associated with the user. The system may further comprise selecting an advertisement based on medical data, and at least one of the first health impact, the second health impact and the demographic information associated with the user.Type: GrantFiled: May 17, 2021Date of Patent: October 11, 2022Assignee: SALUCRO HEALTHCARE SOLUTIONS, LLCInventor: S. Clayton Bain
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Publication number: 20210279770Abstract: A system for evaluating health risk is provided. The system may be configured for requesting first data from a merchant associated with a user and second data from an activity tracking service associated with the user. The system may also comprise analyzing the item to determine a first health impact for the item based on the item and demographic information associated with the user. The system may further comprise analyzing the level of activity to determine a second health impact from the level of activity based on the level of activity and the demographic information associated with the user. The system may further comprise selecting an advertisement based on medical data, and at least one of the first health impact, the second health impact and the demographic information associated with the user.Type: ApplicationFiled: May 17, 2021Publication date: September 9, 2021Applicant: Salucro Healthcare Solutions, LLCInventor: S. Clayton Bain
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Publication number: 20210256490Abstract: Embodiments of a computing architecture for healthcare payments are disclosed.Type: ApplicationFiled: March 8, 2021Publication date: August 19, 2021Applicant: Salucro Healthcare Solutions, LLCInventor: S Clayton Bain
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Patent number: 11042908Abstract: A system for evaluating health risk is provided. The system may be configured for requesting first data from a merchant associated with a user and second data from an activity tracking service associated with the user. The system may also comprise analyzing the item to determine a first health impact for the item based on the item and demographic information associated with the user. The system may further comprise analyzing the level of activity to determine a second health impact from the level of activity based on the level of activity and the demographic information associated with the user. The system may further comprise selecting an advertisement based on medical data, and at least one of the first health impact, the second health impact and the demographic information associated with the user.Type: GrantFiled: November 29, 2016Date of Patent: June 22, 2021Assignee: SALUCRO HEALTHCARE SOLUTIONS, LLCInventor: S. Clayton Bain
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Patent number: 10943218Abstract: Embodiments of a computing architecture for healthcare payments are disclosed.Type: GrantFiled: May 7, 2018Date of Patent: March 9, 2021Assignee: Salucro Healthcare Solutions, LLCInventor: S Clayton Bain
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Patent number: 10360588Abstract: The system monitors user actions in a user payment system and provides targeted advertisements to a user where the user opts-in as a participant in an advertising program. The system is further configured to track and distribute revenue from the advertising program to various parties including the user, healthcare providers, and user payment systems providers.Type: GrantFiled: October 11, 2013Date of Patent: July 23, 2019Assignee: SALUCRO HEALTHCARE SOLUTIONS, LLCInventor: S. Clayton Bain
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Publication number: 20170161452Abstract: A system for evaluating health risk is provided. The system may be configured for requesting first data from a merchant associated with a user and second data from an activity tracking service associated with the user. The system may also comprise analyzing the item to determine a first health impact for the item based on the item and demographic information associated with the user. The system may further comprise analyzing the level of activity to determine a second health impact from the level of activity based on the level of activity and the demographic information associated with the user. The system may further comprise selecting an advertisement based on medical data, and at least one of the first health impact, the second health impact and the demographic information associated with the user.Type: ApplicationFiled: November 29, 2016Publication date: June 8, 2017Applicant: Salucro Healthcare Solutions, LLCInventor: S. Clayton Bain
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Publication number: 20140122135Abstract: In various embodiments, a computer-based method may comprise: compiling, by a vendor ranking computer, eligibility rules and vendor statistics regarding vendor eligibility performance; receiving, by the computer, an eligibility request comprising eligibility parameters; querying, by the computer and based upon the eligibility parameters, a vendor database to determine a subset of eligibility vendors; analyzing, by the computer and based upon at least one of the eligibility rules and the vendor statistics, the subset of eligibility vendors; ranking, by the computer and based upon the analyzing, each vendor in the subset of vendors to produce a ranked vendor list; and providing, by the computer, the ranked vendor list to an eligibility system.Type: ApplicationFiled: October 30, 2013Publication date: May 1, 2014Inventor: S. Clayton Bain
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Publication number: 20140039933Abstract: The system monitors user actions in a user payment system and provides targeted advertisements to a user where the user opts-in as a participant in an advertising program. The system is further configured to track and distribute revenue from the advertising program to various parties including the user, healthcare providers, and user payment systems providers.Type: ApplicationFiled: October 11, 2013Publication date: February 6, 2014Inventor: S. Clayton Bain
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Patent number: 8583456Abstract: The system monitors user actions in a user payment system and provides targeted advertisements to a user where the user opts-in as a participant in an advertising program. The system is further configured to track and distribute revenue from the advertising program to various parties including the user, healthcare providers, and user payment systems providers.Type: GrantFiled: January 5, 2011Date of Patent: November 12, 2013Inventor: S. Clayton Bain
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Publication number: 20130275144Abstract: In various embodiments, the systems, methods and computer readable media (collectively “systems”) described herein are capable of requesting, collecting, and/or otherwise facilitating self-payment of healthcare related receivables. Moreover, in various embodiments, the systems may create, bundle and/or monetize and sell receivables. In various embodiments, bundles or receivables may be sold in an electronic market place. These bundles may be presented to potential buyers through a dashboard, The system may be capable of evaluating and associated a real-time value with the receivable.Type: ApplicationFiled: April 11, 2013Publication date: October 17, 2013Applicant: Salucro Healthcare Solutions, LLCInventor: S. Clayton Bain
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Publication number: 20110166889Abstract: The system monitors user actions in a user payment system and provides targeted advertisements to a user where the user opts-in as a participant in an advertising program. The system is further configured to track and distribute revenue from the advertising program to various parties including the user, healthcare providers, and user payment systems providers.Type: ApplicationFiled: January 5, 2011Publication date: July 7, 2011Applicant: EFINEONLINE.COM, LLC D.B.A. MEDPAYONLINE.COMInventor: S. Clayton Bain