Patents by Inventor Safwan Shah
Safwan Shah has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11922346Abstract: Implementations relate to methods and systems to identify problem shifts.Type: GrantFiled: November 30, 2021Date of Patent: March 5, 2024Assignee: PAYACTIV, INC.Inventors: Sohail Aslam, Safwan Shah, Anand P Narayan
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Publication number: 20240029067Abstract: Implementations are disclosed herein to provide tiered access to databases. In some implementations, a method includes an enrollment processor, generating, at the enrollment processor, an encryption key specific to a computing device associated with the tiered data; providing the encryption key to the computing device; receiving, at the enrollment processor, the tiered data that includes at least first tier data and second tier data, storing the tiered data, receiving, at the enrollment processor, an access request from a second computing device associated with a user, determining, using the in-memory cache, whether there is a match between the data elements and the stored second tier data, based on determination that there is the match, performing a decryption of a portion of the first tier data using the encryption key, and storing the decrypted portion of the first tier data in a third database connected to the enrollment processor.Type: ApplicationFiled: October 3, 2023Publication date: January 25, 2024Applicant: PAYACTIV, INC.Inventors: SAFWAN SHAH, SOHAIL ASLAM, IJAZ ANWAR
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Patent number: 11636484Abstract: Systems and methods of providing access to earned but unpaid income are provided. An available balance of earned but unpaid income is computed. A login request and device information may be received from a remote device and a login procedure is invoked based on an assessed security level of the login device type. On authenticating the remote device successfully, the available balance of earned but unpaid income is recomputed. A list of financial services is displayed to the user, and a request may be received from the remote device for access to earned but unpaid income specifying cash access, an amount and a deduction schedule. Terms and conditions of a transaction, including a fee are displayed and a signal indicating acceptance is received. The request is fulfilled, cash dispensed, and a deduction file associated with an employer of the user is updated.Type: GrantFiled: April 25, 2019Date of Patent: April 25, 2023Assignee: PAYACTIV, INC.Inventors: Safwan Shah, Sohail Aslam, Ijaz Anwar
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Publication number: 20220198353Abstract: Implementations relate to methods and systems to identify problem shifts.Type: ApplicationFiled: November 30, 2021Publication date: June 23, 2022Applicant: PAYACTIV INC.Inventors: Sohail Aslam, Safwan Shah, Anand P. Narayan
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Publication number: 20200242605Abstract: Methods and systems (including associated devices) are disclosed herein that allow for the enrollment and onboarding of users, in systems that provide access to accrued but unpaid earnings, to users such as employees of employers. In at least some embodiments, a scoring engine is used that verifies the identity of an enrolling employee. An enrollment processor is used which is operatively coupled to an employer database. Also, in at least some embodiments, enrollment is allowed if queries generated by a rules and scoring engine and posed to an employee is responded to using an access device.Type: ApplicationFiled: April 12, 2020Publication date: July 30, 2020Inventors: Safwan Shah, Sohail Aslam, Ijaz Anwar
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Publication number: 20190251564Abstract: Systems and methods of providing access to earned but unpaid income are provided. An available balance of earned but unpaid income is computed. A login request and device information may be received from a remote device and a login procedure is invoked based on an assessed security level of the login device type. On authenticating the remote device successfully, the available balance of earned but unpaid income is recomputed. A list of financial services is displayed to the user, and a request may be received from the remote device for access to earned but unpaid income specifying cash access, an amount and a deduction schedule. Terms and conditions of a transaction, including a fee are displayed and a signal indicating acceptance is received. The request is fulfilled, cash dispensed, and a deduction file associated with an employer of the user is updated.Type: ApplicationFiled: April 25, 2019Publication date: August 15, 2019Inventors: Safwan Shah, Sohail Aslam, Ijaz Anwar
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Patent number: 10318956Abstract: Systems and methods of providing access to earned but unpaid income are provided. An available balance of earned but unpaid income is computed. A login request and device information may be received from a remote device and a login procedure may be invoked based on an assessed security level of the login device type. On authenticating the remote device successfully, the available balance of earned but unpaid income may be recomputed. A list of financial services is displayed to the user, and a request may be received from the remote device for access to earned but unpaid income specifying a financial service, an amount and a deduction schedule. Terms and conditions of a transaction, including a fee are displayed and a signal indicating acceptance is received. The request may be fulfilled and a deduction file associated with an employer of the user is updated.Type: GrantFiled: September 6, 2016Date of Patent: June 11, 2019Assignee: PAYACTIV, INC.Inventors: Safwan Shah, Sohail Aslam, Ijaz Anwar
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Publication number: 20160371661Abstract: Systems and methods of providing access to earned but unpaid income are provided. An available balance of earned but unpaid income is computed. A login request and device information may be received from a remote device and a login procedure may be invoked based on an assessed security level of the login device type. On authenticating the remote device successfully, the available balance of earned but unpaid income may be recomputed. A list of financial services is displayed to the user, and a request may be received from the remote device for access to earned but unpaid income specifying a financial service, an amount and a deduction schedule. Terms and conditions of a transaction, including a fee are displayed and a signal indicating acceptance is received. The request may be fulfilled and a deduction file associated with an employer of the user is updated.Type: ApplicationFiled: September 6, 2016Publication date: December 22, 2016Inventors: Safwan Shah, Sohail Aslam, Ijaz Anwar
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METHOD AND SYSTEM FOR PROVIDING JUST IN TIME ACCESS TO EARNED BUT UNPAID INCOME AND PAYMENT SERVICES
Publication number: 20160086261Abstract: Methods and systems (including associated devices) are disclosed herein that allow for the providing of one or more financial services, including the facilitating of access to accrued but unpaid earnings, to users such as employees of employers. In at least some embodiments, the extent to which services can be accessed or used is determined at least in part based upon one or more risk determinations. For example, in the case of a service for distributing accrued but unpaid earnings before an end of a pay period to an employee (sometimes in the absence of immediate access to a number of hours the employee has worked), risk factors such as a number of future repayments promised as well as a currency multiple can be used to adjust a risk score. Also, in at least some embodiments, access by an employee to an account is performed via a kiosk and allowed only if a code provided to an employee mobile device is entered at the kiosk.Type: ApplicationFiled: September 10, 2015Publication date: March 24, 2016Applicant: PAYACTIV, INC.Inventors: Safwan Shah, Sohail Aslam, Ijaz Anwar -
Patent number: 7918185Abstract: Methods and systems are provided for monitoring a herd of animals. Each of multiple sensors are attached to one of the animals and is in peer-to-peer communication with another of the sensors to define a dynamically network arrangement of sensors. A base station is in communication with at least one of the sensors to access the networked arrangement of sensors. A central system is in communication with the base station and has instructions to monitor a position of the herd with data collected by the sensors.Type: GrantFiled: August 29, 2006Date of Patent: April 5, 2011Assignee: ST-InfonoxInventors: M. Sam Araki, Peter Coe-Verbica, Ashim Banerjee, Safwan Shah, Mobeen Bajwa
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Patent number: 7864702Abstract: A client-server arrangement permits recruitment and control of client peripherals to be effected from the server side is described. A client server system has a server device, a client device, and a peripheral device. The client device is in communication with the server device. The peripheral device is in communication with the client device. The client device has a port server to convert data between an IP format and a non-IP format. The peripheral device exchanges data with the port server in the non-IP format. The server device includes a computational device to exchange data with the port server in the IP format.Type: GrantFiled: December 16, 2005Date of Patent: January 4, 2011Assignee: Infonox ON The WebInventors: Safwan Shah, Ashim Banerjee, Sandeep Gandhi, Sohail Aslam, Narinder Bajwa
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Publication number: 20100011062Abstract: Embodiments of a bioremediation system and bioremediation methods provide for automatically measuring the progress of a bioremediation effort and automatically adjusting the bioremediation. In embodiments, one or more bioremediation stations are deployed in the geographic area associated with the bioremediation. The bioremediation stations provide measurement of important environment characteristics that help determine the progress of the bioremediation. Each set of data from each bioremediation station can be integrated into a single comprehensive assessment of the bioremediation across a portion or all of the geographical area. If an adjustment needs to be made to the bioremediation, a control message can be sent to the bioremediation station that can then automatically make the adjustment.Type: ApplicationFiled: July 14, 2008Publication date: January 14, 2010Applicant: ST-Infonox, Inc.Inventors: M. Sam Araki, Mobeen Bajwa, Safwan Shah, Ashim Banerjee, Kenneth L. Stutzman, Donald Araki
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Publication number: 20070183604Abstract: Methods and system are described for monitoring an environment. Acoustic data collected from microphones distributed within the environment are received. Sound sources are identified from the received acoustic data as generative of sound detected by the microphones. An acoustic scene of the environment is characterized by application of acoustic-scene characterization rules to the received acoustic data. The acoustic scene of the environment is identified as anomalous according to parameter values deviant from a set of parameter values defining nonanomalous acoustic scenes. A remedial response to the environment is initiated in response to identifying the acoustic scene of the environment as anomalous.Type: ApplicationFiled: February 9, 2006Publication date: August 9, 2007Applicant: ST-InfonoxInventors: M. Araki, Ashim Banerjee, Peter Verbica, Mobeen Bajwa, Safwan Shah
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Publication number: 20070044732Abstract: Methods and systems are provided for monitoring a herd of animals. Each of multiple sensors are attached to one of the animals and is in peer-to-peer communication with another of the sensors to define a dynamically network arrangement of sensors. A base station is in communication with at least one of the sensors to access the networked arrangement of sensors. A central system is in communication with the base station and has instructions to monitor a position of the herd with data collected by the sensors.Type: ApplicationFiled: August 29, 2006Publication date: March 1, 2007Applicant: ST-InfonoxInventors: M. Araki, Peter Coe-Verbica, Ashim Banerjee, Safwan Shah, Mobeen Bajwa
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Publication number: 20060265194Abstract: Methods and systems monitor a state of a fluid-distribution system. Sensors are distributed spatially within the fluid-distribution system. Each sensor is in peer-to-peer communication with another sensor to define a dynamically networked arrangement of sensors within the fluid-distribution system. The sensors have an illumination source, a light detector, and a controller to measure a photometric parameter. A base station is provided in communication with the sensors to access the networked arrangement of sensors. A central system is provided in communication with the base station and has programming instructions to identify an abnormality in the fluid-distribution system from data collected by the sensors.Type: ApplicationFiled: May 9, 2005Publication date: November 23, 2006Applicant: ST-InfonoxInventors: M. Araki, Peter Coe-Verbica, Ashim Banerjee, Safwan Shah, Mobeen Bajwa
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Patent number: 7136782Abstract: Methods and systems monitor a state of a fluid-distribution system. Sensors are distributed spatially within the fluid-distribution system. Each sensor is in peer-to-peer communication with another sensor to define a dynamically networked arrangement of sensors within the fluid-distribution system. The sensors have an illumination source, a light detector, and a controller to measure a photometric parameter. A base station is provided in communication with the sensors to access the networked arrangement of sensors. A central system is provided in communication with the base station and has programming instructions to identify an abnormality in the fluid-distribution system from data collected by the sensors.Type: GrantFiled: May 9, 2005Date of Patent: November 14, 2006Assignee: ST-Infonox, Inc.Inventors: M. Sam Araki, Peter Coe-Verbica, Ashim Banerjee, Safwan Shah, Mobeen Bajwa
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Patent number: 7085774Abstract: A method and system are provided for compiling a customer profile. A database that includes identification information for customers is maintained. Customers who physically visit a first entity are identified from the information maintained in the database. Some of those customers execute a transaction with the first entity and some of those customers do not execute a transaction with the first entity.Type: GrantFiled: August 30, 2001Date of Patent: August 1, 2006Assignee: Infonox On The WebInventors: Safwan Shah, Vali Maskatiya, Ashim Banerjee
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Publication number: 20060159097Abstract: A client-server arrangement permits recruitment and control of client peripherals to be effected from the server side is described. A client server system has a server device, a client device, and a peripheral device. The client device is in communication with the server device. The peripheral device is in communication with the client device. The client device has a port server to convert data between an IP format and a non-IP format. The peripheral device exchanges data with the port server in the non-IP format. The server device includes a computational device to exchange data with the port server in the IP format.Type: ApplicationFiled: December 16, 2005Publication date: July 20, 2006Applicant: Infonox on the WebInventors: Safwan Shah, Ashim Banerjee, Sandeep Gandhi, Sohail Aslam, Narinder Bajwa
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Publication number: 20050251339Abstract: Methods and systems are provided for monitoring a state of an environment. Sensors are distributed spatially within the environment, with each sensor measuring one of the measured parameters at its spatial location. A controller receives data collected from each of the sensors. The controller identifies the occurrence of an event at at least one of the sensors. The controller extracts derived parameters from the collected data. The controller determines a cross-correlation of the extracted parameters over the sensors. The controller identifies an abnormality in the environment from the determined cross-correlation.Type: ApplicationFiled: May 5, 2004Publication date: November 10, 2005Applicant: ST- InfonoxInventors: M. Araki, Peter Coe-Verbica, Ashim Banerjee, Safwan Shah, Mobeen Bajwa
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Patent number: 6947902Abstract: A method and computer system are provided for interfacing between customers and independent service providers. Customer information and transaction data are collected for transactions that may be divided into at least two subsets, with transactions in each subset being initiated with transaction devices associated with a different independent service providers. For each transaction request, a determination is made which of the independent service providers should receive the transaction request, based on the collected customer information, and it is then transmitted to the determined independent service provider.Type: GrantFiled: May 31, 2001Date of Patent: September 20, 2005Assignee: Infonox On The WebInventors: Safwan Shah, Vali Maskatiya, Rohan Chandran, Narinder Bajwa