Patents by Inventor Sahil Jolly
Sahil Jolly has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240428253Abstract: A flexible advance system allows users to request and receive advances instantly. The flexible advance system facilitates intra-system transfers between a third-party entity and employee accounts at a third-party system by generating and providing funding instructions to the third-party entity. Funding instructions include a funding amount that the flexible advance system predicts using one or more machine-learned models that account for seasonality and time delays. In executing the instructions from the flexible advance system, the third-party entity transfers funds to its entity account with the third-party system based on the funding amount. Once the flexible advance system receives an indication that the third-party entity has executed the instructions, the flexible advance system authorizes users of the flexible advance system to request short-term advances.Type: ApplicationFiled: September 9, 2024Publication date: December 26, 2024Inventors: Kathy Lin, Matthew Castillon, Sahil Jolly, Elizabeth Lee Scanlon, Jeanette Quick, Yair Levin, David Tao, Namrata Jain, Chris Shen
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Publication number: 20240420251Abstract: A flexible advance system allows users to request and receive advances. The flexible advance system processes advances such that short-term advances are repaid through a wage deduction from the user's next regularly scheduled compensation period. The flexible advance system provides a user interface that allows users to request to receive compensation for a portion of time worked. Responsive to a request, an entry in a database associated with the user is accessed to determine a total amount of available advance compensation available for request by the user. In response to the requested amount being less than the total amount of available advance compensation, a transfer of compensation is executed to an account of the user. The flexible advance system also modifies the entry in the database by subtracting the compensated amount of time from the total amount of uncompensated time.Type: ApplicationFiled: August 30, 2024Publication date: December 19, 2024Inventors: Roman Zubenko, Sahil Jolly, Phan Anh Le, William Newton, Omar Skalli, Kevin Hyunil Kim
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Patent number: 12118564Abstract: A flexible advance system allows users to request and receive advances instantly. The flexible advance system facilitates intra-system transfers between a third-party entity and employee accounts at a third-party system by generating and providing funding instructions to the third-party entity. Funding instructions include a funding amount that the flexible advance system predicts using one or more machine-learned models that account for seasonality and time delays. In executing the instructions from the flexible advance system, the third-party entity transfers funds to its entity account with the third-party system based on the funding amount. Once the flexible advance system receives an indication that the third-party entity has executed the instructions, the flexible advance system authorizes users of the flexible advance system to request short-term advances.Type: GrantFiled: September 9, 2022Date of Patent: October 15, 2024Assignee: ZENPAYROLL, INC.Inventors: Kathy Lin, Matthew Castillon, Sahil Jolly, Elizabeth Lee Scanlon, Jeanette Quick, Yair Levin, David Tao, Namrata Jain, Chris Shen
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Patent number: 12106386Abstract: A flexible advance system allows users to request and receive advances. The flexible advance system processes advances such that short-term advances are repaid through a wage deduction from the user's next regularly scheduled compensation period. The flexible advance system provides a user interface that allows users to request to receive compensation for a portion of time worked. Responsive to a request, an entry in a database associated with the user is accessed to determine a total amount of available advance compensation available for request by the user. In response to the requested amount being less than the total amount of available advance compensation, a transfer of compensation is executed to an account of the user. The flexible advance system also modifies the entry in the database by subtracting the compensated amount of time from the total amount of uncompensated time.Type: GrantFiled: June 15, 2023Date of Patent: October 1, 2024Assignee: ZenPayroll, Inc.Inventors: Roman Zubenko, Sahil Jolly, Phan Anh Le, William Newton, Omar Skalli, Kevin Hyunil Kim
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Publication number: 20230325939Abstract: A flexible advance system allows users to request and receive advances. The flexible advance system processes advances such that short-term advances are repaid through a wage deduction from the user's next regularly scheduled compensation period. The flexible advance system provides a user interface that allows users to request to receive compensation for a portion of time worked. Responsive to a request, an entry in a database associated with the user is accessed to determine a total amount of available advance compensation available for request by the user. In response to the requested amount being less than the total amount of available advance compensation, a transfer of compensation is executed to an account of the user. The flexible advance system also modifies the entry in the database by subtracting the compensated amount of time from the total amount of uncompensated time.Type: ApplicationFiled: June 15, 2023Publication date: October 12, 2023Inventors: Roman Zubenko, Sahil Jolly, Phan Anh Le, William Newton, Omar Skalli, Kevin Hyunil Kim
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Patent number: 11720977Abstract: A flexible advance system allows users to request and receive advances. The flexible advance system processes advances such that short-term advances are repaid through a wage deduction from the user's next regularly scheduled compensation period. The flexible advance system provides a user interface that allows users to request to receive compensation for a portion of time worked. Responsive to a request, an entry in a database associated with the user is accessed to determine a total amount of available advance compensation available for request by the user. In response to the requested amount being less than the total amount of available advance compensation, a transfer of compensation is executed to an account of the user. The flexible advance system also modifies the entry in the database by subtracting the compensated amount of time from the total amount of uncompensated time.Type: GrantFiled: January 10, 2022Date of Patent: August 8, 2023Assignee: ZENPAYROLL, INC.Inventors: Roman Zubenko, Sahil Jolly, Phan Anh Le, William Newton, Omar Skalli, Kevin Hyunil Kim
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Publication number: 20230004968Abstract: A flexible advance system allows users to request and receive advances instantly. The flexible advance system facilitates intra-system transfers between a third-party entity and employee accounts at a third-party system by generating and providing funding instructions to the third-party entity. Funding instructions include a funding amount that the flexible advance system predicts using one or more machine-learned models that account for seasonality and time delays. In executing the instructions from the flexible advance system, the third-party entity transfers funds to its entity account with the third-party system based on the funding amount. Once the flexible advance system receives an indication that the third-party entity has executed the instructions, the flexible advance system authorizes users of the flexible advance system to request short-term advances.Type: ApplicationFiled: September 9, 2022Publication date: January 5, 2023Inventors: Kathy Lin, Matthew Castillon, Sahil Jolly, Elizabeth Lee Scanlon, Jeanette Quick, Yair Levin, David Tao, Namrata Jain, Chris Shen
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Patent number: 11475455Abstract: A flexible advance system allows users to request and receive advances instantly. The flexible advance system facilitates intra-system transfers between a third-party entity and employee accounts at a third-party system by generating and providing funding instructions to the third-party entity. Funding instructions include a funding amount that the flexible advance system predicts using one or more machine-learned models that account for seasonality and time delays. In executing the instructions from the flexible advance system, the third-party entity transfers funds to its entity account with the third-party system based on the funding amount. Once the flexible advance system receives an indication that the third-party entity has executed the instructions, the flexible advance system authorizes users of the flexible advance system to request short-term advances.Type: GrantFiled: January 26, 2021Date of Patent: October 18, 2022Assignee: ZENPAYROLL, INC.Inventors: Kathy Lin, Matthew Castillon, Sahil Jolly, Elizabeth Lee Scanlon, Jeanette Quick, Yair Levin, David Tao, Namrata Jain, Chris Shen
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Publication number: 20220237614Abstract: A flexible advance system allows users to request and receive advances instantly. The flexible advance system facilitates intra-system transfers between a third-party entity and employee accounts at a third-party system by generating and providing funding instructions to the third-party entity. Funding instructions include a funding amount that the flexible advance system predicts using one or more machine-learned models that account for seasonality and time delays. In executing the instructions from the flexible advance system, the third-party entity transfers funds to its entity account with the third-party system based on the funding amount. Once the flexible advance system receives an indication that the third-party entity has executed the instructions, the flexible advance system authorizes users of the flexible advance system to request short-term advances.Type: ApplicationFiled: January 26, 2021Publication date: July 28, 2022Inventors: Kathy Lin, Matthew Castillon, Sahil Jolly, Elizabeth Lee Scanlon, Jeanette Quick, Yair Levin, David Tao, Namrata Jain, Chris Shen
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Publication number: 20220129994Abstract: A flexible advance system allows users to request and receive advances. The flexible advance system processes advances such that short-term advances are repaid through a wage deduction from the user's next regularly scheduled compensation period. The flexible advance system provides a user interface that allows users to request to receive compensation for a portion of time worked. Responsive to a request, an entry in a database associated with the user is accessed to determine a total amount of available advance compensation available for request by the user. In response to the requested amount being less than the total amount of available advance compensation, a transfer of compensation is executed to an account of the user. The flexible advance system also modifies the entry in the database by subtracting the compensated amount of time from the total amount of uncompensated time.Type: ApplicationFiled: January 10, 2022Publication date: April 28, 2022Inventors: Roman Zubenko, Sahil Jolly, Phan Anh Le, William Newton, Omar Skalli, Kevin Hyunil Kim
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Patent number: 11257169Abstract: A flexible advance system allows users to request and receive advances. The flexible advance system processes advances such that short-term advances are repaid through a wage deduction from the user's next regularly scheduled compensation period. The flexible advance system provides a user interface that allows users to request to receive compensation for a portion of time worked. Responsive to a request, an entry in a database associated with the user is accessed to determine a total amount of available advance compensation available for request by the user. In response to the requested amount being less than the total amount of available advance compensation, a transfer of compensation is executed to an account of the user. The flexible advance system also modifies the entry in the database by subtracting the compensated amount of time from the total amount of uncompensated time.Type: GrantFiled: May 30, 2019Date of Patent: February 22, 2022Assignee: ZENPAYROLL, INC.Inventors: Roman Zubenko, Sahil Jolly, Phan Anh Le, William Newton, Omar Skalli, Kevin Hyunil Kim
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Publication number: 20210358640Abstract: There is a need for more reliable and efficient disease spread forecasting. This need can be addressed by, for example, solutions for performing optimization-based disease spread forecasting using a multi-risk-level disease spread forecasting machine learning model.Type: ApplicationFiled: August 25, 2020Publication date: November 18, 2021Inventors: Kartik Chaudhary, Vineet Shukla, Pooja Mahesh Rajdev, V Kishore Ayyadevara, Shivam Mishra, Neelesh Bhushan, Sahil Jolly
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Publication number: 20200380614Abstract: A flexible advance system allows users to request and receive advances. The flexible advance system processes advances such that short-term advances are repaid through a wage deduction from the user's next regularly scheduled compensation period. The flexible advance system provides a user interface that allows users to request to receive compensation for a portion of time worked. Responsive to a request, an entry in a database associated with the user is accessed to determine a total amount of available advance compensation available for request by the user. In response to the requested amount being less than the total amount of available advance compensation, a transfer of compensation is executed to an account of the user. The flexible advance system also modifies the entry in the database by subtracting the compensated amount of time from the total amount of uncompensated time.Type: ApplicationFiled: May 30, 2019Publication date: December 3, 2020Inventors: Roman Zubenko, Sahil Jolly, Phan Anh Le, William Newton, Omar Skalli, Kevin Hyunil Kim