Abstract: Arrangements for providing fail-safe event processing functions are provided. In some aspects, an account may be generated and a first account number associated with a payment device of the account may be generated. The first account number may be transmitted or sent to the user. A second account number, different from the first account number, may be generated and stored by the enterprise organization in an inactive state. A user may request recurring payments with one or more vendors and may provide the first account number for use in processing the payments. An issue may be detected with the first account number or associated payment device. If a creditworthiness score meets or exceeds a threshold, the second account number may be activated and used (e.g., by the enterprise organization) to process recurring payments that may otherwise have lapsed due to the compromise of the first account number or payment device.

Abstract: Systems, computer program products, and methods are described herein for selective data routing in a distributed network via data throughput analysis in a distributed ledger network. The present invention is configured to receive a request for a data transmission from an endpoint device of a network, determine, via a routing module, a throughput of data associated with the data transmission, determine a classification of the data transmission, and assign the data transmission to an assigned routing channel. The assigned routing channel may include either a first routing channel or a second routing channel based on the classification, wherein the first routing channel is a light load network comprising emitter devices operatively coupled to endpoint devices proximate the emitter devices, and wherein the second routing channel is a heavy load network comprising a first multicore optical fiber.

Abstract: A system for providing a reflexively routed funds transfer is provided. The system includes a processor, and a receiver for receiving a request for a person-to-person value transfer. The request includes a request identifier. The system also includes a transmitter for transmitting the request to a shared database and a shared database. The database operates in combination with the processor to determine whether multiple targets are associated with the request identifier. When multiple targets are associated with the request identifier, the shared database operates in combination with the processor and the transmitter to notify the transfer initiator that multiple targets are associated with the request identifier, then prompts the transfer initiator to select one of the multiple targets to function as a recipient target for the value transfer. The receiver then receives a selection of one of the multiple targets to function as the recipient target. Then a router routes value transfer to the recipient target.