Abstract: A dynamically reconfigurable insurance product, system, and computer-implemented method may, with customer permission or consent, collect customer data; analyze the customer data to determine life events, and customer location and activities; and dynamically adjust the insurance product in real-time or substantially real-time. The dynamically reconfigurable insurance product may include several types of insurance, such as auto, home, life, personal articles, etc. From the data collected, risk levels associated with the insured, their family, and/or personal belongings may be adjusted. Based upon the risk levels determined, different types of the insurance within the insurance product may be updated, or new types of insurance may be added to the insurance product. For instance, based upon a marriage or birth of a child, life insurance coverage may be added or increased. The customer may then be notified of the changes, or proposed changes, and approve or reject the changes to the insurance product.

Abstract: Methods and systems for creating and presenting multiple insurance product offerings are provided. According to certain aspects, an insurance provider may receive data including customer demographic information and property information, and determine two or more insurance product offerings with quotes based upon the received data or upon a single request for an insurance product offering. The provider may then send, via a computer network, data to enable a client computing device to display, in a single graphic representation, the two or more insurance product offerings and/or summaries of each. The insurance product offerings may relate to homeowners insurance, and the summary of each insurance product offering may include a premium, discount, and an icon that allows customization. Each summary may also include coverage amounts, liability coverage, personal belonging coverage, and/or additional coverage options.

Abstract: Methods and systems for creating and presenting multiple insurance product offerings are provided. According to certain aspects, an insurance provider may receive data including customer demographic information and property information, and determine two or more insurance product offerings with quotes based upon the received data or upon a single request for an insurance product offering. The provider may then send, via a computer network, data to enable a client computing device to display, in a single graphic representation, the two or more insurance product offerings and/or summaries of each. The insurance product offerings may relate to homeowners insurance, and the summary of each insurance product offering may include a premium, discount, and an icon that allows customization. Each summary may also include coverage amounts, liability coverage, personal belonging coverage, and/or additional coverage options.