Patents by Inventor Saket Bhardwaj

Saket Bhardwaj has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems, Methods and Computer Program Products for Asynchronous Authentication of Digital Wallet Based Payment Transactions
    Publication number: 20220374873
    Abstract: The invention provides systems, methods and computer program products for asynchronous authentication of digital wallet based payment transactions. The invention enables secure authentication of contactless payment card based payment transactions that have been implemented through contactless communication between a payor device and a payment terminal device using near-field-communication. In various embodiments, the invention provides methods, systems, servers, and computer program products for authentication of a contactless communication protocol based digital wallet payment transaction, as substantially described herein.
    Type: Application
    Filed: May 23, 2022
    Publication date: November 24, 2022
    Inventors: Vijin Venugopalan, Aishwarya Namjoshi, Saket Bhardwaj
  • Computer system and computer-implemented method for secure payment transaction
    Patent number: 11501289
    Abstract: A computer implemented system and method is disclosed for providing a secure payment transaction between a customer and a merchant.
    Type: Grant
    Filed: May 24, 2019
    Date of Patent: November 15, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Vijin Venugopalan, Manu Dharmaiah Kallugudde, Saket Bhardwaj
  • METHOD AND SYSTEM FOR ISSUING SUPPLEMENTARY CARDS
    Publication number: 20200143362
    Abstract: A method for issuing supplementary cards includes a first request received by a server for issuing a virtual supplementary card in real time to a beneficiary. The virtual supplementary card is to be linked to a primary card of a primary card holder. The first request includes information of the beneficiary and is initiated by the primary card holder from a first digital account created on a first application. The server validates the information of the beneficiary and generates the virtual supplementary card in real time. The server provides the virtual supplementary card to the beneficiary. The virtual supplementary card is accessible to the beneficiary by way of a second digital account for performing one or more transactions.
    Type: Application
    Filed: September 30, 2019
    Publication date: May 7, 2020
    Inventors: Manu D K, Saket Bhardwaj, Akshat Pathak
  • ELECTRONIC SYSTEMS AND COMPUTERIZED METHODS FOR PROCESSING PAYMENT OF TRANSACTIONS AT A MERCHANT USING A PREFUNDED PAYMENT TOKEN
    Publication number: 20200027078
    Abstract: The present disclosure generally relates to an electronic system and computerized method for processing payment of transactions. In various embodiments, there is a payment network server for processing payment of transactions between a consumer and a merchant. The payment network server comprises a tokenization request module, an authorization module, a token management module, and a communication module.
    Type: Application
    Filed: July 10, 2019
    Publication date: January 23, 2020
    Inventors: Manu Dharmaiah Kallugudde, Saket Bhardwaj, Vijin Venugopalan
  • COMPUTER SYSTEM AND COMPUTER-IMPLEMENTED METHOD FOR SECURE PAYMENT TRANSACTION
    Publication number: 20190392430
    Abstract: A computer implemented system and method is disclosed for providing a secure payment transaction between a customer and a merchant.
    Type: Application
    Filed: May 24, 2019
    Publication date: December 26, 2019
    Inventors: Vijin Venugopalan, Manu Dharmaiah Kallugudde, Saket Bhardwaj