Abstract: There is provided a method for a client to authorize an automated clearance house (ACH) transaction comprising the steps of providing an online web interface on a financial services provider network, allowing a client to securely access the online web interface via a client computer having a web browser application, permitting the client to input set-up and authorization information and criteria via the client computer, accepting and acknowledging the client set-up and authorization information and criteria, and executing an authorized ACH transaction based on the client inputted set-up and authorization information and criteria to electronically transfer client funds between one or more client accounts at a third party financial institution and financial service provider. The authorized ACH transactions can be a recurring, non-recurring or one-time ACH transactions, and in particular ACH-in transaction.