Abstract: According to some embodiments, a central hub may establish a preference profile associated with a user, and the preference profile may include, for example at least some information not provided by the user. Catalogue data may then be exchanged between the central hub and a first and second retailer that store product information in association with a enterprise data management systems. The central hub may receive user information associated with the user (including location information) from a remote user device. Based on (i) the user information, (ii) the catalogue data from the first and second retailers, and (iii) a set of business rules established at the central hub, an offer may be selected and information about the selected offer may be transmitted to the remote user device.