Abstract: A system may receive, from a point of sale terminal, a selection of a buyer account, display, on a user interface, a set of digital assets associated with the buyer account, and receive, from the point of sale terminal, a transaction request to transfer funds from the buyer account to a seller account. The user interface may include an amount owned for each digital asset and an intermediary value for each digital asset based on a current fiat value in relation to a tangible asset value. The transaction request may include a transfer amount and a selection of a first digital asset within the set of digital assets displayed on the user interface. In response to authorizing the transaction request, the system may transfer, in real-time, at least a portion of the intermediary value to the seller account from the buyer account.

Abstract: A system receives, from an electronic terminal, a selection of a first user account, and a request to transfer an amount from the first user account to a second user account. In response to authorizing the request, the system updates, in real-time, a database to represent a transfer of at least a portion of the amount to the second user account and automatically generates a data packet containing the amount, an identification of the first user account, an identification of the second user account, and a selection of a digital asset in the first user account. The system then routs the data packet to a digital entity based on the digital asset, the data packet instructing the digital entity to execute a transfer order on a digital asset exchange platform of the digital asset.