Patents by Inventor Sam Boundy

Sam Boundy has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210090165
    Abstract: A system and method for quoting a customer's eligibility for a financial product are disclosed. According to certain embodiments, the system may include a memory storing instructions. The system may also include a processor configured to execute the instructions to: receive a quotation request from a client device associated with the customer, the quotation request including customer-identifying information; acquire, from a second source, information relating to a level of risk associated with the customer-identifying information; aggregate the customer-identifying information and the information relating to the level of risk; extract a plurality of variables from the aggregated data; determine an eligibility score based on the extracted variables and an eligibility model, the eligibility score indicating a likelihood of being approved for the financial product; and provide the eligibility score to the client device.
    Type: Application
    Filed: October 2, 2020
    Publication date: March 25, 2021
    Applicant: Capital One Services, LLC
    Inventors: Simon Lister, Gareth Thomas, Sam Boundy, Cheryl Renton, Heather Hackett, Robert Noble-Eddy, Sarah Pollicott
  • Patent number: 10832319
    Abstract: A system and method for quoting a customer's eligibility for a financial product are disclosed. The system includes a memory storing instructions. The system also includes a processor configured to execute the instructions to: receive a quotation request from a client device associated with the customer, the quotation request including customer-identifying information; acquire, from a second source, information relating to a level of risk associated with the customer-identifying information; aggregate the customer-identifying information and the information relating to the level of risk; extract a plurality of variables from the aggregated data; determine an eligibility score based on the extracted variables and an eligibility model, the eligibility score indicating a likelihood of being approved for the financial product; and provide the eligibility score to the client device.
    Type: Grant
    Filed: July 11, 2016
    Date of Patent: November 10, 2020
    Assignee: Capital One Services, LLC
    Inventors: Simon Lister, Gareth Thomas, Sam Boundy, Cheryl Renton, Heather Hackett, Robert Noble-Eddy, Sarah Pollicott