Abstract: The present disclosure involves, systems, software, and computer-implemented methods for providing, at the time of a transaction, an estimate of a reward earned by a customer for the particular transaction. One example method comprises receiving information associated with a data exchange between at least a computing device of a user and a computing device of an entity, the information comprising information indicative of a card type used in the data exchange, a transaction amount, and a category code associated with the entity; identifying one or more accelerators; selecting, based on at least one of the information associated with the data exchange, a particular accelerator applicable to the data exchange; determining, at a time concurrent with the data exchange, a points estimate for the data exchange based on the transaction amount and the particular accelerator; and transmitting a notification comprising the transaction amount and the points estimate for the data exchange.