Abstract: The invention provides systems and methods for determining preferred life mortality analyses. Mortality data is electronically synthesized from a plurality of insurance carriers. A data engine processes the mortality data and synthesizes benchmark data to present the analyses, preferably in graphical form such as a data cube. User inputs at remote computers provide access to secure data in the database; these inputs may request the analyses relative to one or more preferred life risk scenarios, such as age, height, weight, gender, blood pressure, cholesterol, familial cancer history, familiar history of heart attack, familial history of stroke, smoker or non-smoker status, and smoking history. The analyses may assist in assessing appropriate monetary reserves for an insurance carrier, and/or pricing for insurance products.