Abstract: The present invention provides a system, method, and computer program for institutions of higher education to segregate nonexpendable and expendable restricted revenue funds from unrestricted net assets, assess appropriate levels of leverage, determine institutional risk tolerance for fixed and variable-rate debt, and develop sound methodologies to arrive at a predictable blended borrowing rate for all institutional constituents. This insures that all costs to the institution are covered and unexpected fluctuations in financial markets are considered. In addition, the present invention enables greater financial management efficiencies by disentangling and simplifying the patchwork approach of college and university legacy finance and treasury management information systems.

Abstract: The present invention is a more user-friendly wristwatch remote that is programmable to different security systems. The present invention has a wristwatch remote that incorporates a user-friendly means for operating a vehicle security system, manipulating the wristwatch functions, checking the status of the vehicle and/or the security system and lastly, syncing and communicating with other corresponding devices.

Abstract: A remote watch (FIG. 7) design for a car security system, comprising of a display screen and base 706 with keypad 704. A user of the remote watch will not only be able to keep track of the time but also will be able to arm/lock, disarm/unlock and remotely start their vehicle by pushing specific buttons on the watch. It is common for people to lose or misplace their keys along with the keyless remote that is attached to the keys. Since the watch is placed on the users wrist, the user never has to worry about damage due to dropping it on a hard surface, in liquids (ex. water), or even losing their keyless remote as you would by having a keyless remote attached to keys or a key chain. If the user ever loses their keys, the remote watch will now allow the user to still have access to their vehicle without their keys, thus giving the user the freedom to store an extra set of keys in their vehicle in case they lose the original ones.

Abstract: A remote watch (FIGS. 7) design for a car security system, comprising of a display screen and base 706 with keypad 704. A user of the remote watch will not only be able to keep track of the time but also will be able to arm/lock, disarm/unlock and remotely start their vehicle by pushing specific buttons on the watch. It is common for people to lose or misplace their keys along with the keyless remote that is attached to the keys. Since the watch is placed on the users wrist, the user never has to worry about damage due to dropping it on a hard surface, in liquids (ex. water), or even losing their keyless remote as you would by having a keyless remote attached to keys or a key chain. If the user ever loses their keys, the remote watch will now allow the user to still have access to their vehicle without their keys, thus giving the user the freedom to store an extra set of keys in their vehicle in case they lose the original ones.