Abstract: A method is provided for integrating e-mail and browser communications with the user in a computer network including a user's computer and a control server connected for communication, the user's computer running an e-mail program and a browser program. In an initial HTML e-mail communication with the user over the network, a signal is embedded which, upon operation of the HTML on the user's computer, causes transmission to the control server of an ID code signal available at the user's computer and uniquely associated with the user or his computer and, upon receiving the ID code signal at the control server, it is stored in association with information related to the user available to the control server. In a subsequent HTML communication with the user over the network, a signal is embedded which, upon operation of the HTML on the user's computer, causes transmission to the control server of the ID code signal, which is received at the control server.

Abstract: The present invention deals with a new method of safe E-commerce, here referred to as “Free internet service provider backed by a credit card carrier—a new form of safe e-commerce method and system”. According to this method, Credit Card Carriers, in conjunction with free Internet Service Providers, offer a Safe Shopping Zone where the Cardholders can purchase products and services without giving away any sensitive information, neither to Merchants nor to any other third parties.

Abstract: The present invention consists of a method applicable to determine whether a person surfing the web and who has been subjected to a certain content is trying to see it again.

Abstract: A new method that contemplates a new kind of book format, the D-Book (dialogue Book). D-Books are totally online, free of charge, interactive, browser-driven, and browser-agnostic. In addition, D-Books enhance the Reader's experience through an extensive net of hyperlinks to external sites relevant to its contents.

Abstract: A new method of granting rewards to customers or to prospective customers, whereby the rewards are in the form of equity of the company granting them. This equity could be in the form of stock, warrants or stock options, bonds, convertible bonds. Customers would be eligible to rewards upon purchasing goods or services from the business that grants the equity rewards.

Abstract: A new concept in academic studies is presented, that will be referred to here as UNIVERSIDADONLINE.

Abstract: A new type of credit card, the Property Linked-Credit Card, is contractually associated with a specific property, such as a residential house, a shop, a school, a hospital, a car, a yacht, a plane, or other property. The particulars of the subject property in question such as the physical address, license plate number or serial number, are imprinted on the card. All goods and services purchased with the Property Linked-Credit Card are physically delivered to, or rendered in connection with, the registered property. Accounts set up for the Property Linked-Credit Card may be set up by the applicant with a number of optional features. For example, the applicant may have the account set up so that any bearer of the Card with a password can consummate transactions.

Abstract: A new method of conducting loan transactions which features a Web-based community of reversed credit auctions where Borrowers present their credit needs and collaterals and Lenders analyze those projects on a caveat emptor basis and compete through the interest rates. This method, being a Consumers to Business direct model will reduce the Borrower's costs and increase Lenders' returns.