Patents by Inventor Samundra Timilsina

Samundra Timilsina has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11880891
    Abstract: Examples described herein relate to apparatuses and methods for providing an interactive computer simulation of a life of a user via a user device operated by the user by determining a goal of the user, accessing a transaction history of the user, determining an initial state of the user based on the transaction history of the user, determining a virtual path to the goal, the initial state of the user being a starting point of the virtual path to the goal, configuring the user device to display the virtual path of the goal, determining that the user has selected at least one of selectable in-simulation decisions, updating the virtual path to generate an updated virtual path based on the selected at least one of the plurality of selectable in-simulation decisions, and configuring the user device to display the updated virtual path.
    Type: Grant
    Filed: April 7, 2021
    Date of Patent: January 23, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Marjorie S. Anzalone, Darius A. Miranda, Wairnola Marria Rhodriquez, Samundra Timilsina, Paul Vittimberga
  • Publication number: 20240015362
    Abstract: Examples described herein relate to determining an actual, updated goal of a user based on emotional response data captured while an initial goal is visualized or otherwise perceived by the user, including determining an initial goal of a user, displaying an initial video depicting the initial goal, tracking, with an emotion-tracking device, emotions of the user while the video is displayed by the output circuit by determining emotional response data captured by the emotion-tracking device, updating the initial goal based on the emotional response data to determine an updated goal, and displaying the updated goal.
    Type: Application
    Filed: September 25, 2023
    Publication date: January 11, 2024
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Marjorie S. Anzalone, Darius A. Miranda, Wairnola Marria Rhodriquez, Samundra Timilsina, Paul Vittimberga
  • Patent number: 11770586
    Abstract: Examples described herein relate to determining an actual, updated goal of a user based on emotional response data captured while an initial goal is visualized or otherwise perceived by the user, including determining an initial goal of a user, displaying an initial video depicting the initial goal, tracking, with an emotion-tracking device, emotions of the user while the video is displayed by the output circuit by determining emotional response data captured by the emotion-tracking device, updating the initial goal based on the emotional response data to determine an updated goal, and displaying the updated goal.
    Type: Grant
    Filed: August 5, 2022
    Date of Patent: September 26, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Marjorie S. Anzalone, Darius A. Miranda, Wairnola Marria Rhodriquez, Samundra Timilsina, Paul Vittimberga
  • Patent number: 11762545
    Abstract: Systems and techniques for a future state graphical visualization generator are described herein, A graphical visualization of a current state of a user may be generated using electronic profile data of the user. The graphical visualization of the current state of the user may display objects associated with the user. The objects may be associated with a set of object parameters. A goal of the user may be obtained. A set of goal parameters may be generated based on the set of object parameters and the goal of the user. A graphical visualization of the future state of the user may be generated based on the set of goal parameters. A user response may be obtained to a display of the graphical visualization of the future state of the user. Guidance may be provided to the user for adjusting a goal parameter based on the user response.
    Type: Grant
    Filed: November 3, 2021
    Date of Patent: September 19, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Samundra Timilsina, Rabisankar Kulshi, David Newman, Darius A. Miranda, Balinder Singh Mangat
  • Patent number: 11544292
    Abstract: Systems and techniques for data tagging and task dataset generation are described herein. A set of context elements may be obtained for a data element in a data source. The set of context elements may be evaluated using a machine learning processor to embed one or more tags into the data element. A task to be completed by the user may be identified. A set of task tags may be determined that correspond to the task. The data source may be searched using the set of task tags to select the data element. A task dataset may be generated that includes the data element in response to the search.
    Type: Grant
    Filed: June 29, 2018
    Date of Patent: January 3, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Samundra Timilsina, Rabisankar Kulshi, David Newman, Darius A. Miranda, Balinder Singh Mangat
  • Patent number: 11412298
    Abstract: Examples described herein relate to determining an actual, updated goal of a user based on emotional response data captured while an initial goal is visualized or otherwise perceived by the user, including determining an initial goal of a user, displaying an initial video depicting the initial goal, tracking, with an emotion-tracking device, emotions of the user while the video is displayed by the output circuit by determining emotional response data captured by the emotion-tracking device, updating the initial goal based on the emotional response data to determine an updated goal, and displaying the updated goal.
    Type: Grant
    Filed: October 2, 2018
    Date of Patent: August 9, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Marjorie S. Anzalone, Darius A. Miranda, Wairnola Marria Rhodriquez, Samundra Timilsina, Paul Vittimberga
  • Patent number: 11169677
    Abstract: Systems and techniques for a future state graphical visualization generator are described herein. A graphical visualization of a current state of a user may be generated using electronic profile data of the user. The graphical visualization of the current state of the user may display objects associated with the user. The objects may be associated with a set of object parameters. A goal of the user may be obtained. A set of goal parameters may be generated based on the set of object parameters and the goal of the user. A graphical visualization of the future state of the user may be generated based on the set of goal parameters. A user response may be obtained to a display of the graphical visualization of the future state of the user. Guidance may be provided to the user for adjusting a gal parameter based on the user response.
    Type: Grant
    Filed: June 8, 2018
    Date of Patent: November 9, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Samundra Timilsina, Rabisankar Kulshi, David Newman, Darius A. Miranda, Balinder Singh Mangat
  • Patent number: 10997670
    Abstract: Examples described herein relate to apparatuses and methods for providing an interactive computer simulation of a life of a user via a user device operated by the user by determining a goal of the user, accessing a transaction history of the user, determining an initial state of the user based on the transaction history of the user, determining a virtual path to the goal, the initial state of the user being a starting point of the virtual path to the goal, configuring the user device to display the virtual path of the goal, determining that the user has selected at least one of selectable in-simulation decisions, updating the virtual path to generate an updated virtual path based on the selected at least one of the plurality of selectable in-simulation decisions, and configuring the user device to display the updated virtual path.
    Type: Grant
    Filed: October 2, 2018
    Date of Patent: May 4, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Marjorie S. Anzalone, Darius A. Miranda, Wairnola Marria Rhodriquez, Samundra Timilsina, Paul Vittimberga
  • Patent number: 10832589
    Abstract: An advisor system creates an advisor panel to advise a user with regards to any number of topics, such as, e.g., a financial questions or concerns the user may have. The panel is composed of one or more advisor avatars that are generated based on one or more traits of the user. The avatars may include past, present and/or future versions of the user. Various devices are utilized to display the panel to the user and allow the user to engage the panel. The system may adapt the advice provided by the panel, the features of the avatars and/or the manner in which the avatars interact with the user and/or each other in response to trends noted by the advisor system as the system is used by the user as well as others.
    Type: Grant
    Filed: October 10, 2018
    Date of Patent: November 10, 2020
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Marjorie S. Anzalone, Darius A. Miranda, Warinola Marria Rhodriquez, Samundra Timilsina, Paul Vittimberga