Abstract: The present invention provides a system, method and software application for associating one or more phone numbers with an action on a phone and performing an action on the phone in response to the user initiating a call to one of such phone numbers. Certain phone numbers are associated with an action. The user's phone, or a server with which the user's phone communicates, maintains a table of the phone numbers associated with an action, and each phone number in the table is related to an action. Software on the user's phone listens for call initiated by a user. When the user initiates a call, software on the phone “intercepts” the call, and the phone (or a server with which the phone communicates) determines whether the call is to a phone number that is in the table. If the phone number is in the table, then it is associated with an action, and the user's phone performs that action at a time specified by instructions for such action.

Abstract: The present invention provides a system, method and software application for associating one or more phone numbers with an action on a phone and performing an action on the phone in response to the user initiating a call to one of such phone numbers. Certain phone numbers are associated with an action. The user's phone, or a server with which the user's phone communicates, maintains a table of the phone numbers associated with an action, and each phone number in the table is related to an action. Software on the user's phone listens for call initiated by a user. When the user initiates a call, software on the phone “intercepts” the call, and the phone (or a server with which the phone communicates) determines whether the call is to a phone number that is in the table. If the phone number is in the table, then it is associated with an action, and the user's phone performs that action at a time specified by instructions for such action.

Abstract: The present invention is directed to a method, implemented on an electronic communication network including a mobile telecommunications device, for providing financial incentives by associating the mobile telecommunications device with an incentive account; and messaging with the mobile telecommunications device in response to a predetermined trigger, with the messaging including information corresponding to a financial incentive provided through a financial account associated with the incentive account upon an occurrence of a desired commercial transaction satisfying predetermined criteria, and correlating information related to the financial account, incentive account, and occurrence of the desired commercial transaction, for further determination and action in awarding or withholding the financial incentive in accordance with the predetermined financial incentive criteria. Also disclosed is a system that operates in accordance with the method.

Abstract: A method and software application reduce the occurrence of misdirected calls to one or more select destinations The software application resides on a user's phone and “listens” to phone numbers dialed by a user to determine if the user has dialed a phone number for one of such select destinations. In response to the user dialing one of such phone numbers, the software application on the phone effectively “intercepts” the call and enables the phone to provide the user with a list of destination options prior to placing the call to the dialed phone number. In one embodiment, the list is provided in audio form by playing a voice prompt with the list, as well as in visual form by displaying the list in the user interface of the user's phone. The list helps disambiguate the intent of the user in dialing the phone number by asking the user to either (i) confirm he wants the destination associated with the phone number or (ii) select another option.

Abstract: A method and system employing a mobile device for soliciting user experience sharing is disclosed. The method and system electronically solicit a user's experience relating to a product or service purchased from a merchant or service provider. A financial transaction notification message is sent by a financial institution to a user's mobile device following a purchase of the product or service from the merchant or service provider. The financial transaction notification message is related to the financial transaction performed by the user to purchase the product or service and serves to prompt the user to share their experience related to the product or service purchased. The user provides a response using the mobile device that includes an experience annotation reflecting the user's experience. The experience annotation may be provided to the merchant or service provider and/or published to an online service.

Abstract: A method and system for defining financial transaction notification preferences is disclosed. A computer-implemented method for defining notification preferences using a financial transaction notification message served to a user on a mobile device and using properties of the financial transaction includes the steps of serving the financial transaction notification message, the financial transaction notification message being related to a financial transaction performed by the user, receiving a notification preference response message from the user, and defining at least one notification filtering rule based on the notification preference response message and the properties of the financial transaction.

Abstract: The present invention provides a system, method and software application for associating one or more phone numbers with an action on a phone and performing an action on the phone in response to the user initiating a call to one of such phone numbers. Certain phone numbers are associated with an action. The user's phone, or a server with which the user's phone communicates, maintains a table of the phone numbers associated with an action, and each phone number in the table is related to an action. Software on the user's phone listens for call initiated by a user. When the user initiates a call, software on the phone “intercepts” the call, and the phone (or a server with which the phone communicates) determines whether the call is to a phone number that is in the table. If the phone number is in the table, then it is associated with an action, and the user's phone performs that action at a time specified by instructions for such action.