Patents by Inventor Sanjay Durgadin

Sanjay Durgadin has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240411620
    Abstract: A method for providing an extensible architecture to facilitate automated event management is disclosed. The method includes receiving an indication that relates to an occurrence of a first event, the indication including event data; parsing the event data to generate event messages that correspond to the first event, each of the event messages relating to a structured data set that is accessible within a network environment; applying, by using the at least one event message, a rule and a corresponding trigger to accounts that are associated with the first event; initiating resolution actions for each of the accounts based on the rule and the corresponding trigger; and modifying a resolution indicator that is associated with each of the accounts based on results of the resolution actions.
    Type: Application
    Filed: June 6, 2023
    Publication date: December 12, 2024
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Rasik GOYAL, Sanjay DURGADIN, Raushon KUMAR, Elisabeth KOZACK, Zachary R. WARMAN, Tushar MISHRA, Selvakumar DHARMARAJ, Jitendra Kumar PANDEY, Mike FOREST, Umesh SAWANT, Kevin BOLAN, Dharani MANJUNATH, Diana L. CASTRO COOK
  • Publication number: 20240311789
    Abstract: Systems and methods for efficient presentation of payment options at point of sale devices are disclosed. A method may include: identifying a plurality of stored or provisioned payment cards in customer wallets for a merchant; (2) pre-qualifying each of the customers associated with the stored/provisioned payment cards for one or more installment payment options for a purchase from the merchant; and (3) communicating a list of token reference identifiers for stored/provisioned payment cards that have been pre-qualified and the one or more pre-qualified installment payment options to a merchant computer program executed by a merchant backend, wherein the merchant computer program receives a token reference identifier for a stored or provisioned payment card in one of the customer wallets, determines that the token reference identifier is on the list of pre-qualified token reference identifiers, and presents the one or more installment payment options in a checkout user interface.
    Type: Application
    Filed: March 13, 2023
    Publication date: September 19, 2024
    Inventors: Rasik GOYAL, Nikunj TANNA, Ashish P. AJMERA, Sanjay DURGADIN, Riti SINGHAL, Prashant G. PARANJAPE, Selva DHARMARAJ, Josh BERGER, Tushar MISHRA, Sean RODWELL-SIMON, Shashank AITHALA, Hari Kishore CHITNENI, Lakshminarayana BAYAPAREDDY, Rajendra HEBBATAM
  • Patent number: 12051399
    Abstract: In one example, a method for evaluating screen content for accessibility with a screen reader device is disclosed. The method provides a baseline document including a script of expected screen content that conforms accessibility requirements. The method may generate an audio file based on screen content elements. For some implementations, the method uses a machine learning model to transcribe the audio file into an output transcription file. The method may determine whether output transcription file matches the baseline document and a corresponding output report is generated.
    Type: Grant
    Filed: December 2, 2021
    Date of Patent: July 30, 2024
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Chandrasekar Murugesan, Sushama Addepalli, Xiang Zhang, Sudharsan Selvakumar, Sanjay Durgadin
  • Publication number: 20230410081
    Abstract: In some aspects, the techniques described herein relate to a method including: receiving, at a transaction decisioning platform, a customer pre-approval notification; receiving, at the transaction decisioning platform, a stream of transactions, wherein the transactions are associated with a demand deposit account and the demand deposit account is associated with a customer; receiving, at the transaction decisioning platform, a total finance amount for the customer; applying a transaction eligibility rule to each transaction in the stream of transactions; determining, based on application of the transaction eligibility rule, that one of the transactions from the stream of transactions is eligible for a credit product; determining, based on a customer eligibility variable, that the customer is eligible for the credit product; and including the one of the transactions from the stream of transactions on an eligible transaction list.
    Type: Application
    Filed: May 5, 2023
    Publication date: December 21, 2023
    Inventors: Aaron MERCURIO, Rasik GOYAL, Selva DHARMARA, Nikunj TANNA, Sameer AVATE, Hemant D. PATIL, Gayatri PRABHU, Vidyasankar NARAYANAN, Joyesh SENGUPTA, Melissa FELDSHER, Zachary R WARMAN, Jegatheeswaran PANDIAN, Matthew HOKE, Sanjay DURGADIN
  • Publication number: 20230377036
    Abstract: In some aspects, the techniques described herein relate to a method including: receiving, at an attribute and income platform, demand deposit account information associated with a demand deposit account; receiving, at the attribute and income platform, financial information of a customer associated with the demand deposit account; generating, by the attribute and income platform, a financial profile for the customer; generating, by a customer decisioning platform, a pre-approval of a credit product for the customer, wherein the customer pre-approval is based on the financial profile for the customer; providing, by the event streaming platform, a customer pre-approval topic; publishing the customer pre-approval to the customer pre-approval topic; and subscribing, by one or more processing platforms, to the customer pre-approval topic.
    Type: Application
    Filed: May 5, 2023
    Publication date: November 23, 2023
    Inventors: Aaron MERCURIO, Rasik GOYAL, Selva DHARMARA, Nikunj TANNA, Sameer AVATE, Hemant D. PATIL, Gayatri PRABHU, Vidyasankar NARAYANAN, Joyesh SENGUPTA, Melissa FELDSHER, Zachary R. WARMAN, Jegatheeswaran PANDIAN, Matthew HOKE, Sanjay DURGADIN
  • Publication number: 20230178065
    Abstract: In one example, a method for evaluating screen content for accessibility with a screen reader device is disclosed. The method provides a baseline document including a script of expected screen content that conforms accessibility requirements. The method may generate an audio file based on screen content elements. For some implementations, the method uses a machine learning model to transcribe the audio file into an output transcription file. The method may determine whether output transcription file matches the baseline document and a corresponding output report is generated.
    Type: Application
    Filed: December 2, 2021
    Publication date: June 8, 2023
    Inventors: Chandrasekar MURUGESAN, Sushama ADDEPALLI, Xiang ZHANG, Sudharsan SELVAKUMAR, Sanjay DURGADIN
  • Patent number: 10380584
    Abstract: In one embodiment, a method includes receiving an indication that a user has initiated a transaction and determining whether location information identifying a location of the transaction was received. A first attribute package of a plurality of attribute packages of the user may be identified based on customized rules and, if received, based on the location information. An identification of the first attribute package may be sent to the user's client system as a recommended payment attribute package for processing the transaction. In response to the identification of the first attribute package, the transaction may be opened, and a payment attribute package for the transaction may be set to the first attribute package. The transaction may be held open for a predetermined period of time to allow the user to modify the payment attribute package for the transaction to a different attribute package.
    Type: Grant
    Filed: October 27, 2015
    Date of Patent: August 13, 2019
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Nicholas M. Lore, Brian S. Gantert, Richard W. McMillen, Sanjay Durgadin, Daryl Wooldridge, Joseph Arnone, Heather Spinnenweber
  • Publication number: 20170116601
    Abstract: In one embodiment, a method includes receiving an indication that a user has initiated a transaction and determining whether location information identifying a location of the transaction was received. A first attribute package of a plurality of attribute packages of the user may be identified based on customized rules and, if received, based on the location information. An identification of the first attribute package may be sent to the user's client system as a recommended payment attribute package for processing the transaction. In response to the identification of the first attribute package, the transaction may be opened, and a payment attribute package for the transaction may be set to the first attribute package. The transaction may be held open for a predetermined period of time to allow the user to modify the payment attribute package for the transaction to a different attribute package.
    Type: Application
    Filed: October 27, 2015
    Publication date: April 27, 2017
    Inventors: Nicholas M. Lore, Brian S. Gantert, Richard W. McMillen, Sanjay Durgadin, Daryl Wooldridge, Joseph Arnone, Heather Spinnenweber