Patents by Inventor Sanjeev Dheer

Sanjeev Dheer has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10992695
    Abstract: A breach reporting and incident management (BRIM) system and method are disclosed. The system and method include a network hardware and software platform through which multiple user entities can more automatically conduct and manage their relationships and exchange data. User entities include but are not limited to corporate entities. Once connections are established the connection itself is automatically archived along with all communications history, and data exchange history. Data exchanged includes data regarding security breaches affecting services provided by one of the users.
    Type: Grant
    Filed: August 30, 2019
    Date of Patent: April 27, 2021
    Assignee: CENTRL, INC.
    Inventors: Gregory David Smelker, Davide De Micco, Nitesh Gupta, Shailesh Arun Alawani, Sanjeev Dheer, Christopher Marino
  • Patent number: 10657502
    Abstract: Systems, methods and computer-readable media for initiating, facilitating and/or performing financial transactions are disclosed. A request associated with a financial transaction may be received on behalf of a requestor. At least one financial account to be debited and at least one financial account to be credited in connection with the financial transaction may be identified based on information included or provided in association with the request. Respective payment networks that provide access to the financial accounts may be identified. One or more of the financial accounts may be accessible in real-time via a respective payment network. A respective debit or credit instruction may be transmitted to each of the identified payment networks to post a debit or credit to a corresponding financial account. Corresponding debit and/or credit status information may be received, and various status indications may be generated and transmitted, potentially for presentation to the requestor.
    Type: Grant
    Filed: April 27, 2015
    Date of Patent: May 19, 2020
    Assignee: FISERV, INC.
    Inventors: Sanjeev Dheer, Michael Edward Martin, William Richard McMichael, Mark T. Harris, Juan Carlos Miqueli, Brian Corey Sondergaard, David Michael Keenan, Mark Edward Bowman
  • Publication number: 20190394222
    Abstract: A breach reporting and incident management (BRIM) system and method are disclosed. The system and method include a network hardware and software platform through which multiple user entities can more automatically conduct and manage their relationships and exchange data. User entities include but are not limited to corporate entities. Once connections are established the connection itself is automatically archived along with all communications history, and data exchange history. Data exchanged includes data regarding security breaches affecting services provided by one of the users.
    Type: Application
    Filed: August 30, 2019
    Publication date: December 26, 2019
    Applicant: Centrl, Inc.
    Inventors: Gregory David Smelker, Davide De Micco, Nitesh Gupta, Shailesh Arun Alawani, Sanjeev Dheer, Christopher Marino
  • Patent number: 10447719
    Abstract: A breach reporting and incident management (BRIM) system and method are disclosed. The system and method include a network hardware and software platform through which multiple user entities can more automatically conduct and manage their relationships and exchange data. User entities include but are not limited to corporate entities. Once connections are established the connection itself is automatically archived along with all communications history, and data exchange history. Data exchanged includes data regarding security breaches affecting services provided by one of the users.
    Type: Grant
    Filed: June 7, 2018
    Date of Patent: October 15, 2019
    Assignee: Centrl, Inc.
    Inventors: Gregory David Smelker, Davide De Micco, Nitesh Gupta, Shailesh Arun Alawani, Sanjeev Dheer, Christopher Marino
  • Publication number: 20190007437
    Abstract: A breach reporting and incident management (BRIM) system and method are disclosed. The system and method include a network hardware and software platform through which multiple user entities can more automatically conduct and manage their relationships and exchange data. User entities include but are not limited to corporate entities. Once connections are established the connection itself is automatically archived along with all communications history, and data exchange history. Data exchanged includes data regarding security breaches affecting services provided by one of the users.
    Type: Application
    Filed: June 7, 2018
    Publication date: January 3, 2019
    Inventors: Gregory David Smelker, Davide De Micco, Nitesh Gupta, Shailesh Arun Alawani, Sanjeev Dheer, Christopher Marino
  • Patent number: 10013665
    Abstract: A monitoring and information exchange network (MIEN) system and method are disclosed. The system and method include a network hardware and software platform through which multiple entities can more automatically conduct and manage their relationships and exchange data. Entities include but are not limited to corporate entities. Connections are established and maintained in the network on an individual-to-individual basis. Once connections are established the connection itself is automatically archived along with all communications history, and data exchange history. Documents and data that must regularly be exchanged can be automatically requested and generated.
    Type: Grant
    Filed: December 29, 2016
    Date of Patent: July 3, 2018
    Inventors: Sanjeev Dheer, Christopher Marino, Gregory David Smelker, Shailesh Arun Alawani, Nitesh Gupta
  • Publication number: 20170270441
    Abstract: A monitoring and information exchange network (MIEN) system and method are disclosed. The system and method include a network hardware and software platform through which multiple entities can more automatically conduct and manage their relationships and exchange data. Entities include but are not limited to corporate entities. Connections are established and maintained in the network on an individual-to-individual basis. Once connections are established the connection itself is automatically archived along with all communications history, and data exchange history. Documents and data that must regularly be exchanged can be automatically requested and generated.
    Type: Application
    Filed: December 29, 2016
    Publication date: September 21, 2017
    Inventors: Sanjeev Dheer, Christopher Marino, Gregory David Smelker, Shailesh Arun Alawani, Nitesh Gupta
  • Publication number: 20150356543
    Abstract: Financial transaction data is retrieved from a financial institution. The financial transaction data includes a transaction value. The transaction value is compared to multiple pre-defined transaction identifiers and associated with one of the transaction identifiers. The financial transaction data and the associated transaction identifier are then stored in a storage mechanism.
    Type: Application
    Filed: April 27, 2015
    Publication date: December 10, 2015
    Inventors: Jeremy N. Sokolic, Balraj Suneja, Gautam Sinha, Amitava Parial, Sarabjeet Singh, Sanjeev Dheer
  • Publication number: 20150242823
    Abstract: Systems, methods and computer-readable media for initiating, facilitating and/or performing financial transactions are disclosed. A request associated with a financial transaction may be received on behalf of a requestor. At least one financial account to be debited and at least one financial account to be credited in connection with the financial transaction may be identified based on information included or provided in association with the request. Respective payment networks that provide access to the financial accounts may be identified. One or more of the financial accounts may be accessible in real-time via a respective payment network. A respective debit or credit instruction may be transmitted to each of the identified payment networks to post a debit or credit to a corresponding financial account. Corresponding debit and/or credit status information may be received, and various status indications may be generated and transmitted, potentially for presentation to the requestor.
    Type: Application
    Filed: April 27, 2015
    Publication date: August 27, 2015
    Inventors: Sanjeev Dheer, Michael Edward Martin, William Richard McMichael, JR., Mark T. Harris, Juan Carlos Miqueli, Brian Corey Sondergaard, David Michael Keenan, Mark Edward Bowman
  • Publication number: 20150199670
    Abstract: Systems, methods and computer-readable media for initiating, facilitating and/or performing financial transactions are disclosed. A request associated with a financial transaction may be received on behalf of a requestor. At least one financial account to be debited and at least one financial account to be credited in connection with the financial transaction may be identified based on information included or provided in association with the request. Respective payment networks that provide access to the financial accounts may be identified. One or more of the financial accounts may be accessible in real-time via a respective payment network. A respective debit or credit instruction may be transmitted to each of the identified payment networks to post a debit or credit to a corresponding financial account. Corresponding debit and/or credit status information may be received, and various status indications may be generated and transmitted, potentially for presentation to the requestor.
    Type: Application
    Filed: January 13, 2015
    Publication date: July 16, 2015
    Inventors: Sanjeev Dheer, Michael Edward Martin, William Richard McMichael, JR., Mark T. Harris, Juan Carlos Miqueli, Brian Corey Sondergaard, David Michael Keenan, Mark Edward Bowman
  • Publication number: 20150170267
    Abstract: A system receives account access information from a user. The account is then accessed using the received access information. Data is harvested from a web page associated with the account or received from another financial data source. The user's ability to access the account is authenticated based on the obtained information.
    Type: Application
    Filed: February 23, 2015
    Publication date: June 18, 2015
    Inventors: Venkatachari Dilip, Sanjeev Dheer, Amir Sunderji, Param Singh
  • Publication number: 20150161577
    Abstract: A withdrawal of assets is initiated from a first account at a first financial institution. A deposit of the assets withdrawn from the first account is initiated to a second account at a second financial institution. The first account and the second account have a common account holder. The withdrawal and deposit of assets may be initiated after analyzing multiple accounts of the account holder and determining whether an adjustment of funds among the multiple accounts would benefit the account holder. A debit instruction is used to initiate the withdrawal of assets and a credit instruction is used to initiate the deposit of the withdrawn assets. The withdrawal and deposit of assets can be implemented using one or more payment networks, debit networks, or a wire transfer between the two financial institutions.
    Type: Application
    Filed: February 19, 2015
    Publication date: June 11, 2015
    Inventors: Venkatachari Dilip, Sanjeev Dheer
  • Publication number: 20150154570
    Abstract: Embodiments of a system for providing an integrated financial system to facilitate the transfer of funds among accounts held at different financial institutions and over different networks are described. The system executes a transaction involving a withdrawal of assets from a first account at a first financial institution and a deposit of at least a portion of the withdrawn assets to a second account at a second financial institution. The first account and the second account are maintained by different corporate entities, and may have the same or different account holders. The financial institutions are coupled to one another through different types of networks. The transaction is broken down into separate debit and credit legs.
    Type: Application
    Filed: February 5, 2015
    Publication date: June 4, 2015
    Inventor: Sanjeev Dheer
  • Patent number: 8874480
    Abstract: Embodiments described herein include an electronic transaction service network (also referred to herein as a centralized electronic transaction (CET) service). According to an embodiment, a financial management system hosts multiple CET web sites on behalf of multiple merchants. All transactions through any CET web site are executed and managed by the financial management system. Merchants may customize their web sites to include a branded look and feel. The merchant web sites are part of a CET service for which a customer can register. Registered customers can then view and pay invoices from any merchants having CET web sites, whether purchases were made online or offline. Customers specify preferences for the CET service including choosing existing customer accounts from which the financial management system is to pay invoices on behalf of the customer. This eliminates the need for the customer to open and fund a separate payment account as in traditional methods.
    Type: Grant
    Filed: June 4, 2012
    Date of Patent: October 28, 2014
    Assignee: Fiserv, Inc.
    Inventors: Behram Panthaki, Aaron Rudenstine, Jeremy Sokolic, Amir Sunderji, Sanjeev Dheer, Neil Platt, Demetris Papademetriou
  • Publication number: 20140188728
    Abstract: Systems, methods and computer-readable media for initiating, facilitating and/or performing financial transactions are disclosed. A request associated with a financial transaction may be received on behalf of a requestor. At least one financial account to be debited and at least one financial account to be credited in connection with the financial transaction may be identified based on information included or provided in association with the request. Respective payment networks that provide access to the financial accounts may be identified. One or more of the financial accounts may be accessible in real-time via a respective payment network. A respective debit or credit instruction may be transmitted to each of the identified payment networks to post a debit or credit to a corresponding financial account. Corresponding debit and/or credit status information may be received, and various status indications may be generated and transmitted, potentially for presentation to the requestor.
    Type: Application
    Filed: December 31, 2012
    Publication date: July 3, 2014
    Applicant: Fiserv, Inc.
    Inventors: Sanjeev Dheer, Michael Edward Martin, William Richard McMichael, JR., Mark T. Harris, Juan Carlos Miqueli, Brian Corey Sondergaard, David Michael Keenan, Mark Edward Bowman
  • Publication number: 20140067670
    Abstract: A request associated with a financial transaction may be received on behalf of a requestor. At least one financial account to be debited and at least one financial account to be credited in connection with the financial transaction may be identified based on information included or provided in association with the request. Respective payment networks that provide access to the financial accounts may be identified. One or more of the financial accounts may be accessible in real-time via a respective payment network. A respective debit or credit instruction may be transmitted to each of the identified payment networks to post a debit or credit to a corresponding financial account. Corresponding debit and/or credit status information may be received, and various status indications may be generated and transmitted, potentially for presentation to the requestor.
    Type: Application
    Filed: August 31, 2012
    Publication date: March 6, 2014
    Applicant: FISERV, INC.
    Inventors: Sanjeev Dheer, Michael Edward Martin, William Richard McMichael, JR., Mark T. Harris, Juan Carlos Miqueli, Brian Corey Sondergaard, David Michael Keenan, Mark Edward Bowman
  • Publication number: 20140067672
    Abstract: Systems, methods and computer-readable media for initiating, facilitating and/or performing financial transactions are disclosed. A request associated with a financial transaction may be received on behalf of a requestor. At least one financial account to be debited and at least one financial account to be credited in connection with the financial transaction may be identified based on information included or provided in association with the request. Respective payment networks that provide access to the financial accounts may be identified. One or more of the financial accounts may be accessible in real-time via a respective payment network. A respective debit or credit instruction may be transmitted to each of the identified payment networks to post a debit or credit to a corresponding financial account. Corresponding debit and/or credit status information may be received, and various status indications may be generated and transmitted, potentially for presentation to the requestor.
    Type: Application
    Filed: August 31, 2012
    Publication date: March 6, 2014
    Applicant: FISERV, INC.
    Inventors: Sanjeev Dheer, Michael Edward Martin, William Richard McMichael, JR., Mark T. Harris, Juan Carlos Miqueli, Brian Corey Sondergaard, David Michael Keenan, Mark Edward Bowman
  • Publication number: 20140046820
    Abstract: A management system identifies an account holder and identifies multiple financial accounts associated with the account holder. The multiple financial accounts are associated with at least two different financial institutions. The multiple financial accounts are then authenticated. The management system aggregates financial transaction data associated with the multiple financial accounts and displays the aggregated financial transaction data.
    Type: Application
    Filed: October 18, 2013
    Publication date: February 13, 2014
    Applicant: CashEdge, Inc.
    Inventors: Amir Sunderji, Venkatachari Dilip, Sanjeev Dheer
  • Publication number: 20130232071
    Abstract: A system receives account access information from a user. The account is then accessed using the received access information. Data is harvested from a web page associated with the account or received from another financial data source. The user's ability to access the account is authenticated based on the obtained information.
    Type: Application
    Filed: December 31, 2012
    Publication date: September 5, 2013
    Applicant: CASHEDGE, INC.
    Inventors: Venkatachari Dilip, Sanjeev Dheer, Amir Sunderji, Param Singh
  • Publication number: 20120265687
    Abstract: A system receives account access information from a user. The account is then accessed using the received access information. Data is harvested from a web page associated with the account or received from another financial data source. The user's ability to access the account is authenticated based on the obtained information.
    Type: Application
    Filed: June 29, 2012
    Publication date: October 18, 2012
    Applicant: CASHEDGE, INC.
    Inventors: Venkatachari Dilip, Sanjeev Dheer, Amir Sunderji, Param Singh