Patents by Inventor Santanu Deb Roy

Santanu Deb Roy has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for health evaluation and monitoring
    Patent number: 11250955
    Abstract: A computer implemented method of determining a user health rating. The method may include evaluating transaction records in a user transaction history, determining whether the transactions are associated with positive or negative health, and generating a user health rating at least partially based on the transaction records.
    Type: Grant
    Filed: July 30, 2019
    Date of Patent: February 15, 2022
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Sukalyan Chakraborty, Nikhil Ghate, Santanu Deb Roy, Urjit Anand Khadilkar, Chanchal Ghosh
  • Computer-implemented system, method, and computer program product for automatically linking accounts in an electronic wallet
    Patent number: 11080677
    Abstract: A method for automatically linking accounts in an electronic wallet includes: receiving first account data corresponding to a first portable financial device stored in an electronic wallet; determining user information corresponding to the first account data; determining, based on the user information, whether a second portable financial device is associated with the user; determining second account data corresponding to the second portable financial device, wherein the second account data is not stored in the electronic wallet corresponding to the user; and automatically linking the second account data to the electronic wallet. A system and computer program product for automatically linking accounts in the electronic wallet are also disclosed.
    Type: Grant
    Filed: October 12, 2017
    Date of Patent: August 3, 2021
    Assignee: Visa International Service Association
    Inventors: Anup Tripathi, Santanu Deb Roy, Anjan Ahmed, Ashish Gyanendra Kumar Mehta
  • SYSTEMS AND METHODS FOR HEALTH EVALUATION AND MONITORING
    Publication number: 20210035691
    Abstract: A computer implemented method of determining a user health rating. The method may include evaluating transaction records in a user transaction history, determining whether the transactions are associated with positive or negative health, and generating a user health rating at least partially based on the transaction records.
    Type: Application
    Filed: July 30, 2019
    Publication date: February 4, 2021
    Inventors: Sukalyan Chakraborty, Nikhil Ghate, Santanu Deb Roy, Urjit Anand Khadikar, Chanchal Ghosh
  • Computer-Implemented System, Method, and Computer Program Product for Automatically Linking Accounts in an Electronic Wallet
    Publication number: 20190114611
    Abstract: A method for automatically linking accounts in an electronic wallet includes: receiving first account data corresponding to a first portable financial device stored in an electronic wallet; determining user information corresponding to the first account data; determining, based on the user information, whether a second portable financial device is associated with the user; determining second account data corresponding to the second portable financial device, wherein the second account data is not stored in the electronic wallet corresponding to the user; and automatically linking the second account data to the electronic wallet. A system and computer program product for automatically linking accounts in the electronic wallet are also disclosed.
    Type: Application
    Filed: October 12, 2017
    Publication date: April 18, 2019
    Inventors: Anup Tripathi, Santanu Deb Roy, Anjan Ahmed, Ashish Gyanendra Kumar Mehta