Patents by Inventor Sara A. Walsh

Sara A. Walsh has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11973764
    Abstract: Systems, computer program products, and methods are described herein for source independent but source value dependent transfer monitoring.
    Type: Grant
    Filed: May 25, 2023
    Date of Patent: April 30, 2024
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Steven Michael Twombly, Sara A. Walsh, Tony England, Robertson Walters Greenbacker, Bradley Ryan Holland
  • Publication number: 20230367646
    Abstract: A system is also provided for intelligent type-based implementation of restrictions on resource transfers. In this regard, the system may allow for resource transfers set according to a preset resource transfer pattern to be executed while restricting net new resource transfers upon compromise of the resource transfer instrument. Subsequently, the system may use a machine learning model to analyze the attributes of incoming resource transfer requests and determine whether the resource transfer should be allowed or restricted based on the preset resource transfer pattern. In this way, the system may provide a way to fine-tune restrictions on executing resource transfers.
    Type: Application
    Filed: May 12, 2022
    Publication date: November 16, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Tony England, Steven Michael Twombly, Robertson Walters Greenbacker, Bradley Ryan Holland, Sara A. Walsh
  • Publication number: 20230368209
    Abstract: Systems, computer program products, and methods are described herein for providing an information feedback loop from one or more third parties to issuing entity in the course of a resource action requiring user-initiated authorization. In the course of user-initiated authorization, information is automatically generated and forwarded to the issuing entity in the form of an advice message. Such data is intelligent forwarded to the appropriate downstream application to streamline user experience, provide pertinent customer feedback, and pre-emptively determine patterns in resource action processing.
    Type: Application
    Filed: May 13, 2022
    Publication date: November 16, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Sara A. Walsh, Gerald Davidson, Blythe Anne Figurelle, Frank McCarthy, Robert Midgley
  • Publication number: 20230367643
    Abstract: Embodiments of the present invention provide a system for identification and management of layered dependent resource distribution devices. The system is configured for receiving an expunge request from a user to expunge a resource distribution device, via a user interface, determining one or more layered dependent resource distribution devices associated with the resource distribution device, displaying the one or more layered dependent resource distribution devices to the user, via the user interface, receiving a selective expunge request to expunge at least one layered dependent resource distribution device of the one or more layered dependent resource distribution devices, and expunging the resource distribution device associated with the expunge request and the at least one layered dependent resource distribution device of the one or more layered dependent resource distribution devices associated with the selective expunge request.
    Type: Application
    Filed: May 12, 2022
    Publication date: November 16, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Steven Michael Twombly, Tony England, Robertson Walters Greenbacker, Bradley Ryan Holland, Sara A. Walsh
  • Publication number: 20230367645
    Abstract: A system is provided for implementing dynamic authentication restrictions for resource instrument use. In particular, the system may be configured to implement a spectrum of resource transfer restrictions on a device level, resource transfer instrument level, and/or resource transfer type level, where the restrictions may be implemented based on user input and/or automatically through machine learning processes. In some embodiments, the system may implement dynamic resource restrictions per resource transfer based on a trained machine learning model. In this way, the system may provide an efficient and secure way to implement resource transfer restrictions.
    Type: Application
    Filed: May 12, 2022
    Publication date: November 16, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Tony England, Steven Michael Twombly, Robertson Walters Greenbacker, Bradley Ryan Holland, Sara A. Walsh
  • Publication number: 20230368201
    Abstract: Embodiments of the present invention provide a system for implementing end-point authentication restriction for resource distribution devices. The system is configured for receiving a resource distribution request, wherein the resource distribution request is initiated via a resource distribution device associated with a user at an end-point, determining, via a machine learning model, an end-point identifier associated with the end-point, classifying the resource distribution request based at least in part on the end-point identifier associated with the end-point, and authenticating the resource distribution request based on classifying the resource distribution request.
    Type: Application
    Filed: May 12, 2022
    Publication date: November 16, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Steven Michael Twombly, Tony England, Robertson Walters Greenbacker, Bradley Ryan Holland, Sara A. Walsh
  • Publication number: 20230353576
    Abstract: Systems, computer program products, and methods are described herein for source independent but source value dependent transfer monitoring.
    Type: Application
    Filed: May 25, 2023
    Publication date: November 2, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Steven Michael Twombly, Sara A. Walsh, Tony England, Robertson Walters Greenbacker, Bradley Ryan Holland
  • Patent number: 11716290
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for dynamic linking of resource data structures across distributed networks. The system is structured for enhancing data security by evaluating and determining iterations of data transformations associated with resource data structures across networks and establishing deletion and usage modification mechanisms for stored unauthorized downstream iterations. The system is structured to link a first front end resource data structure and a downstream transformation comprising a first entity resource data structure. The system is structured to construct a real-time interactive technology resource interface such that the technology resource interface is structured to present graphical interface objects associated with the link between the first front end resource data structure and the first entity resource data structure.
    Type: Grant
    Filed: May 12, 2022
    Date of Patent: August 1, 2023
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Steven Michael Twombly, Tony England, Robertson Walters Greenbacker, Bradley Ryan Holland, Sara A. Walsh
  • Patent number: 11706225
    Abstract: Systems, computer program products, and methods are described herein for source independent but source value dependent transfer monitoring.
    Type: Grant
    Filed: May 2, 2022
    Date of Patent: July 18, 2023
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Steven Michael Twombly, Sara A. Walsh, Tony England, Robertson Walters Greenbacker, Bradley Ryan Holland