Patents by Inventor Sarah Cunningham
Sarah Cunningham has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240119467Abstract: A computer-implemented method of fraud protection is described. A server may receive one or more keywords and a likelihood of fraud from an external source. The server may receive an image of a document from a user device, wherein the document comprises at least one of a written communication or a printed communication. The server may extract text from the image of the document, compare the extracted text to the one or more stored keywords, and calculate a confidence level of fraud. The server may send an indication of the confidence level of fraud to the user device.Type: ApplicationFiled: December 18, 2023Publication date: April 11, 2024Applicant: Capital One Services, LLCInventors: Michael Mossoba, Joshua Edwards, Sarah Cunningham, Mark Rothbaum
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Patent number: 11934973Abstract: A computer-implemented method for determining alternative plans for a user may include: determining an event status of an event based on one or more parameters, wherein the event status comprises a target event indicator, wherein the one or more parameters comprise event population; obtaining event data of a target event; obtaining transactional data of the user, wherein the transactional data includes transaction time and transaction location; determining, via one or more processors, a likelihood of a potential transaction of the user associated with the target event by processing the transactional data and the event data using a trained machine learning model; and transmitting, to the user, a notification based on the determined likelihood of the potential transaction, wherein the notification includes a suggestion for alternative travel plans of the user.Type: GrantFiled: March 16, 2023Date of Patent: March 19, 2024Assignee: Capital One Services, LLCInventor: Sarah Cunningham
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Patent number: 11847662Abstract: A computer-implemented method of fraud protection is described. A server may receive one or more keywords and a likelihood of fraud from an external source. The server may receive an image of a document from a user device, wherein the document comprises at least one of a written communication or a printed communication. The server may extract text from the image of the document, compare the extracted text to the one or more stored keywords, and calculate a confidence level of fraud. The server may send an indication of the confidence level of fraud to the user device.Type: GrantFiled: November 5, 2020Date of Patent: December 19, 2023Assignee: Capital One Services, LLCInventors: Michael Mossoba, Joshua Edwards, Sarah Cunningham, Mark Rothbaum
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Publication number: 20230351397Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method providing biometric detection of coercion of a user. The system may detect a trigger event associated with a potential transfer of funds and may receive user biometric data. The system may determine, based on stored user biometric data and the detected user biometric data, a confidence level that the stored user biometric data is indicative of biological information representative of a user being in a stressed state. The system may initiate one or more precautionary safety measures.Type: ApplicationFiled: June 26, 2023Publication date: November 2, 2023Inventors: Sophie Bermudez, Alexandra Colevas, Sarah Cunningham, Michael Saia, Kaylyn Gibilterra, Salik Shah
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Patent number: 11727408Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method providing biometric detection of coercion of a user. The system may detect a trigger event associated with a potential transfer of funds and may receive user biometric data. The system may determine, based on stored user biometric data and the detected user biometric data, a confidence level that the stored user biometric data is indicative of biological information representative of a user being in a stressed state. The system may initiate one or more precautionary safety measures.Type: GrantFiled: August 31, 2021Date of Patent: August 15, 2023Assignee: CAPITAL ONE SERVICES, LLCInventors: Sophie Bermudez, Alexandra Colevas, Sarah Cunningham, Michael Saia, Kaylyn Gibilterra, Salik Shah
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Publication number: 20230222399Abstract: A computer-implemented method for determining alternative plans for a user may include: determining an event status of an event based on one or more parameters, wherein the event status comprises a target event indicator, wherein the one or more parameters comprise event population; obtaining event data of a target event; obtaining transactional data of the user, wherein the transactional data includes transaction time and transaction location; determining, via one or more processors, a likelihood of a potential transaction of the user associated with the target event by processing the transactional data and the event data using a trained machine learning model; and transmitting, to the user, a notification based on the determined likelihood of the potential transaction, wherein the notification includes a suggestion for alternative travel plans of the user.Type: ApplicationFiled: March 16, 2023Publication date: July 13, 2023Applicant: Capital One Services, LLCInventor: Sarah CUNNINGHAM
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Publication number: 20230171106Abstract: Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.Type: ApplicationFiled: December 7, 2022Publication date: June 1, 2023Inventors: Kaitlin NEWMAN, Kimberly HAYNES, Charles Nathan CRANK, Andrew COGSWELL, Colin HART, Jeffrey RULE, Lara MOSSLER, Latika GULATI, Abdelkader BENKREIRA, Sarah CUNNINGHAM, Sophie BERMUDEZ, Michael MOSSOBA, Wayne LUTZ
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Patent number: 11620588Abstract: A computer-implemented method for determining alternative plans for a user may include: determining an event status of an event based on one or more parameters, wherein the event status comprises a target event indicator, wherein the one or more parameters comprise event population; obtaining event data of a target event; obtaining transactional data of the user, wherein the transactional data includes transaction time and transaction location; determining, via one or more processors, a likelihood of a potential transaction of the user associated with the target event by processing the transactional data and the event data using a trained machine learning model; and transmitting, to the user, a notification based on the determined likelihood of the potential transaction, wherein the notification includes a suggestion for alternative travel plans of the user.Type: GrantFiled: June 23, 2020Date of Patent: April 4, 2023Assignee: Capital One Services, LLCInventor: Sarah Cunningham
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Publication number: 20230036598Abstract: The invention relates to a coating composition, the coating composition comprising: a first polyester material; a second polyester material different from the first polyester material, wherein the second polyester material comprises the reaction product of a reaction mixture comprising: a polyacid; a polyol; and a phosphorous acid; and (c) an acid-functional acrylic material, wherein the coating composition comprises at least 5 wt % of the acid-functional acrylic material based on the total solid weight of the coating composition. The invention extends to a method of coating a beverage can for carbonated drinks to reduce or prevent insufficient venting of the beverage can, wherein the method comprises applying said coating composition to at least a portion of an internal surface of the can end over at least a portion of the score line.Type: ApplicationFiled: December 23, 2020Publication date: February 2, 2023Applicant: PPG Industries Ohio, Inc.Inventors: Wenchao Zhang, Sarah Cunningham, Youssef Moussa
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Patent number: 11332303Abstract: A coating composition comprising epoxidized vegetable oil, an amine terminated polyamide and a silicone resin is disclosed. Substrates coated at least in part with such coatings are also disclosed.Type: GrantFiled: May 22, 2020Date of Patent: May 17, 2022Assignee: PPG Industries Ohio, Inc.Inventors: Robert McVay, Christopher L. Most, Hannah Elizabeth Toomey, Sarah Cunningham
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Publication number: 20210398131Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method providing biometric detection of coercion of a user. The system may detect a trigger event associated with a potential transfer of funds and may receive user biometric data. The system may determine, based on stored user biometric data and the detected user biometric data, a confidence level that the stored user biometric data is indicative of biological information representative of a user being in a stressed state. The system may initiate one or more precautionary safety measures.Type: ApplicationFiled: August 31, 2021Publication date: December 23, 2021Inventors: Sophie Bermudez, Alexandra Colevas, Sarah Cunningham, Michael Saia, Kaylyn Gibilterra, Salik Shah
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Publication number: 20210398035Abstract: A computer-implemented method for determining alternative plans for a user may include: determining an event status of an event based on one or more parameters, wherein the event status comprises a target event indicator, wherein the one or more parameters comprise event population; obtaining event data of a target event; obtaining transactional data of the user, wherein the transactional data includes transaction time and transaction location; determining, via one or more processors, a likelihood of a potential transaction of the user associated with the target event by processing the transactional data and the event data using a trained machine learning model; and transmitting, to the user, a notification based on the determined likelihood of the potential transaction, wherein the notification includes a suggestion for alternative travel plans of the user.Type: ApplicationFiled: June 23, 2020Publication date: December 23, 2021Applicant: Capital One Services, LLCInventor: Sarah CUNNINGHAM
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Patent number: 11113693Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method providing biometric detection of coercion of a user. The system may detect a trigger event associated with a potential transfer of funds and may receive user biometric data. The system may determine, based on stored user biometric data and the detected user biometric data, a confidence level that the stored user biometric data is indicative of biological information representative of a user being in a stressed state. The system may initiate one or more precautionary safety measures.Type: GrantFiled: April 28, 2020Date of Patent: September 7, 2021Assignee: CAPITAL ONE SERVICES, LLCInventors: Sophie Bermudez, Alexandra Colevas, Sarah Cunningham, Michael Saia, Kaylyn Gibilterra, Salik Shah
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Publication number: 20210056564Abstract: A computer-implemented method of fraud protection is described. A server may receive one or more keywords and a likelihood of fraud from an external source. The server may receive an image of a document from a user device, wherein the document comprises at least one of a written communication or a printed communication. The server may extract text from the image of the document, compare the extracted text to the one or more stored keywords, and calculate a confidence level of fraud. The server may send an indication of the confidence level of fraud to the user device.Type: ApplicationFiled: November 5, 2020Publication date: February 25, 2021Applicant: Capital One Services, LLCInventors: Michael Mossoba, Joshua Edwards, Sarah Cunningham, Mark Rothbaum
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Patent number: 10861025Abstract: A computer-implemented method of fraud protection is described. A server may receive one or more keywords and a likelihood of fraud from an external source. The server may receive an image of a document from a user device, wherein the document comprises at least one of a written communication or a printed communication. The server may extract text from the image of the document, compare the extracted text to the one or more stored keywords, and calculate a confidence level of fraud. The server may send an indication of the confidence level of fraud to the user device.Type: GrantFiled: March 2, 2018Date of Patent: December 8, 2020Assignee: Capital One Services, LLCInventors: Michael Mossoba, Joshua Edwards, Sarah Cunningham, Mark Rothbaum
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Publication number: 20200354140Abstract: A coating composition comprising epoxidized vegetable oil, an amine terminated polyamide and a silicone resin is disclosed. Substrates coated at least in part with such coatings are also disclosed.Type: ApplicationFiled: May 22, 2020Publication date: November 12, 2020Inventors: Robert McVay, Christopher L. Most, Hannah Elizabeth Toomey, Sarah Cunningham
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Patent number: 10755095Abstract: Aspects described herein may allow for scanning text and a logo image from a document including a solicitation to donate, comparing the scanned text to a database including legitimate and fraudulent solicitations; determining a scanned text confidence level, based on a likelihood that the scanned text is a legitimate solicitation for donations; comparing the scanned logo to a known legitimate logo, determining a logo confidence level based on a likelihood that the scanned logo a legitimate logo, and calculating a solicitation confidence level based on the scanned text confidence level and the logo confidence level.Type: GrantFiled: January 2, 2020Date of Patent: August 25, 2020Assignee: Capital One Services, LLCInventors: Sarah Cunningham, Adam Vukich, George Bergeron
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Publication number: 20200258088Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method providing biometric detection of coercion of a user. The system may detect a trigger event associated with a potential transfer of funds and may receive user biometric data. The system may determine, based on stored user biometric data and the detected user biometric data, a confidence level that the stored user biometric data is indicative of biological information representative of a user being in a stressed state. The system may initiate one or more precautionary safety measures.Type: ApplicationFiled: April 28, 2020Publication date: August 13, 2020Inventors: Sophie Bermudez, Alexandra Colevas, Sarah Cunningham, Michael Saia, Kaylyn Gibilterra, Salik Shah
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Patent number: 10726850Abstract: The present disclosure describes systems and methods of fraud protection. A listening device may monitor ambient sound and detect one or more triggering sound patterns. The listening device may record the one or more triggering sound patterns and record a person's voice, and send the recordings to a server, wherein the server is configured to calculate a confidence level of fraud based on the one or more triggering sound patterns and the recording of the person's voice using a speech pattern model of the person, and to output an alert if the confidence level of fraud is greater than a threshold value.Type: GrantFiled: July 2, 2019Date of Patent: July 28, 2020Assignee: Capital One Services, LLCInventors: Michael Mossoba, Joshua Edwards, Sarah Cunningham, Mark Rothbaum
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Patent number: 10703920Abstract: A coating composition comprising epoxidized vegetable oil, an amine terminated polyamide and a silicone resin is disclosed. Substrates coated at least in part with such coatings are also disclosed.Type: GrantFiled: September 28, 2016Date of Patent: July 7, 2020Assignee: PPG Industries Ohio, Inc.Inventors: Robert McVay, Christopher L. Most, Hannah Elizabeth Toomey, Sarah Cunningham