Patents by Inventor Sarah Cunningham

Sarah Cunningham has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240119467
    Abstract: A computer-implemented method of fraud protection is described. A server may receive one or more keywords and a likelihood of fraud from an external source. The server may receive an image of a document from a user device, wherein the document comprises at least one of a written communication or a printed communication. The server may extract text from the image of the document, compare the extracted text to the one or more stored keywords, and calculate a confidence level of fraud. The server may send an indication of the confidence level of fraud to the user device.
    Type: Application
    Filed: December 18, 2023
    Publication date: April 11, 2024
    Applicant: Capital One Services, LLC
    Inventors: Michael Mossoba, Joshua Edwards, Sarah Cunningham, Mark Rothbaum
  • Patent number: 11934973
    Abstract: A computer-implemented method for determining alternative plans for a user may include: determining an event status of an event based on one or more parameters, wherein the event status comprises a target event indicator, wherein the one or more parameters comprise event population; obtaining event data of a target event; obtaining transactional data of the user, wherein the transactional data includes transaction time and transaction location; determining, via one or more processors, a likelihood of a potential transaction of the user associated with the target event by processing the transactional data and the event data using a trained machine learning model; and transmitting, to the user, a notification based on the determined likelihood of the potential transaction, wherein the notification includes a suggestion for alternative travel plans of the user.
    Type: Grant
    Filed: March 16, 2023
    Date of Patent: March 19, 2024
    Assignee: Capital One Services, LLC
    Inventor: Sarah Cunningham
  • Patent number: 11847662
    Abstract: A computer-implemented method of fraud protection is described. A server may receive one or more keywords and a likelihood of fraud from an external source. The server may receive an image of a document from a user device, wherein the document comprises at least one of a written communication or a printed communication. The server may extract text from the image of the document, compare the extracted text to the one or more stored keywords, and calculate a confidence level of fraud. The server may send an indication of the confidence level of fraud to the user device.
    Type: Grant
    Filed: November 5, 2020
    Date of Patent: December 19, 2023
    Assignee: Capital One Services, LLC
    Inventors: Michael Mossoba, Joshua Edwards, Sarah Cunningham, Mark Rothbaum
  • Publication number: 20230351397
    Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method providing biometric detection of coercion of a user. The system may detect a trigger event associated with a potential transfer of funds and may receive user biometric data. The system may determine, based on stored user biometric data and the detected user biometric data, a confidence level that the stored user biometric data is indicative of biological information representative of a user being in a stressed state. The system may initiate one or more precautionary safety measures.
    Type: Application
    Filed: June 26, 2023
    Publication date: November 2, 2023
    Inventors: Sophie Bermudez, Alexandra Colevas, Sarah Cunningham, Michael Saia, Kaylyn Gibilterra, Salik Shah
  • Patent number: 11727408
    Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method providing biometric detection of coercion of a user. The system may detect a trigger event associated with a potential transfer of funds and may receive user biometric data. The system may determine, based on stored user biometric data and the detected user biometric data, a confidence level that the stored user biometric data is indicative of biological information representative of a user being in a stressed state. The system may initiate one or more precautionary safety measures.
    Type: Grant
    Filed: August 31, 2021
    Date of Patent: August 15, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Sophie Bermudez, Alexandra Colevas, Sarah Cunningham, Michael Saia, Kaylyn Gibilterra, Salik Shah
  • Publication number: 20230222399
    Abstract: A computer-implemented method for determining alternative plans for a user may include: determining an event status of an event based on one or more parameters, wherein the event status comprises a target event indicator, wherein the one or more parameters comprise event population; obtaining event data of a target event; obtaining transactional data of the user, wherein the transactional data includes transaction time and transaction location; determining, via one or more processors, a likelihood of a potential transaction of the user associated with the target event by processing the transactional data and the event data using a trained machine learning model; and transmitting, to the user, a notification based on the determined likelihood of the potential transaction, wherein the notification includes a suggestion for alternative travel plans of the user.
    Type: Application
    Filed: March 16, 2023
    Publication date: July 13, 2023
    Applicant: Capital One Services, LLC
    Inventor: Sarah CUNNINGHAM
  • Publication number: 20230171106
    Abstract: Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.
    Type: Application
    Filed: December 7, 2022
    Publication date: June 1, 2023
    Inventors: Kaitlin NEWMAN, Kimberly HAYNES, Charles Nathan CRANK, Andrew COGSWELL, Colin HART, Jeffrey RULE, Lara MOSSLER, Latika GULATI, Abdelkader BENKREIRA, Sarah CUNNINGHAM, Sophie BERMUDEZ, Michael MOSSOBA, Wayne LUTZ
  • Patent number: 11620588
    Abstract: A computer-implemented method for determining alternative plans for a user may include: determining an event status of an event based on one or more parameters, wherein the event status comprises a target event indicator, wherein the one or more parameters comprise event population; obtaining event data of a target event; obtaining transactional data of the user, wherein the transactional data includes transaction time and transaction location; determining, via one or more processors, a likelihood of a potential transaction of the user associated with the target event by processing the transactional data and the event data using a trained machine learning model; and transmitting, to the user, a notification based on the determined likelihood of the potential transaction, wherein the notification includes a suggestion for alternative travel plans of the user.
    Type: Grant
    Filed: June 23, 2020
    Date of Patent: April 4, 2023
    Assignee: Capital One Services, LLC
    Inventor: Sarah Cunningham
  • Publication number: 20230036598
    Abstract: The invention relates to a coating composition, the coating composition comprising: a first polyester material; a second polyester material different from the first polyester material, wherein the second polyester material comprises the reaction product of a reaction mixture comprising: a polyacid; a polyol; and a phosphorous acid; and (c) an acid-functional acrylic material, wherein the coating composition comprises at least 5 wt % of the acid-functional acrylic material based on the total solid weight of the coating composition. The invention extends to a method of coating a beverage can for carbonated drinks to reduce or prevent insufficient venting of the beverage can, wherein the method comprises applying said coating composition to at least a portion of an internal surface of the can end over at least a portion of the score line.
    Type: Application
    Filed: December 23, 2020
    Publication date: February 2, 2023
    Applicant: PPG Industries Ohio, Inc.
    Inventors: Wenchao Zhang, Sarah Cunningham, Youssef Moussa
  • Patent number: 11332303
    Abstract: A coating composition comprising epoxidized vegetable oil, an amine terminated polyamide and a silicone resin is disclosed. Substrates coated at least in part with such coatings are also disclosed.
    Type: Grant
    Filed: May 22, 2020
    Date of Patent: May 17, 2022
    Assignee: PPG Industries Ohio, Inc.
    Inventors: Robert McVay, Christopher L. Most, Hannah Elizabeth Toomey, Sarah Cunningham
  • Publication number: 20210398131
    Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method providing biometric detection of coercion of a user. The system may detect a trigger event associated with a potential transfer of funds and may receive user biometric data. The system may determine, based on stored user biometric data and the detected user biometric data, a confidence level that the stored user biometric data is indicative of biological information representative of a user being in a stressed state. The system may initiate one or more precautionary safety measures.
    Type: Application
    Filed: August 31, 2021
    Publication date: December 23, 2021
    Inventors: Sophie Bermudez, Alexandra Colevas, Sarah Cunningham, Michael Saia, Kaylyn Gibilterra, Salik Shah
  • Publication number: 20210398035
    Abstract: A computer-implemented method for determining alternative plans for a user may include: determining an event status of an event based on one or more parameters, wherein the event status comprises a target event indicator, wherein the one or more parameters comprise event population; obtaining event data of a target event; obtaining transactional data of the user, wherein the transactional data includes transaction time and transaction location; determining, via one or more processors, a likelihood of a potential transaction of the user associated with the target event by processing the transactional data and the event data using a trained machine learning model; and transmitting, to the user, a notification based on the determined likelihood of the potential transaction, wherein the notification includes a suggestion for alternative travel plans of the user.
    Type: Application
    Filed: June 23, 2020
    Publication date: December 23, 2021
    Applicant: Capital One Services, LLC
    Inventor: Sarah CUNNINGHAM
  • Patent number: 11113693
    Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method providing biometric detection of coercion of a user. The system may detect a trigger event associated with a potential transfer of funds and may receive user biometric data. The system may determine, based on stored user biometric data and the detected user biometric data, a confidence level that the stored user biometric data is indicative of biological information representative of a user being in a stressed state. The system may initiate one or more precautionary safety measures.
    Type: Grant
    Filed: April 28, 2020
    Date of Patent: September 7, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Sophie Bermudez, Alexandra Colevas, Sarah Cunningham, Michael Saia, Kaylyn Gibilterra, Salik Shah
  • Publication number: 20210056564
    Abstract: A computer-implemented method of fraud protection is described. A server may receive one or more keywords and a likelihood of fraud from an external source. The server may receive an image of a document from a user device, wherein the document comprises at least one of a written communication or a printed communication. The server may extract text from the image of the document, compare the extracted text to the one or more stored keywords, and calculate a confidence level of fraud. The server may send an indication of the confidence level of fraud to the user device.
    Type: Application
    Filed: November 5, 2020
    Publication date: February 25, 2021
    Applicant: Capital One Services, LLC
    Inventors: Michael Mossoba, Joshua Edwards, Sarah Cunningham, Mark Rothbaum
  • Patent number: 10861025
    Abstract: A computer-implemented method of fraud protection is described. A server may receive one or more keywords and a likelihood of fraud from an external source. The server may receive an image of a document from a user device, wherein the document comprises at least one of a written communication or a printed communication. The server may extract text from the image of the document, compare the extracted text to the one or more stored keywords, and calculate a confidence level of fraud. The server may send an indication of the confidence level of fraud to the user device.
    Type: Grant
    Filed: March 2, 2018
    Date of Patent: December 8, 2020
    Assignee: Capital One Services, LLC
    Inventors: Michael Mossoba, Joshua Edwards, Sarah Cunningham, Mark Rothbaum
  • Publication number: 20200354140
    Abstract: A coating composition comprising epoxidized vegetable oil, an amine terminated polyamide and a silicone resin is disclosed. Substrates coated at least in part with such coatings are also disclosed.
    Type: Application
    Filed: May 22, 2020
    Publication date: November 12, 2020
    Inventors: Robert McVay, Christopher L. Most, Hannah Elizabeth Toomey, Sarah Cunningham
  • Patent number: 10755095
    Abstract: Aspects described herein may allow for scanning text and a logo image from a document including a solicitation to donate, comparing the scanned text to a database including legitimate and fraudulent solicitations; determining a scanned text confidence level, based on a likelihood that the scanned text is a legitimate solicitation for donations; comparing the scanned logo to a known legitimate logo, determining a logo confidence level based on a likelihood that the scanned logo a legitimate logo, and calculating a solicitation confidence level based on the scanned text confidence level and the logo confidence level.
    Type: Grant
    Filed: January 2, 2020
    Date of Patent: August 25, 2020
    Assignee: Capital One Services, LLC
    Inventors: Sarah Cunningham, Adam Vukich, George Bergeron
  • Publication number: 20200258088
    Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method providing biometric detection of coercion of a user. The system may detect a trigger event associated with a potential transfer of funds and may receive user biometric data. The system may determine, based on stored user biometric data and the detected user biometric data, a confidence level that the stored user biometric data is indicative of biological information representative of a user being in a stressed state. The system may initiate one or more precautionary safety measures.
    Type: Application
    Filed: April 28, 2020
    Publication date: August 13, 2020
    Inventors: Sophie Bermudez, Alexandra Colevas, Sarah Cunningham, Michael Saia, Kaylyn Gibilterra, Salik Shah
  • Patent number: 10726850
    Abstract: The present disclosure describes systems and methods of fraud protection. A listening device may monitor ambient sound and detect one or more triggering sound patterns. The listening device may record the one or more triggering sound patterns and record a person's voice, and send the recordings to a server, wherein the server is configured to calculate a confidence level of fraud based on the one or more triggering sound patterns and the recording of the person's voice using a speech pattern model of the person, and to output an alert if the confidence level of fraud is greater than a threshold value.
    Type: Grant
    Filed: July 2, 2019
    Date of Patent: July 28, 2020
    Assignee: Capital One Services, LLC
    Inventors: Michael Mossoba, Joshua Edwards, Sarah Cunningham, Mark Rothbaum
  • Patent number: 10703920
    Abstract: A coating composition comprising epoxidized vegetable oil, an amine terminated polyamide and a silicone resin is disclosed. Substrates coated at least in part with such coatings are also disclosed.
    Type: Grant
    Filed: September 28, 2016
    Date of Patent: July 7, 2020
    Assignee: PPG Industries Ohio, Inc.
    Inventors: Robert McVay, Christopher L. Most, Hannah Elizabeth Toomey, Sarah Cunningham