Patents by Inventor Sarah J. Cunningham

Sarah J. Cunningham has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230325950
    Abstract: A platform receives transaction information for an entity, where the transaction information identifies a plurality of transactions associated with the entity, and receives entity information associated with the entity. The platform identifies, using a first model, a selected set of transactions based on the transaction information and the entity information, where the first model outputs information identifying the selected set of transactions based on the selected set of transactions being associated with an event, a theme, or a transaction parameter. The platform determines, using a second model, potential modifications to a document based on the selected set of transactions, where the second model receives the information identifying the selected set of transactions or information identifying the event, the theme, or the transaction parameter, and where the second model outputs information identifying the potential modifications.
    Type: Application
    Filed: June 13, 2023
    Publication date: October 12, 2023
    Inventors: Alexandra COLEVAS, Sophie BERMUDEZ, Kaylyn GIBILTERRA, Sarah J. CUNNINGHAM, Salik SHAH, Michael SAIA
  • Publication number: 20230245116
    Abstract: A device may configure a browser to permit cash payments for online transactions. The device may monitor a browser session of the browser. The device may detect, during the browser session, navigation of the browser to a transaction page of a website. The transaction page may be configured to facilitate an online transaction with the website. The device may determine, based on detecting the navigation of the browser to the transaction page, that a cash payment is to be provided. The device may cause a validation code to be generated. The device may cause, based on the validation code being processed, a virtual transaction card to be generated. The device may facilitate, using virtual card information associated with the virtual transaction card, execution of the online transaction.
    Type: Application
    Filed: April 10, 2023
    Publication date: August 3, 2023
    Inventors: Adam VUKICH, Sarah J. CUNNINGHAM, Tyler MAIMAN, Michael MOSSOBA, Leeyat Bracha TESSLER, Bryant YEE
  • Patent number: 11682092
    Abstract: A platform receives transaction information for an entity, where the transaction information identifies a plurality of transactions associated with the entity, and receives entity information associated with the entity. The platform identifies, using a first model, a selected set of transactions based on the transaction information and the entity information, where the first model outputs information identifying the selected set of transactions based on the selected set of transactions being associated with an event, a theme, or a transaction parameter. The platform determines, using a second model, potential modifications to a document based on the selected set of transactions, where the second model receives the information identifying the selected set of transactions or information identifying the event, the theme, or the transaction parameter, and where the second model outputs information identifying the potential modifications.
    Type: Grant
    Filed: April 8, 2021
    Date of Patent: June 20, 2023
    Assignee: Capital One Services, LLC
    Inventors: Alexandra Colevas, Sophie Bermudez, Kaylyn Gibilterra, Sarah J. Cunningham, Salik Shah, Michael Saia
  • Patent number: 11625716
    Abstract: A device may configure a browser to permit cash payments for online transactions. The device may monitor a browser session of the browser. The device may detect, during the browser session, navigation of the browser to a transaction page of a website. The transaction page may be configured to facilitate an online transaction with the website. The device may determine, based on detecting the navigation of the browser to the transaction page, that a cash payment is to be provided. The device may cause a validation code to be generated. The device may cause, based on the validation code being processed, a virtual transaction card to be generated. The device may facilitate, using virtual card information associated with the virtual transaction card, execution of the online transaction.
    Type: Grant
    Filed: July 31, 2020
    Date of Patent: April 11, 2023
    Assignee: Capital One Services, LLC
    Inventors: Adam Vukich, Sarah J. Cunningham, Tyler Maiman, Michael Mossoba, Leeyat Bracha Tessler, Bryant Yee
  • Patent number: 11354648
    Abstract: A transaction card receives sound waves that represent a user command, where the user command identifies one or more transaction restrictions of the transaction card. The transaction card converts the sound waves to a digital signal and identifies, based on an analysis of the digital signal, user command data that identifies the user command. The transaction card sets, based on identifying the user command data, one or more transaction restriction values for the one or more transaction restrictions. The transaction card receives transaction metadata associated with a transaction and determines whether the transaction is compliant with the one or more transaction restrictions. The transaction card causes, based on determining whether the transaction is compliant with the one or more transaction restrictions, the transaction to be processed by a server device, or to be declined.
    Type: Grant
    Filed: March 9, 2020
    Date of Patent: June 7, 2022
    Assignee: Capital One Services, LLC
    Inventors: Rajko Ilincic, Sarah J. Cunningham, James Zarakas, William F. Carroll, George Bergeron
  • Patent number: 11348171
    Abstract: Some examples, described herein, may include detecting a button press of a banking button on a remote control device associated with a media device. The banking button may be designated to access a financial institution. Some examples may include accessing a financial services platform based on detecting the button press. The financial services platform may be associated with the financial institution. Some examples may include providing account information, associated with a financial account of the financial institution, to the financial services platform. The account information, when provided, may cause the financial services platform to access the financial account. Some examples may include obtaining financial information, associated with the financial account, from the financial services platform. Some examples may include providing the financial information to the media device to enable the media device to present the financial information for display.
    Type: Grant
    Filed: August 9, 2019
    Date of Patent: May 31, 2022
    Assignee: Capital One Services, LLC
    Inventors: Michael Mossoba, Mark Rothbaum, Sarah J. Cunningham
  • Publication number: 20220036344
    Abstract: A device may configure a browser to permit cash payments for online transactions. The device may monitor a browser session of the browser. The device may detect, during the browser session, navigation of the browser to a transaction page of a website. The transaction page may be configured to facilitate an online transaction with the website. The device may determine, based on detecting the navigation of the browser to the transaction page, that a cash payment is to be provided. The device may cause a validation code to be generated. The device may cause, based on the validation code being processed, a virtual transaction card to be generated. The device may facilitate, using virtual card information associated with the virtual transaction card, execution of the online transaction.
    Type: Application
    Filed: July 31, 2020
    Publication date: February 3, 2022
    Inventors: Adam VUKICH, Sarah J. CUNNINGHAM, Tyler MAIMAN, Michael MOSSOBA, Leeyat Bracha TESSLER, Bryant YEE
  • Publication number: 20210279715
    Abstract: A transaction card receives sound waves that represent a user command, where the user command identifies one or more transaction restrictions of the transaction card. The transaction card converts the sound waves to a digital signal and identifies, based on an analysis of the digital signal, user command data that identifies the user command. The transaction card sets, based on identifying the user command data, one or more transaction restriction values for the one or more transaction restrictions. The transaction card receives transaction metadata associated with a transaction and determines whether the transaction is compliant with the one or more transaction restrictions. The transaction card causes, based on determining whether the transaction is compliant with the one or more transaction restrictions, the transaction to be processed by a server device, or to be declined.
    Type: Application
    Filed: March 9, 2020
    Publication date: September 9, 2021
    Inventors: Rajko ILINCIC, Sarah J. CUNNINGHAM, James ZARAKAS, William F. CARROLL, George BERGERON
  • Publication number: 20210279794
    Abstract: A computer-implemented method for graphical user interface goal vision development may include receiving, via one or more processors, a first user financial goal of a user from a user device associated with the user; obtaining, via the one or more processors, at least one first user digital image; associating, via the one or more processors, the first user financial goal and the at least one first user digital image; obtaining, via the one or more processors, first user specific data relevant to the first user financial goal; transmitting, via the one or more processors, a digital visualization board indicative of the associated first user financial goal and the at least one first user digital image to the user device; determining, via the one or more processors, activity associated with the first user financial goal based on the first user specific data, by processing data including the obtained first user specific data using a trained machine learning model; and transmitting, via the one or more processors,
    Type: Application
    Filed: May 24, 2021
    Publication date: September 9, 2021
    Applicant: Capital One Services, LLC
    Inventors: Sarah J. CUNNINGHAM, Christopher R. CARTER, Mykhaylo BULGAKOV
  • Publication number: 20210224939
    Abstract: A platform receives transaction information for an entity, where the transaction information identifies a plurality of transactions associated with the entity, and receives entity information associated with the entity. The platform identifies, using a first model, a selected set of transactions based on the transaction information and the entity information, where the first model outputs information identifying the selected set of transactions based on the selected set of transactions being associated with an event, a theme, or a transaction parameter. The platform determines, using a second model, potential modifications to a document based on the selected set of transactions, where the second model receives the information identifying the selected set of transactions or information identifying the event, the theme, or the transaction parameter, and where the second model outputs information identifying the potential modifications.
    Type: Application
    Filed: April 8, 2021
    Publication date: July 22, 2021
    Inventors: Alexandra COLEVAS, Sophie BERMUDEZ, Kaylyn GIBILTERRA, Sarah J. CUNNINGHAM, Salik SHAH, Michael SAIA
  • Publication number: 20210166026
    Abstract: A processing platform may receive a plurality of images. The processing platform may determine respective asset types of the plurality of assets based on a computer vision technique. The processing platform may determine respective estimated values of the plurality of assets based on the respective asset types. The processing platform may provide information identifying the respective estimated values of the plurality of assets to two or more recipients. The processing platform may receive allocation information. The processing platform may determine a selected allocation of the plurality of assets for the two or more recipients based on the allocation information and using a second model. The processing platform may perform one or more actions based on the selected allocation.
    Type: Application
    Filed: February 8, 2021
    Publication date: June 3, 2021
    Inventors: Sophie BERMUDEZ, Alexandra COLEVAS, Michael SAIA, Kaylyn GIBILTERRA, Sarah J. CUNNINGHAM, Salik SHAH
  • Patent number: 11017466
    Abstract: A computer-implemented method for graphical user interface goal vision development may include receiving, via one or more processors, a first user financial goal of a user from a user device associated with the user; obtaining, via the one or more processors, at least one first user digital image; associating, via the one or more processors, the first user financial goal and the at least one first user digital image; obtaining, via the one or more processors, first user specific data relevant to the first user financial goal; transmitting, via the one or more processors, a digital visualization board indicative of the associated first user financial goal and the at least one first user digital image to the user device; determining, via the one or more processors, activity associated with the first user financial goal based on the first user specific data, by processing data including the obtained first user specific data using a trained machine learning model; and transmitting, via the one or more processors,
    Type: Grant
    Filed: February 18, 2020
    Date of Patent: May 25, 2021
    Assignee: Capital One Services, LLC
    Inventors: Sarah J. Cunningham, Christopher R. Carter, Mykhaylo Bulgakov
  • Patent number: 10984495
    Abstract: A platform receives transaction information for an entity, where the transaction information identifies a plurality of transactions associated with the entity, and receives entity information associated with the entity. The platform identifies, using a first model, a selected set of transactions based on the transaction information and the entity information, where the first model outputs information identifying the selected set of transactions based on the selected set of transactions being associated with an event, a theme, or a transaction parameter. The platform determines, using a second model, potential modifications to a document based on the selected set of transactions, where the second model receives the information identifying the selected set of transactions or information identifying the event, the theme, or the transaction parameter, and where the second model outputs information identifying the potential modifications.
    Type: Grant
    Filed: April 17, 2019
    Date of Patent: April 20, 2021
    Assignee: Capital One Services, LLC
    Inventors: Alexandra Colevas, Sophie Bermudez, Kaylyn Gibilterra, Sarah J. Cunningham, Salik Shah, Michael Saia
  • Patent number: 10915752
    Abstract: A processing platform may receive a plurality of images. The processing platform may determine respective asset types of the plurality of assets based on a computer vision technique. The processing platform may determine respective estimated values of the plurality of assets based on the respective asset types. The processing platform may provide information identifying the respective estimated values of the plurality of assets to two or more recipients. The processing platform may receive allocation information. The processing platform may determine a selected allocation of the plurality of assets for the two or more recipients based on the allocation information and using a second model. The processing platform may perform one or more actions based on the selected allocation.
    Type: Grant
    Filed: August 8, 2019
    Date of Patent: February 9, 2021
    Assignee: Capital One Services, LLC
    Inventors: Sophie Bermudez, Alexandra Colevas, Michael Saia, Kaylyn Gibilterra, Sarah J. Cunningham, Salik Shah
  • Publication number: 20200334459
    Abstract: A processing platform may receive a plurality of images. The processing platform may determine respective asset types of the plurality of assets based on a computer vision technique. The processing platform may determine respective estimated values of the plurality of assets based on the respective asset types. The processing platform may provide information identifying the respective estimated values of the plurality of assets to two or more recipients. The processing platform may receive allocation information. The processing platform may determine a selected allocation of the plurality of assets for the two or more recipients based on the allocation information and using a second model. The processing platform may perform one or more actions based on the selected allocation.
    Type: Application
    Filed: August 8, 2019
    Publication date: October 22, 2020
    Inventors: Sophie BERMUDEZ, Alexandra COLEVAS, Michael SAIA, Kaylyn GIBILTERRA, Sarah J. CUNNINGHAM, Salik SHAH
  • Publication number: 20200334774
    Abstract: A platform receives transaction information for an entity, where the transaction information identifies a plurality of transactions associated with the entity, and receives entity information associated with the entity. The platform identifies, using a first model, a selected set of transactions based on the transaction information and the entity information, where the first model outputs information identifying the selected set of transactions based on the selected set of transactions being associated with an event, a theme, or a transaction parameter. The platform determines, using a second model, potential modifications to a document based on the selected set of transactions, where the second model receives the information identifying the selected set of transactions or information identifying the event, the theme, or the transaction parameter, and where the second model outputs information identifying the potential modifications.
    Type: Application
    Filed: April 17, 2019
    Publication date: October 22, 2020
    Inventors: Alexandra COLEVAS, Sophie BERMUDEZ, Kaylyn GIBILTERRA, Sarah J. CUNNINGHAM, Salik SHAH, Michael SAIA
  • Publication number: 20190362419
    Abstract: Some examples, described herein, may include detecting a button press of a banking button on a remote control device associated with a media device. The banking button may be designated to access a financial institution. Some examples may include accessing a financial services platform based on detecting the button press. The financial services platform may be associated with the financial institution. Some examples may include providing account information, associated with a financial account of the financial institution, to the financial services platform. The account information, when provided, may cause the financial services platform to access the financial account. Some examples may include obtaining financial information, associated with the financial account, from the financial services platform. Some examples may include providing the financial information to the media device to enable the media device to present the financial information for display.
    Type: Application
    Filed: August 9, 2019
    Publication date: November 28, 2019
    Inventors: Michael MOSSOBA, Mark ROTHBAUM, Sarah J. CUNNINGHAM
  • Patent number: 10438284
    Abstract: Some examples, described herein, may include detecting a button press of a banking button on a remote control device associated with a media device. The banking button may be designated to access a financial institution. Some examples may include accessing a financial services platform based on detecting the button press. The financial services platform may be associated with the financial institution. Some examples may include providing account information, associated with a financial account of the financial institution, to the financial services platform. The account information, when provided, may cause the financial services platform to access the financial account. Some examples may include obtaining financial information, associated with the financial account, from the financial services platform. Some examples may include providing the financial information to the media device to enable the media device to present the financial information for display.
    Type: Grant
    Filed: April 2, 2018
    Date of Patent: October 8, 2019
    Assignee: Capital One Services, LLC
    Inventors: Michael Mossoba, Mark Rothbaum, Sarah J. Cunningham
  • Publication number: 20190304011
    Abstract: Some examples, described herein, may include detecting a button press of a banking button on a remote control device associated with a media device. The banking button may be designated to access a financial institution. Some examples play include accessing a financial services platform based on detecting the button press. The financial services platform may he associated with the financial institution. Some examples may include providing account information, associated with a financial account of the financial institution, to the financial services platform. The account information, when provided, may cause the financial services platform to access the financial account. Some examples may include obtaining financial information, associated with the financial account, from the financial services platform. Some examples may include providing the financial information to the media device to enable the media device to present the financial information for display.
    Type: Application
    Filed: April 2, 2018
    Publication date: October 3, 2019
    Inventors: Michael Mossoba, Mark Rothbaum, Sarah J. Cunningham
  • Patent number: 10410056
    Abstract: A processing platform may receive a plurality of images. The processing platform may determine respective asset types of the plurality of assets based on a computer vision technique. The processing platform may determine respective estimated values of the plurality of assets based on the respective asset types. The processing platform may provide information identifying the respective estimated values of the plurality of assets to two or more recipients. The processing platform may receive allocation information. The processing platform may determine a selected allocation of the plurality of assets for the two or more recipients based on the allocation information and using a second model. The processing platform may perform one or more actions based on the selected allocation.
    Type: Grant
    Filed: April 16, 2019
    Date of Patent: September 10, 2019
    Assignee: Capital One Services, LLC
    Inventors: Sophie Bermudez, Alexandra Colevas, Michael Saia, Kaylyn Gibilterra, Sarah J. Cunningham, Salik Shah