Patents by Inventor Sasikumar Sivaraman

Sasikumar Sivaraman has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System for harnessing a connected network to securely verify a transaction
    Patent number: 11645643
    Abstract: A method for harnessing a connected network to securely verify and execute a transaction is provided. The method may include requesting a PIN from a mobile device. The request may be transmitted via a USSD message. The method may also include receiving the PIN from the mobile device. The PIN may be received via a response to the USSD message. The method may also include authenticating the mobile device. The method may also include accessing a third-party network to verify an authentication status of the mobile device. The third-party network may include a plurality of IoT endpoints. Each IoT endpoint may include a stored verification usage process. The stored verification usage process may relate to a user associated with the mobile device. The method may also include executing the transaction upon receipt of an authentication signal from the third-party network.
    Type: Grant
    Filed: September 29, 2020
    Date of Patent: May 9, 2023
    Assignee: Bank of America Corporation
    Inventors: Christopher Hope, James McMorrow, Sumita Desai, Shehreyar Jamshed, Ayeesha Sachedina, Anna Xu, Brandon Castagna, Sasikumar Sivaraman, Lauren Hewings, Alex Wong
  • SYSTEM FOR HARNESSING A CONNECTED NETWORK TO SECURELY VERIFY A TRANSACTION
    Publication number: 20220101302
    Abstract: A method for harnessing a connected network to securely verify and execute a transaction is provided. The method may include requesting a PIN from a mobile device. The request may be transmitted via a USSD message. The method may also include receiving the PIN from the mobile device. The PIN may be received via a response to the USSD message. The method may also include authenticating the mobile device. The method may also include accessing a third-party network to verify an authentication status of the mobile device. The third-party network may include a plurality of IoT endpoints. Each IoT endpoint may include a stored verification usage process. The stored verification usage process may relate to a user associated with the mobile device. The method may also include executing the transaction upon receipt of an authentication signal from the third-party network.
    Type: Application
    Filed: September 29, 2020
    Publication date: March 31, 2022
    Inventors: Christopher Hope, James McMorrow, Sumita Desai, Shehreyar Jamshed, Ayeesha Sachedina, Anna Xu, Brandon Castagna, Sasikumar Sivaraman, Lauren Hewings, Alex Wong