Abstract: A digital platform for interacting with a user. The interactions may include receiving first data corresponding to a user based on user input entered by the user on a user device the user is utilizing to access the digital platform, retrieving, based on the first data corresponding to the user, a second data corresponding to the user from a source external to both the digital platform and the user device, generating an enriched data set corresponding to the user based on the first data and second data retrieved from the external source and selecting a product or service to be presented to the user based on the enriched data.

Abstract: Systems and methods of improving the operation of a transaction network and transaction network devices is disclosed. A lightning KNN host may comprise various modules and engines as discussed herein wherein lookalike records may be identified whereby the speed of the lightning KNN network may be enhanced and the accuracy and precision of results improved whereby the transaction network more properly functions according to approved parameters.

Abstract: The system may be configured to perform operations including determining a standard game point conversion rate between a first reward point value associated with a first reward point and a standard game point value associated with a standard game point, wherein the first reward point is redeemable with a first business and the standard game point is redeemable with a first game merchant; receiving a request from a consumer profile to exchange a first reward point amount for a first standard game point amount; retrieving the first reward point amount from the consumer profile; calculating the first standard game point amount equal to the first reward point amount based on the standard game point conversion rate; generating the first standard game point amount; associating the first standard game point amount with a game user profile; and/or storing the first standard game point amount in the game currency platform.

Abstract: Systems and methods of improving the operation of a transaction network and transaction network devices is disclosed. A lightning KNN host may comprise various modules and engines as discussed herein wherein lookalike records may be identified whereby the speed of the lightning KNN network may be enhanced and the accuracy and precision of results improved whereby the transaction network more properly functions according to approved parameters.

Abstract: Systems and methods of improving the operation of a transaction network and transaction network devices is disclosed. A lightning KNN host may comprise various modules and engines as discussed herein wherein lookalike records may be identified whereby the speed of the lightning KNN network may be enhanced and the accuracy and precision of results improved whereby the transaction network more properly functions according to approved parameters.

Abstract: Systems and methods of improving the operation of a transaction network and transaction network devices is disclosed. A lightning KNN host may comprise various modules and engines as discussed herein wherein lookalike records may be identified whereby the speed of the lightning KNN network may be enhanced and the accuracy and precision of results improved whereby the transaction network more properly functions according to approved parameters.

Abstract: Systems and methods of improving the operation of a transaction network and transaction network devices is disclosed. A lightning KNN host may comprise various modules and engines as discussed herein wherein lookalike records may be identified whereby the speed of the lightning KNN network may be enhanced and the accuracy and precision of results improved whereby the transaction network more properly functions according to approved parameters.

Abstract: An authoring tool may comprise a plurality of predefined functions displayed in a visual manner. A user may select functions from the predefined functions to create a logic map. The authoring tool may read metadata from a metadata store corresponding to the functions. The authoring tool may generate an intermediate language, and compile the metadata from the intermediate language to a desired language. The authoring tool may execute the logic map on data in a data management system.

Abstract: Systems and methods of improving the operation of a transaction network and transaction network devices is disclosed. A lightning KNN host may comprise various modules and engines as discussed herein wherein lookalike records may be identified whereby the speed of the lightning KNN network may be enhanced and the accuracy and precision of results improved whereby the transaction network more properly functions according to approved parameters.

Abstract: An authoring tool may comprise a plurality of predefined functions displayed in a visual manner. A user may select functions from the predefined functions to create a logic map. The authoring tool may read metadata from a metadata store corresponding to the functions. The authoring tool may generate an intermediate language, and compile the metadata from the intermediate language to a desired language. The authoring tool may execute the logic map on data in a data management system.

Abstract: An eligibility module may receive batch credit bureau data and real time transaction data. The eligibility module may rank and score consumer based on the credit bureau data and the transaction data. A marketing campaign may he created to target consumers with a new product. The eligibility module may provide a list of consumers eligible for the new product. A real time eligibility check may be performed prior to transmitting an offer for the new product to a consumer. The real time eligibility check may be performed without requesting current credit bureau data. The consumer may access the offer, and an additional real time eligibility check may be performed prior to presenting the offer to the consumer.