Patents by Inventor Satrajit RAY

Satrajit RAY has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11961072
    Abstract: Embodiments of the invention are directed to systems and methods for conducting a transaction utilizing a cryptocurrency. The user may fund a cryptocurrency account with his pre-existing cryptocurrency. An issuer may purchase cryptocurrency within a cryptocurrency exchange. The user may then utilize a payment device (e.g., a Crypto Debit Card) that is associated with a cryptocurrency balance to conduct a transaction with a merchant for goods and/or services. An authorization request message may be transmitted to the authorizing entity computer. The authorizing entity computer may determine a cryptocurrency amount corresponding to the fiat currency transaction amount of the authorization request message. A sell request message may be transmitted to an exchange that facilitates the sale of the cryptocurrency amount.
    Type: Grant
    Filed: September 30, 2021
    Date of Patent: April 16, 2024
    Assignee: Visa International Service Association
    Inventors: Xi Li, Wen Zhao Cheng, Jun Ryan Menorca Tagama, Satrajit Ray, Gabriel Jin Juan Ang, Lavanya Rengarajan
  • Publication number: 20220020011
    Abstract: Embodiments of the invention are directed to systems and methods for conducting a transaction utilizing a cryptocurrency. The user may fund a cryptocurrency account with his pre-existing cryptocurrency. An issuer may purchase cryptocurrency within a cryptocurrency exchange. The user may then utilize a payment device (e.g., a Crypto Debit Card) that is associated with a cryptocurrency balance to conduct a transaction with a merchant for goods and/or services. An authorization request message may be transmitted to the authorizing entity computer. The authorizing entity computer may determine a cryptocurrency amount corresponding to the fiat currency transaction amount of the authorization request message. A sell request message may be transmitted to an exchange that facilitates the sale of the cryptocurrency amount.
    Type: Application
    Filed: September 30, 2021
    Publication date: January 20, 2022
    Inventors: Xi Li, Wen Zhao Cheng, Jun Ryan Menorca Tagama, Satrajit Ray, Gabriel Jin Juan Ang, Lavanya Rengarajan
  • Patent number: 11164181
    Abstract: Embodiments of the invention are directed to systems and methods for conducting a transaction utilizing a cryptocurrency. The user may fund a cryptocurrency account with his pre-existing cryptocurrency. An issuer may purchase cryptocurrency within a cryptocurrency exchange. The user may then utilize a payment device (e.g., a Crypto Debit Card) that is associated with a cryptocurrency balance to conduct a transaction with a merchant for goods and/or services. An authorization request message may be transmitted to the authorizing entity computer. The authorizing entity computer may determine a cryptocurrency amount corresponding to the fiat currency transaction amount of the authorization request message. A sell request message may be transmitted to an exchange that facilitates the sale of the cryptocurrency amount.
    Type: Grant
    Filed: January 12, 2018
    Date of Patent: November 2, 2021
    Assignee: Visa International Service Association
    Inventors: Xi Li, Wen Zhao Cheng, Jun Ryan Menorca Tagama, Satrajit Ray, Gabriel Jin Juan Ang, Lavanya Rengarajan
  • Patent number: 11144907
    Abstract: Described herein is a service provider computer and corresponding techniques for, in response to receiving a request for a resource from a client device, aggregating resource provider content and presenting that content via a client device. The service provider computer may identify a number of resource provider computers capable of providing the requested resource. In some embodiments, this may involve communicating with a transaction processing network to identify resource provider computers with which the user has previously transacted. The service provider computer may transmit details of the received request to each of the resource provider computers in the identified number of resource provider computers. The service provider computer may then relay a number of received responses to the client device. In some embodiments, the service provider computer may also identify additional context-based content related to the request and provide that context-based content to the client device.
    Type: Grant
    Filed: April 12, 2017
    Date of Patent: October 12, 2021
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Pranjul Singhai, Ashok Babu Mundru, Luong Hoa Ton, Satrajit Ray
  • Publication number: 20190220856
    Abstract: Embodiments of the invention are directed to systems and methods for conducting a transaction utilizing a cryptocurrency. The user may fund a cryptocurrency account with his pre-existing cryptocurrency. An issuer may purchase cryptocurrency within a cryptocurrency exchange. The user may then utilize a payment device (e.g., a Crypto Debit Card) that is associated with a cryptocurrency balance to conduct a transaction with a merchant for goods and/or services. An authorization request message may be transmitted to the authorizing entity computer. The authorizing entity computer may determine a cryptocurrency amount corresponding to the fiat currency transaction amount of the authorization request message. A sell request message may be transmitted to an exchange that facilitates the sale of the cryptocurrency amount.
    Type: Application
    Filed: January 12, 2018
    Publication date: July 18, 2019
    Inventors: Xi Li, Wen Zhao Cheng, Jun Ryan Menorca Tagama, Satrajit Ray, Gabriel Jin Juan Ang, Lavanya Rengarajan
  • Publication number: 20180300709
    Abstract: Described herein is a service provider computer and corresponding techniques for, in response to receiving a request for a resource from a client device, aggregating resource provider content and presenting that content via a client device. The service provider computer may identify a number of resource provider computers capable of providing the requested resource. In some embodiments, this may involve communicating with a transaction processing network to identify resource provider computers with which the user has previously transacted. The service provider computer may transmit details of the received request to each of the resource provider computers in the identified number of resource provider computers. The service provider computer may then relay a number of received responses to the client device. In some embodiments, the service provider computer may also identify additional context-based content related to the request and provide that context-based content to the client device.
    Type: Application
    Filed: April 12, 2017
    Publication date: October 18, 2018
    Inventors: Pranjul SINGHAI, Ashok Babu MUNDRU, Luong Hoa TON, Satrajit RAY