Patents by Inventor Satyan Ranganath
Satyan Ranganath has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10510080Abstract: A fraud prevention system is disclosed for preventing fraudulent activity on user accounts, the fraud prevention system interacting with a transaction tracking system for allowing association of transactions with user-defined categories. The fraud prevention system may include a computer memory including at least one database storing system settings specifying account-related events that require fraud prevention action and user-defined settings specifying account-related events that require fraud prevention action, wherein at least one of the user-defined settings pertains to events falling in one of the user-defined categories.Type: GrantFiled: August 31, 2017Date of Patent: December 17, 2019Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Satyan Ranganath, Stan Szwalbenest, Maura Rose, Marcia Keld, Manning Field, Ryan McInerney
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Patent number: 10453038Abstract: A system may perform steps such as receiving a bank card transaction authorization stream including a URL originating from the merchant computing system, the URL received in a discretionary field in the authorization stream for a bank card purchase. The system further perform the step of retrieving information at a location referenced by the URL, wherein the information includes at least a merchant identifier and line item data related to a purchase. The system may additionally attaching the retrieved data to the transaction to create a complete description of the transaction analyze the complete description of the transaction for creating at least one customer interface for the customer and at least one merchant interface for the merchant based on the analysis.Type: GrantFiled: October 5, 2017Date of Patent: October 22, 2019Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Satyan Ranganath, William F. Mann, Sean H. Murray, Allison A. Keevil
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Publication number: 20180046991Abstract: A system may perform steps such as receiving a bank card transaction authorization stream including a URL originating from the merchant computing system, the URL received in a discretionary field in the authorization stream for a bank card purchase. The system further perform the step of retrieving information at a location referenced by the URL, wherein the information includes at least a merchant identifier and line item data related to a purchase. The system may additionally attaching the retrieved data to the transaction to create a complete description of the transaction analyze the complete description of the transaction for creating at least one customer interface for the customer and at least one merchant interface for the merchant based on the analysis.Type: ApplicationFiled: October 5, 2017Publication date: February 15, 2018Inventors: Satyan Ranganath, William F. Mann, Sean H. Murray, Allison A. Keevil
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Publication number: 20170364919Abstract: A fraud prevention system is disclosed for preventing fraudulent activity on user accounts, the fraud prevention system interacting with a transaction tracking system for allowing association of transactions with user-defined categories. The fraud prevention system may include a computer memory including at least one database storing system settings specifying account-related events that require fraud prevention action and user-defined settings specifying account-related events that require fraud prevention action, wherein at least one of the user-defined settings pertains to events falling in one of the user-defined categories.Type: ApplicationFiled: August 31, 2017Publication date: December 21, 2017Inventors: Satyan Ranganath, Stan Szwalbenest, Maura Rose, Marcia Keld, Manning Field, Ryan McInerney
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Patent number: 9811810Abstract: A system may perform steps such as receiving a bank card transaction authorization stream including a URL originating from the merchant computing system, the URL received in a discretionary field in the authorization stream for a bank card purchase. The system further perform the step of retrieving information at a location referenced by the URL, wherein the information includes at least a merchant identifier and line item data related to a purchase. The system may additionally attaching the retrieved data to the transaction to create a complete description of the transaction analyze the complete description of the transaction for creating at least one customer interface for the customer and at least one merchant interface for the merchant based on the analysis.Type: GrantFiled: March 12, 2013Date of Patent: November 7, 2017Assignee: JPMorgan Chase Bank, N.A.Inventors: Satyan Ranganath, William F. Mann, Sean H. Murray, Allison Anne Keevil
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Patent number: 9779403Abstract: A fraud prevention system is disclosed for preventing fraudulent activity on user accounts, the fraud prevention system interacting with a transaction tracking system for allowing association of transactions with user-defined categories. The fraud prevention system may include a computer memory including at least one database storing system settings specifying account-related events that require fraud prevention action and user-defined settings specifying account-related events that require fraud prevention action, wherein at least one of the user-defined settings pertains to events falling in one of the user-defined categories.Type: GrantFiled: November 20, 2012Date of Patent: October 3, 2017Assignee: JPMorgan Chase Bank, N.A.Inventors: Satyan Ranganath, Stan Szwalbenest, Maura Rose, Marcia Keld, Manning Field, Ryan McInerney
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Publication number: 20170116662Abstract: The invention provides computer implemented methods and systems for fulfilling a customer request for a requested item purchased from a merchant, the method performed by a computer processing machine.Type: ApplicationFiled: June 22, 2009Publication date: April 27, 2017Inventor: Satyan Ranganath
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Patent number: 9230259Abstract: Computer implemented methods and systems for fulfilling a customer request for a requested item purchased from a merchant is provided. The method may be performed by a tangibly embodied processing machine disposed in a customer device. The method may include (1) observing, through the input of information, an observed event that is associated with a customer; (2) associating the observed event with a corresponding order record; (3) retrieving order information from the corresponding order record, the order information including at least customer financial entity account information; (4) generating a merchant request based at least in part on the order information in the corresponding order record, the merchant request including at least customer identification information and customer financial entity account information; and (5) outputting the merchant request to the designated merchant, so as to provide the designated merchant with information to fulfill the customer request.Type: GrantFiled: May 10, 2010Date of Patent: January 5, 2016Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Hugh Robert Tamassia, Peter Franklin Stransky, Ravi Acharya, Satyan Ranganath
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Publication number: 20140122301Abstract: Computer implemented methods and systems for fulfilling a customer request for a requested item purchased from a merchant is provided. The method may be performed by a tangibly embodied processing machine disposed in a customer device. The method may include (1) observing, through the input of information, an observed event that is associated with a customer; (2) associating the observed event with a corresponding order record; (3) retrieving order information from the corresponding order record, the order information including at least customer financial entity account information; (4) generating a merchant request based at least in part on the order information in the corresponding order record, the merchant request including at least customer identification information and customer financial entity account information; and (5) outputting the merchant request to the designated merchant, so as to provide the designated merchant with information to fulfill the customer request.Type: ApplicationFiled: January 7, 2014Publication date: May 1, 2014Applicant: JPMorgan Chase Bank, N.A.Inventors: Hugh Robert Tamassia, Peter Franklin Stransky, Ravi Acharya, Satyan Ranganath
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Patent number: 8645222Abstract: Computer implemented methods and systems for fulfilling a customer request for a requested item purchased from a merchant is provided. The method may be performed by a tangibly embodied processing machine disposed in a customer device. The method may include (1) observing, through the input of information, an observed event that is associated with a customer; (2) associating the observed event with a corresponding order record; (3) retrieving order information from the corresponding order record, the order information including at least customer financial entity account information; (4) generating a merchant request based at least in part on the order information in the corresponding order record, the merchant request including at least customer identification information and customer financial entity account information; and (5) outputting the merchant request to the designated merchant, so as to provide the designated merchant with information to fulfill the customer request.Type: GrantFiled: June 17, 2011Date of Patent: February 4, 2014Assignee: JPMorgan Chase Bank, N.A.Inventors: Hugh Robert Tamassia, Peter Franklin Stransky, Ravi Acharya, Satyan Ranganath
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Publication number: 20130151327Abstract: Embodiments of the invention are directed to an interactive rewards computing system for facilitating usage of rewards points for obtaining rewards. The system may include a computer memory storing a digital rewards magazine, the digital rewards magazine comprising a personalized introductory account page providing access to a number of rewards points available and multiple rewards available for the number of rewards points and multiple interactive reward pages. The multiple interactive rewards pages include rewards for purchase with rewards points, a reward description and at least one additional link containing reward information specific to the reward displayed on the reward page. The system may additionally include computer processing components accessing the computer memory and executing stored instructions for performing multiple steps.Type: ApplicationFiled: December 12, 2011Publication date: June 13, 2013Inventor: Satyan Ranganath