Patents by Inventor Saurabh Arora

Saurabh Arora has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20250148347
    Abstract: Systems, computer program products, and methods are described herein for detecting manipulation of training data used for machine learning models. The present disclosure is configured to receive an interaction originating from an end-point device; validate the interaction via a primary model; identify a set of triggers within a backdoor model, where the backdoor model is modeled off the primary model capable of undergoing stress testing associated with a set of triggers; pause the interaction upon identification of the set of triggers within the backdoor model; transmit the identified set of triggers to an autonomous artificial general intelligence (AGI) agent, generate a set of synthetic data via the autonomous AGI agent, where the set of synthetic data removes the set of triggers from the primary model; and distribute the set of synthetic data to the primary model to correct the set of triggers within the primary model.
    Type: Application
    Filed: November 6, 2023
    Publication date: May 8, 2025
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Saurabh Arora, Srija Reddy Kallu, Durga Prasad Kutthumolu
  • Patent number: 12289307
    Abstract: An apparatus for using a validated card in a virtual environment comprises a processor associated with a server. The processor is configured to receive a request to conduct an interaction between a first avatar and an entity in a virtual environment. The processor is further configured to receive card information and device information from an unknown user device. The processor is further configured to verify that the unknown user device is a first user device. The processor is further configured to receive virtual session information that is associated with a virtual environment session. The processor is further configured to determine if the request to conduct the interaction occurred in the same virtual environment session as the reception of the card information. The processor is further configured to conduct the interaction between the first avatar and the entity with the received card information.
    Type: Grant
    Filed: October 18, 2022
    Date of Patent: April 29, 2025
    Assignee: Bank of America Corporation
    Inventors: Shailendra Singh, Saurabh Arora, Sandeep Chauhan, Puneetha Polasa
  • Publication number: 20250111360
    Abstract: Aspects of the disclosure relate to using machine learning models to performing real-time cache updates. A computing system may receive a request to update an unreferenced object of a user interface of an application. A block may be generated in a blockchain stored in a second cache tier. The block may comprise a non-fungible token (NFT) based on the unreferenced object and may indicate that the unreferenced object is not authorized to indicate a system of record update. Based on the request to update the unreferenced object meeting one or more criteria, a block comprising an NFT that is referenced by the unreferenced object may be generated in a first cache tier. A block indicating that the NFT is referenced by the unreferenced object may be generated in a first cache tier and the unreferenced object may be updated in the user interface of the application.
    Type: Application
    Filed: October 3, 2023
    Publication date: April 3, 2025
    Inventors: Saurabh Arora, Suryanarayana Adivi, Durga Prasad Kutthumolu, Sunilkumar Sriperambudur
  • Publication number: 20250077273
    Abstract: A metaverse server comprises an edge node processor and a remote node processor. The edge node processor receives a request to perform a task comprising a first set of one or more operations and a second set of one or more operations from a client device associated with a metaverse user, executes the first set of one or more operations, sends a first notification indicating that the task is being performed to the client device, and forwards the second set of one or more operations to the remote node processor. The remote node processor receives the second set of one or more operations, executes each of the second set of one or more operations when conditions for executing the operation are satisfied, and sends a second notification indicating that the task has been completed to the client device upon completion of the second set of one or more operations.
    Type: Application
    Filed: August 31, 2023
    Publication date: March 6, 2025
    Inventors: Ngoc Tran, Maneesh Kumar Sethia, Sandeep Kumar Chauhan, Saurabh Arora
  • Publication number: 20250045748
    Abstract: An apparatus is provided, including a transaction card, having: a first microprocessor configured to exchange transaction data; a sensor configured to detect movement; and a second microprocessor in communication with the sensor. The second microprocessor may be configured to store arrays of hash values, representing a movement of a user and a card; obtain hash values based on observed movement patterns, and compare them to the stored values. Upon receiving a transaction request, the microprocessor may determine in real time whether the user is in locomotion and whether the card is being intentionally tapped by the user, based on the observed movement patterns. On this basis, the second microprocessor may determine whether to require an augmented authentication for the requested transaction.
    Type: Application
    Filed: August 3, 2023
    Publication date: February 6, 2025
    Inventors: Sandeep Kumar Chauhan, Ngoc Tran, Maneesh Kumar Sethia, Saurabh Arora
  • Patent number: 12216644
    Abstract: A computing platform may train, using historical ledger information and historical node confidence information, an adaptive AI engine to output, for a given input node, a particular distributed ledger to which the given input node should be added. The computing platform may receive a request to add a first node to a ledger. The computing platform may input first node information into the adaptive AI engine, which may cause the adaptive AI engine to output a node addition score indicating a first distributed ledger corresponding to an information type of the request. Based on identifying that the node addition score meets or exceeds a node addition threshold, the computing platform may cause the first node to be added to the first distributed ledger. The computing platform may update, using a dynamic feedback loop and based on the node addition score, the adaptive AI engine.
    Type: Grant
    Filed: January 11, 2024
    Date of Patent: February 4, 2025
    Assignee: Bank of America Corporation
    Inventors: Saurabh Arora, Sandeep Chauhan, Anil Gajula, Jhalak Khurana
  • Publication number: 20250016163
    Abstract: An apparatus comprises a memory communicatively coupled to a processor. The memory is configured to store network interchange parameters and user profiles. The processor is configured to receive a data exchange request triggered by a user device. Further, the processor is configured to request, to a decentralized network, a token indicating that a user profile associated with the user device is entitled to access an entitlement, determine whether a data exchange network is available to exchange data in accordance with the network interchange parameters, identify a second data exchange network that is available in accordance with second network interchange parameters in response to determine that the data exchange network is unavailable, and request a data exchange output from the second data exchange network via the token. The processor is configured to receive the data exchange output from the second data exchange network.
    Type: Application
    Filed: July 7, 2023
    Publication date: January 9, 2025
    Inventors: Saurabh Garg, Maneesh Kumar Sethia, Sandeep Kumar Chauhan, Saurabh Arora, Prakash Thatipamula
  • Publication number: 20250013451
    Abstract: Systems, computer program products, and methods are described herein for improving computer energy consumption and computer processing by implementing a pluggable carbon emission gateway. The present disclosure is configured to identify, by a pluggable emission gateway, at least one application programming interface request; generate at least one transaction per second load attribute; identify at least one application consumption; determine at least one emission; identify an emission threshold for the at least one emission; compare the at least one emission to the emission threshold; apply, in an instance where the at least one emission associated with the at least one API request exceeds the emission threshold, at least one API parameter adjustment for the API request; and generate an updated application by applying the at least one API parameter adjustment to at least one of the at least one application or the at least one API request.
    Type: Application
    Filed: July 6, 2023
    Publication date: January 9, 2025
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Saurabh Arora, Sandeep Kumar Chauhan, Puneetha Polasa, Mohit Dhingra, Sanchit Taggar, Bhagya Lakshmi Sudha Lavanya Mallidi
  • Patent number: 12164610
    Abstract: Embodiments of the present invention provide a system for interconnection, translation, and transition between disparate digital ecosystems. The system is configured for determining that a user is requesting to access a first digital ecosystem, receiving a first authentication credentials of the user from the first digital ecosystem for verification, determining that the verification of the first authentication credentials is successful and provide access to the first digital ecosystem, determining that the user is requesting transition to a second digital ecosystem from the first digital ecosystem, receiving second authentication credentials of the user from the second digital ecosystem for verification, determining that the verification of the second authentication credentials is successful and provide access to the second digital ecosystem, and preparing and transmitting a data payload to the second digital ecosystem.
    Type: Grant
    Filed: July 26, 2022
    Date of Patent: December 10, 2024
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Puneetha Polasa, Saurabh Arora, Sandeep Kumar Chauhan, Bhagya Lakshmi Sudha Lavanya Mallidi
  • Publication number: 20240364697
    Abstract: A method for managing metaverse instances includes registering a physical control level for a user. The physical control level includes information about physical locations and data items that the user is allowed to access within an entity. A digital identity is generated for the user. The digital identity includes a virtual control level for an avatar of the user and allows the avatar to access a metaverse instance of a metaverse of the entity. The virtual control level is synchronized with the physical control level. Computing resources to be allocated to the metaverse instance are determined. A first instruction is sent to a metaverse server to open the metaverse instance. A second instruction is sent to the metaverse server to allocate the computing resources to the metaverse instance. A third instruction is sent to the metaverse server to generate the avatar. The avatar is allowed access to the metaverse instance.
    Type: Application
    Filed: April 25, 2023
    Publication date: October 31, 2024
    Inventors: Saurabh Arora, Sandeep Kumar Chauhan, Puneetha Polasa, Sanchit Taggar, Bhagya Lakshmi Sudha Lavanya Mallidi
  • Publication number: 20240364741
    Abstract: Systems, computer program products, and methods are described herein for detecting and preventing misappropriation attempts based on initiator device data and dynamic rules.
    Type: Application
    Filed: April 27, 2023
    Publication date: October 31, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Saurabh Arora, Sandeep Kumar Chauhan
  • Publication number: 20240362612
    Abstract: Apparatus and methods for a li-fi payment network are provided. A customer's device may communicate, directly or through intermediate devices and computer systems, over a li-fi network with a point-of-sale terminal. A bill may be transmitted to the customer's device over the li-fi network. The customer may select an option to pay the bill. The selection, along with information to authorize and process the payment, may be transmitted over the li-fi network to the POS terminal. The POS terminal may process the payment and generate a receipt. The receipt may be transmitted to the customer's device over the li-fi network.
    Type: Application
    Filed: April 27, 2023
    Publication date: October 31, 2024
    Inventors: Maneesh Kumar Sethia, Sandeep Kumar Chauhan, Saurabh Arora, Shailendra Singh
  • Patent number: 12131328
    Abstract: Systems, methods, and computer program products are provided herein for hyperspectral imaging based authentication. An example method includes receiving check data associated with at least a first user and extracting one or more field details from the check data. By leveraging a hyperspectral imaging module, the method further includes generating hyperspectral image data associated with the one or more extracted field details and determining one or more spectral characteristics associated with the one or more extracted field details based on the hyperspectral image data. The method further includes determining a tampering indication for the check data based on the one or more spectral characteristics. The spectral characteristics may include one or more reflectance values associated with extracted field details across a plurality of spectral bands.
    Type: Grant
    Filed: September 13, 2022
    Date of Patent: October 29, 2024
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Saurabh Arora, Sheetal Bhatia, Sandeep Kumar Chauhan
  • Publication number: 20240354725
    Abstract: An electronic bill may be generated, transmitted, and paid remotely at a POS using a UWB-compatible user device. The location of the user device may be detected leveraging UWB technology at the POS. The bill may be pushed to the user device over a MEMS network of sensor nodes at the POS. An optimal route over the sensor nodes may be selected so that the electronic bill is directed to a sensor node in proximity to the user device. The selected route may minimize the number of sensor nodes over which the bill must pass. The route may be dynamically changed when the user device is moved from one location to another at the POS. The customer may specify an electronic payment method in response to receiving the bill or the customer may have pre-specified the payment method. An electronic confirmation of payment may be transmitted to the POS.
    Type: Application
    Filed: April 20, 2023
    Publication date: October 24, 2024
    Inventors: Maneesh Kumar Sethia, Shailendra Singh, Sandeep Kumar Chauhan, Saurabh Arora, Nandini Rathaur
  • Publication number: 20240356629
    Abstract: Systems, computer program products, and methods are described herein for system resiliency by aggregation with heterogenous communication networks. The method includes transmitting an interaction request associated with an interaction initiation device through a low earth orbit satellite network upon determining a cellular network associated with the interaction initiation device is unavailable. The method also includes receiving a plurality of data packets from the interaction initiation device. At least one of the plurality of data packets are received via the low earth orbit satellite network, and one or more of the plurality of data packets include identifying characteristics associated with the interaction initiation device. The method further includes consolidating the plurality of data packets received via the low earth orbit satellite network.
    Type: Application
    Filed: April 18, 2023
    Publication date: October 24, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Maneesh Sethia, Sandeep Kumar Chauhan, Saurabh Arora
  • Publication number: 20240348618
    Abstract: An apparatus may comprise a memory communicatively coupled to a processor. The memory may be configured to store a plurality of rendering commands to render one or more simulated objects in a simulated environment. The processor may be configured to render a simulated object of the one or more simulated objects in the simulated environment based at least in part upon a rendering command of the plurality of rendering commands; display the simulated environment comprising the simulated object; retrieve, from the registry, a baseline rendering command to render a baseline version of the simulated object; and perform a hyperspectral imaging analysis of the simulated object in the simulated environment. Further, the processor may be configured to determine whether the simulated object is tampered or untampered based at least in part upon a result of the hyperspectral imaging analysis indicating whether the simulated object is different from the baseline version.
    Type: Application
    Filed: April 17, 2023
    Publication date: October 17, 2024
    Inventors: Saurabh Arora, Sandeep Kumar Chauhan, Jhalak Khurana
  • Patent number: 12089105
    Abstract: A system architecture for running a second network to support a seamless transition of a transaction request in response to a detection of a connection failure at a first network is provided. The system architecture may include a mobile application running on a mobile device for transmitting the transaction request to the first network and attempting to establish an electronic connection with the first network. The system architecture may also include a LoRa sensor embedded on the mobile device configured to, when the attempt to establish the electronic connection with the first network fails, transmit the transaction request to the second network. The second network may be a low-range wide area network (“LoRaWAN”). The system architecture may also include a LoRaWAN gateway(s) configured to receive the transaction request and transmit the transaction request to a network server operating as a bridge between the LoRaWAN gateway(s) and an entity network.
    Type: Grant
    Filed: April 4, 2022
    Date of Patent: September 10, 2024
    Assignee: Bank of America Corporation
    Inventors: Saurabh Arora, Sandeep Kumar Chauhan
  • Publication number: 20240290182
    Abstract: An ATM includes a long range WAN module that provides the ATM with a low power WAN (LPWAN) capability for increased resiliency. The ATM and bank application servers generally communicate over an ATM communications network to allow customers to perform banking transactions. When this connection is not functioning, the ATM may continue to be used to perform banking transactions, without interruption, by communicating over a LoRaWAN network with another nearby LPWAN-enabled ATM that is in communication with the bank application servers. The LoRaWAN network may also be used to automatically obtain software to fix an error at the ATM when the software is obtainable via a nearby LPWAN-enabled ATM. The LoRaWAN module may be further used to record a state of operations at the ATM and to use the record to resume the transaction where the transaction was interrupted while in progress due to an ATM outage.
    Type: Application
    Filed: February 23, 2023
    Publication date: August 29, 2024
    Inventors: Maneesh Kumar Sethia, Sandeep Kumar Chauhan, Saurabh Arora, Shyam K Dhanraj
  • Patent number: 12061547
    Abstract: Embodiments of the invention are directed to systems, methods and computer program products structured for dynamic management of stored cache data based on usage information. The invention is structured for light-weight granular data caching based on construction of adapted hierarchical data objects with improved indexing, for reducing memory and processing burdens on data caching servers and reducing turnaround time for activity execution. Specifically, the invention is configured to trigger, via the proactive processor, retrieval of truncated technology data for caching from a usage database based on the adapted truncated cache data retrieval command; and construct a plurality of adapted hierarchical cache data objects, for each of the plurality of users, and cache the constructed plurality of adapted hierarchical cache data objects, for each of the plurality of users, in the distributed cache layer in a distributed cache layer.
    Type: Grant
    Filed: June 25, 2022
    Date of Patent: August 13, 2024
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Saurabh Arora, Sandeep Kumar Chauhan
  • Patent number: 12041134
    Abstract: Embodiments of the present invention provide a system for replication and transmission of critical data using ultra reliable low latency communication network architecture. The system is configured for determining initiation of a real-time request from one or more channels to one or more receiving applications, determining that the real-time request does not comprise a criticality header, generating the criticality header for the real-time request, determining if the real-time request is eligible for transmission via an ultra-reliable low latency communication network, and transmitting the real-time request to a cluster of servers based on determining if the real-time request is eligible for transmission via an ultra-reliable low latency communication network.
    Type: Grant
    Filed: April 11, 2023
    Date of Patent: July 16, 2024
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Saurabh Arora, Sandeep Kumar Chauhan, Bhagya Lakshmi Sudha Lavanya Mallidi, Puneetha Polasa, Sanchit Taggar