Patents by Inventor Saurabh Banga

Saurabh Banga has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230298019
    Abstract: The invention provides methods, systems and computer program products for implementing an electronic payment transaction between mobile communication device and a NFC enabled merchant device, both of which are configured to implement a defined communication protocol. The invention implements the required functionality by (i) receiving a request for a trust token from a merchant device, (ii) determining whether the merchant device is trustworthy, (iii) responsive to a determination that the merchant device is trustworthy, generating and transmitting a first displayable trust token to the merchant device, (iv) receiving a second displayable token from the mobile communication device, (v) comparing the received second displayable token against the first displayable token, and generating a merchant device validation message based on the comparison, and (vi) transmitting the merchant validation decision message to the mobile communication device.
    Type: Application
    Filed: March 16, 2022
    Publication date: September 21, 2023
    Inventors: Saurabh Banga, Lalit Manchanda
  • Patent number: 11755868
    Abstract: Embodiments provide methods, and server systems for performing a combined transaction for one or more scheduled transactions. The method is configured to generate one or more machine readable codes for the one or more scheduled transactions through a first transaction terminal, where each machine readable code is associated with a scheduled transaction of the one or more scheduled transactions. Further, the method includes generating a composite machine readable code based on the one or more machine readable codes. The generation of composite machine readable code further include, at least one authentication attribute of an assignee. The method, furthermore, includes receiving a second transaction request through a second transaction terminal. The second transaction request includes the composite machine readable code.
    Type: Grant
    Filed: December 23, 2022
    Date of Patent: September 12, 2023
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Ajay Sinha, Bhargav Jagdishchandra Modi, Ajit Karnik, Naveen Kumar Gupta, Deepa Swami, Saurabh Banga, Dipali Pathrabe, Namod Chandrashekar Kunder
  • Publication number: 20230138002
    Abstract: Embodiments provide methods, and server systems for performing a combined transaction for one or more scheduled transactions. The method is configured to generate one or more machine readable codes for the one or more scheduled transactions through a first transaction terminal, where each machine readable code is associated with a scheduled transaction of the one or more scheduled transactions. Further, the method includes generating a composite machine readable code based on the one or more machine readable codes. The generation of composite machine readable code further include, at least one authentication attribute of an assignee. The method, furthermore, includes receiving a second transaction request through a second transaction terminal. The second transaction request includes the composite machine readable code.
    Type: Application
    Filed: December 23, 2022
    Publication date: May 4, 2023
    Inventors: Ajay Sinha, Bhargav Jagdishchandra Modi, Ajit Karnik, Naveen Kumar Gupta, Deepa Swami, Saurabh Banga, Dipali Pathrabe, Namod Chandrashekar Kunder
  • Patent number: 11537830
    Abstract: Embodiments provide methods, and server systems for performing a combined transaction for one or more scheduled transactions. The method is configured to generate one or more machine readable codes for the one or more scheduled transactions through a first transaction terminal, where each machine readable code is associated with a scheduled transaction of the one or more scheduled transactions. Further, the method includes generating a composite machine readable code based on the one or more machine readable codes. The generation of composite machine readable code further include, at least one authentication attribute of an assignee. The method, furthermore, includes receiving a second transaction request through a second transaction terminal. The second transaction request includes the composite machine readable code.
    Type: Grant
    Filed: November 26, 2019
    Date of Patent: December 27, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Ajay Sinha, Bhargav Jagdishchandra Modi, Ajit Karnik, Naveen Kumar Gupta, Deepa Swami, Saurabh Banga, Dipali Pathrabe, Namod Chandrashekar Kunder
  • Publication number: 20200167622
    Abstract: Embodiments provide methods, and server systems for performing a combined transaction for one or more scheduled transactions. The method is configured to generate one or more machine readable codes for the one or more scheduled transactions through a first transaction terminal, where each machine readable code is associated with a scheduled transaction of the one or more scheduled transactions. Further, the method includes generating a composite machine readable code based on the one or more machine readable codes. The generation of composite machine readable code further include, at least one authentication attribute of an assignee. The method, furthermore, includes receiving a second transaction request through a second transaction terminal. The second transaction request includes the composite machine readable code.
    Type: Application
    Filed: November 26, 2019
    Publication date: May 28, 2020
    Inventors: Ajay Sinha, Bhargav Jagdishchandra Modi, Ajit Karnik, Naveen Kumar Gupta, Deepa Swami, Saurabh Banga, Dipali Pathrabe, Namod Chandrashekar Kunder