Abstract: A method for accessing content using a global textsite platform including registering a unique keyword received from a publisher, receiving content from the publisher for creating a textsite associated with the unique keyword, creating the textsite on behalf of the publisher, receiving, from a user, a request to access the textsite, processing the request from the user, and providing access to the textsite by sending the content of the textsite, via a text messaging service (TMS), to a user mobile device.

Abstract: A method for electronic messaging of trade data involves receiving trade data having an unknown format in an electronic message, where trade data includes individual trade data elements, processing the electronic message to resolve the unknown format into a known format, parsing trade data using the known format to obtain individual trade data elements, and storing individual trade data elements in a trade data repository.

Abstract: A method for authenticating a user, the method including: receiving a first value associated with an account from the user, receiving a second value associated with the account from an automated system, comparing the first value with the second value to generate a comparison, and authenticating the user based on the comparison.

Abstract: Transaction data is uploaded from client machines running a software application such as an accounting or financial software application. Uploaded data describes transaction history with respect to subject companies. A central server aggregates the uploaded data to generate and distribute reports and/or alerts containing creditworthiness assessments of the subject companies.

Abstract: Some embodiments of the present invention provide a system for managing software agents. This system enables a user to configure agents and to specify wiring relationships between the agents and other system components. This system also includes a hub component, which is configured to route communications to and from the agents in accordance with user-specified wiring relationships.

Abstract: Consumer directed transfers of funds over the Internet are provided by a combination of systems and networks, including the Internet, email, and the Automated Clearinghouse system (ACH). A host system provided by a funds transfer service manages requests of senders to transfer funds and further manages responses of receivers to claim funds. The host system allows the sender to initiate the funds transfer by specifying the amount of the transfer and information for contacting the receiver, without the need to specify the account of the receiver for receiving the funds. Instead, the host system contacts the receiver and informs the receiver of the available funds; the receiver can then provide the necessary target account information for completing the funds transfer. The ACH is used to effect the transfer of funds, with the host system providing instructions for ACH entries to its financial institution using account information separately received from the sender and receiver.

Abstract: One embodiment of the present invention provides a system that performs targeted advertising based on expenditure-related information from a financial application. During operation, the system first obtains the expenditure-related information from the financial application. Next, the system uses the expenditure-related information to select one or more advertisements to display to a user of the financial application, and then displays the one or more selected advertisements to the user.

Abstract: Transaction data is uploaded from client machines running a software application such as an accounting or financial software application. Uploaded data describes transaction history with respect to subject companies. A central server aggregates the uploaded data to generate and distribute reports and/or alerts containing creditworthiness assessments of the subject companies.

Abstract: A system and method automatically enters financial transactions such as credit card transactions into a financial account stored in a computer. A financial statement incorporating the transactions is provided in an electronic form understood by the computer, such as a computer data file, for updating the financial account. For a credit card account, the electronic statement includes one or more credit card transactions such as purchases. Before accepting the electronic statement, the process verifies that the electronic form of the statement has not been altered since its creation and therefore correctly reflects transactions in the original statement. In the process of entering the transactions, they are tracked by automatically assigning them to expense categories. First the process determines from the electronic statement if a payee for a transaction is of record in the computer and, if so, assigns the transaction to a category already associated with the payee.