Patents by Inventor Scott David Grimes

Scott David Grimes has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEM AND METHOD FOR PROCESSING AND FOR FUNDING A TRANSACTION
    Publication number: 20220148003
    Abstract: Method for processing a transaction, the method comprising automatically requesting a transfer from a source account to a destination account via a communication link, receiving the transfer, adjusting destination account data associated with the destination account by increasing a balance of the destination account by an amount of the transfer, receiving transaction data from a merchant indicating an attempted transaction, the transaction data including a transaction amount and data identifying the destination account, and processing the attempted transaction.
    Type: Application
    Filed: January 25, 2022
    Publication date: May 12, 2022
    Inventors: Robert Minter Alexander, IV, Charles Aaron Rosenblatt, Daniel R. O'Malley, Scott David Grimes
  • System and method for processing and for funding a transaction
    Patent number: 11244318
    Abstract: Method for processing a transaction, the method comprising automatically requesting a transfer from a source account to a destination account via a communication link, receiving the transfer, adjusting destination account data associated with the destination account by increasing a balance of the destination account by an amount of the transfer, receiving transaction data from a merchant indicating an attempted transaction, the transaction data including a transaction amount and data identifying the destination account, and processing the attempted transaction.
    Type: Grant
    Filed: February 8, 2018
    Date of Patent: February 8, 2022
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Robert Minter Alexander, IV, Charles Aaron Rosenblatt, Daniel R. O'Malley, Scott David Grimes
  • System and method for processing and for funding a transaction
    Patent number: 9922326
    Abstract: Method for processing a transaction, the method comprising automatically requesting a transfer from a source account to a destination account via a communication link, receiving the transfer, adjusting destination account data associated with the destination account by increasing a balance of the destination account by an amount of the transfer, receiving transaction data from a merchant indicating an attempted transaction, the transaction data including a transaction amount and data identifying the destination account, and processing the attempted transaction.
    Type: Grant
    Filed: June 30, 2005
    Date of Patent: March 20, 2018
    Assignee: CAPITAL ONE FINANCIAL CORPORATION
    Inventors: Robert Minter Alexander, IV, Charles Aaron Rosenblatt, Daniel R O'Malley, Scott David Grimes
  • System and method for managing related accounts
    Patent number: 8788413
    Abstract: The present application relates to a system and method for managing a plurality of accounts. A plurality of accounts is provided, with each account being associated with a customer. Account activity information associated with at least one action regarding one of the plurality of accounts is received at a first predetermined frequency. The received account activity information is analyzed, and at least one term of another account amongst the plurality of accounts is modified based upon a result of the analysis at a second predetermined frequency.
    Type: Grant
    Filed: October 9, 2008
    Date of Patent: July 22, 2014
    Assignee: Capital One Financial Corporation
    Inventors: Jeremy Keith Rabson, Scott David Grimes
  • SYSTEM AND METHOD FOR MANAGING RELATED ACCOUNTS
    Publication number: 20090048931
    Abstract: The present application relates to a system and method for managing a plurality of accounts. A plurality of accounts is provided, with each account being associated with a customer. Account activity information associated with at least one action regarding one of the plurality of accounts is received at a first predetermined frequency. The received account activity information is analyzed, and at least one term of another account amongst the plurality of accounts is modified based upon a result of the analysis at a second predetermined frequency.
    Type: Application
    Filed: October 9, 2008
    Publication date: February 19, 2009
    Inventors: Jeremy Keith RABSON, Scott David Grimes