Patents by Inventor Scott Golder

Scott Golder has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230281024
    Abstract: First data indicative of a first plurality of transactions by a user may be processed to generate first behavioral information describing the user. The first behavioral information may be displayed by an interactive user interface. A user input made in response to the first behavioral information may be received and analyzed to generate user preference information indicating a relationship between the first user input and the first behavioral information. Second data indicative of a second plurality of transactions by the user may be received and processed with the user preference information to generate second behavioral information describing the user. The second behavioral information may be displayed by the interactive user interface differently from the first behavioral information by the interactive user interface as a result of the processing of the second data and the user preference information together.
    Type: Application
    Filed: January 13, 2023
    Publication date: September 7, 2023
    Applicant: CAPITAL ONE SERVICES, LLC
    Inventors: Colin HART, Jason JI, Alexandra A. COLEVAS, Steven QUADROS, Adnan MALIK, Jared M. ALEXANDER, Scott GOLDER, Allison ABBOTT, Matthew HORTON, Emma SAGAN, Kevan EMMOTT, Christine Ann BERGLUND
  • Patent number: 11574021
    Abstract: Provided, in an aspect, is a method for improved visualization of transaction data from a financial services computer network. The method includes receiving, at a computing device, a plurality of experience sets; presenting, on a display of the computing device, a graphical user interface (GUI); and updating the GUI in response to receiving a revision to the plurality of experience sets. Each experience set contains one or more transactions that relate to each other. The GUI includes a scrollable list having at least a portion of the experience set name for experience sets within a selected time period; and a calendar for the time period showing, for each day with at least one experience, a graphical element indicative of a total of all experience set amounts in that day.
    Type: Grant
    Filed: September 29, 2020
    Date of Patent: February 7, 2023
    Assignee: Capital One Services, LLC
    Inventors: Colin Hart, Allison Abbott, Matthew Horton, Emma Sagan, Kevan Emmott, Christine Ann Berglund, Jason Ji, Alexandra A. Colevas, Steven Quadros, Adnan Malik, Jared M. Alexander, Scott Golder
  • Patent number: 11556359
    Abstract: First data indicative of a first plurality of transactions by a user may be processed to generate first behavioral information describing the user. The first behavioral information may be displayed by an interactive user interface. A user input made in response to the first behavioral information may be received and analyzed to generate user preference information indicating a relationship between the first user input and the first behavioral information. Second data indicative of a second plurality of transactions by the user may be received and processed with the user preference information to generate second behavioral information describing the user. The second behavioral information may be displayed by the interactive user interface differently from the first behavioral information by the interactive user interface as a result of the processing of the second data and the user preference information together.
    Type: Grant
    Filed: December 13, 2021
    Date of Patent: January 17, 2023
    Assignee: CAPTIAL ONE SERVICES, LLC
    Inventors: Colin Hart, Jason Ji, Alexandra A. Colevas, Steven Quadros, Adnan Malik, Jared M. Alexander, Scott Golder, Allison Abbott, Matthew Horton, Emma Sagan, Kevan Emmott, Christine Ann Berglund
  • Publication number: 20220164870
    Abstract: Provided, in an aspect, is a system for managing transactions from a financial services computer network. The system has a scalable architecture, and includes a database, one or more processors, a plurality of experience matchers, and a transaction hub. Each experience matcher is associated with a different experience set type, and can receive a transaction list and return an identified experience set. The transaction hub can communicate with multiple experience matchers, and can receive experience sets from the matchers after sending them a list of transactions.
    Type: Application
    Filed: February 14, 2022
    Publication date: May 26, 2022
    Applicant: Capital One Services, LLC
    Inventors: Colin Hart, Jason Ji, Alexandra A. Colevas, Steven Quadros, Adnan Malik, Jared M. Alexander, Scott Golder, Allison Abbott, Matthew Horton, Emma Sagan, Kevan Emmott, Christine Ann Berglund
  • Publication number: 20220164201
    Abstract: First data indicative of a first plurality of transactions by a user may be processed to generate first behavioral information describing the user. The first behavioral information may be displayed by an interactive user interface. A user input made in response to the first behavioral information may be received and analyzed to generate user preference information indicating a relationship between the first user input and the first behavioral information. Second data indicative of a second plurality of transactions by the user may be received and processed with the user preference information to generate second behavioral information describing the user. The second behavioral information may be displayed by the interactive user interface differently from the first behavioral information by the interactive user interface as a result of the processing of the second data and the user preference information together.
    Type: Application
    Filed: December 13, 2021
    Publication date: May 26, 2022
    Applicant: CAPTIAL ONE SERVICES, LLC
    Inventors: Colin HART, Jason JI, Alexandra A. COLEVAS, Steven QUADROS, Adnan MALIK, Jared M. ALEXANDER, Scott GOLDER, Allison ABBOTT, Matthew HORTON, Emma SAGAN, Kevan EMMOTT, Christine Ann BERGLUND
  • Patent number: 11250501
    Abstract: Provided, in an aspect, is a system for managing transactions from a financial services computer network. The system has a scalable architecture, and includes a database, one or more processors, a plurality of experience matchers, and a transaction hub. Each experience matcher is associated with a different experience set type, and can receive a transaction list and return an identified experience set. The transaction hub can communicate with multiple experience matchers, and can receive experience sets from the matchers after sending them a list of transactions.
    Type: Grant
    Filed: August 21, 2018
    Date of Patent: February 15, 2022
    Assignee: Capital One Services, LLC
    Inventors: Colin Hart, Jason Ji, Alexandra A. Colevas, Steven Quadros, Adnan Malik, Jared M. Alexander, Scott Golder, Allison Abbott, Matthew Horton, Emma Sagan, Kevan Emmott, Christine Ann Berglund
  • Patent number: 11204784
    Abstract: First data indicative of a first plurality of transactions by a user may be processed to generate first behavioral information describing the user. The first behavioral information may be displayed by an interactive user interface. A user input made in response to the first behavioral information may be received and analyzed to generate user preference information indicating a relationship between the first user input and the first behavioral information. Second data indicative of a second plurality of transactions by the user may be received and processed with the user preference information to generate second behavioral information describing the user. The second behavioral information may be displayed by the interactive user interface differently from the first behavioral information by the interactive user interface as a result of the processing of the second data and the user preference information together.
    Type: Grant
    Filed: September 4, 2020
    Date of Patent: December 21, 2021
    Assignee: Capital One Services, LLC
    Inventors: Colin Hart, Jason Ji, Alexandra A. Colevas, Steven Quadros, Adnan Malik, Jared M. Alexander, Scott Golder, Allison Abbott, Matthew Horton, Emma Sagan, Kevan Emmott, Christine Ann Berglund
  • Patent number: 11182756
    Abstract: Provided, in an aspect, is a method for improved management of transaction data from a financial services computer network. The method includes receiving details for a first purchase, detecting that the first purchase is a trigger purchase, obtaining secondary details for the first purchase, receiving details for a later-made second purchase and additional purchases made between the first purchase and second purchase, and determining that the first purchase and the second purchase belong to the same experience set and that the additional intervening purchases do not belong to the same experience set as the first purchase and the second purchase.
    Type: Grant
    Filed: August 21, 2018
    Date of Patent: November 23, 2021
    Assignee: Capital One Services, LLC
    Inventors: Colin Hart, Jason Ji, Alexandra A. Colevas, Steven Quadros, Adnan Malik, Jared M. Alexander, Scott Golder, Allison Abbott, Matthew Horton, Emma Sagan, Kevan Emmott, Christine Ann Berglund
  • Patent number: 11004010
    Abstract: Methods, systems, and apparatus, including computer programs encoded on computer storage media, for providing consistent processing in a machine learning system are disclosed. A real-time processing request may be received and processed by both a preferred machine learning model and a fallback machine learning model. Processing for the preferred machine learning model may include obtaining additional information. A determination may be made regarding whether the processing of the real-time request by the preferred machine learning model has completed as of an expiration of an acceptable latency period. If the preferred model has not completed as of the expiration of an acceptable latency period, the response to the real-time request may be generated from the fallback model output. If the preferred model has completed prior to or by the expiration of the acceptable latency period, the response to the request may be generated from the preferred model output.
    Type: Grant
    Filed: December 30, 2016
    Date of Patent: May 11, 2021
    Assignee: eSentire, Inc.
    Inventors: Dustin Lundring Rigg Hillard, Alex Balikov, Micah Kornfield, Scott Golder
  • Publication number: 20210026659
    Abstract: First data indicative of a first plurality of transactions by a user may be processed to generate first behavioral information describing the user. The first behavioral information may be displayed by an interactive user interface. A user input made in response to the first behavioral information may be received and analyzed to generate user preference information indicating a relationship between the first user input and the first behavioral information. Second data indicative of a second plurality of transactions by the user may be received and processed with the user preference information to generate second behavioral information describing the user. The second behavioral information may be displayed by the interactive user interface differently from the first behavioral information by the interactive user interface as a result of the processing of the second data and the user preference information together.
    Type: Application
    Filed: September 4, 2020
    Publication date: January 28, 2021
    Applicant: Capital One Services, LLC
    Inventors: Colin Hart, Jason Ji, Alexandra A. Colevas, Steven Quadros, Adnan Malik, Jared M. Alexander, Scott Golder, Allison Abbott, Matthew Horton, Emma Sagan, Kevan Emmott, Christine Ann Berglund
  • Publication number: 20210011948
    Abstract: Provided, in an aspect, is a method for improved visualization of transaction data from a financial services computer network. The method includes receiving, at a computing device, a plurality of experience sets; presenting, on a display of the computing device, a graphical user interface (GUI); and updating the GUI in response to receiving a revision to the plurality of experience sets. Each experience set contains one or more transactions that relate to each other. The GUI includes a scrollable list having at least a portion of the experience set name for experience sets within a selected time period; and a calendar for the time period showing, for each day with at least one experience, a graphical element indicative of a total of all experience set amounts in that day.
    Type: Application
    Filed: September 29, 2020
    Publication date: January 14, 2021
    Applicant: Capital One Services, LLC
    Inventors: Colin Hart, Allison Abbott, Matthew Horton, Emma Sagan, Kevan Emmott, Christine Ann Berglund, Jason Ji, Alexandra A. Colevas, Steven Quadros, Adnan Malik, Jared M. Alexander, Scott Golder
  • Patent number: 10810261
    Abstract: Provided, in an aspect, is a method for improved visualization of transaction data from a financial services computer network. The method includes receiving, at a computing device, a plurality of experience sets; presenting, on a display of the computing device, a graphical user interface (GUI); and updating the GUI in response to receiving a revision to the plurality of experience sets. Each experience set contains one or more transactions that relate to each other. The GUI includes a scrollable list having at least a portion of the experience set name for experience sets within a selected time period; and a calendar for the time period showing, for each day with at least one experience, a graphical element indicative of a total of all experience set amounts in that day.
    Type: Grant
    Filed: August 21, 2018
    Date of Patent: October 20, 2020
    Assignee: Capital One Services, LLC
    Inventors: Colin Hart, Allison Abbott, Matthew Horton, Emma Sagan, Kevan Emmott, Christine Ann Berglund, Jason Ji, Alexandra A. Colevas, Steven Quadros, Adnan Malik, Jared M. Alexander, Scott Golder
  • Patent number: 10768950
    Abstract: First data indicative of a first plurality of transactions by a user may be processed to generate first behavioral information describing the user. The first behavioral information may be displayed by an interactive user interface. A user input made in response to the first behavioral information may be received and analyzed to generate user preference information indicating a relationship between the first user input and the first behavioral information. Second data indicative of a second plurality of transactions by the user may be received and processed with the user preference information to generate second behavioral information describing the user. The second behavioral information may be displayed by the interactive user interface differently from the first behavioral information by the interactive user interface as a result of the processing of the second data and the user preference information together.
    Type: Grant
    Filed: August 22, 2018
    Date of Patent: September 8, 2020
    Assignee: Capital One Services, LLC
    Inventors: Colin Hart, Jason Ji, Alexandra A. Colevas, Steven Quadros, Adnan Malik, Jared M. Alexander, Scott Golder, Allison Abbott, Matthew Horton, Emma Sagan, Kevan Emmott, Christine Ann Berglund
  • Publication number: 20200065785
    Abstract: Provided, in an aspect, is a method for improved management of transaction data from a financial services computer network. The method includes receiving details for a first purchase, detecting that the first purchase is a trigger purchase, obtaining secondary details for the first purchase, receiving details for a later-made second purchase and additional purchases made between the first purchase and second purchase, and determining that the first purchase and the second purchase belong to the same experience set and that the additional intervening purchases do not belong to the same experience set as the first purchase and the second purchase.
    Type: Application
    Filed: August 21, 2018
    Publication date: February 27, 2020
    Applicant: Capital One Services, LLC
    Inventors: Colin Hart, Jason Ji, Alexandra A. Colevas, Steven Quadros, Adnan Malik, Jared M. Alexander, Scott Golder, Allison Abbott, Matthew Horton, Emma Sagan, Kevan Emmott, Christine Ann Berglund
  • Publication number: 20200065426
    Abstract: Provided, in an aspect, is a method for improved visualization of transaction data from a financial services computer network. The method includes receiving, at a computing device, a plurality of experience sets; presenting, on a display of the computing device, a graphical user interface (GUI); and updating the GUI in response to receiving a revision to the plurality of experience sets. Each experience set contains one or more transactions that relate to each other. The GUI includes a scrollable list having at least a portion of the experience set name for experience sets within a selected time period; and a calendar for the time period showing, for each day with at least one experience, a graphical element indicative of a total of all experience set amounts in that day.
    Type: Application
    Filed: August 21, 2018
    Publication date: February 27, 2020
    Applicant: Capital One Services, LLC
    Inventors: Colin Hart, Allison Abbott, Matthew Horton, Emma Sagan, Kevan Emmott, Christine Ann Berglund, Jason Ji, Alexandra A. Colevas, Steven Quadros, Adnan Malik, Jared M. Alexander, Scott Golder
  • Publication number: 20200065121
    Abstract: First data indicative of a first plurality of transactions by a user may be processed to generate first behavioral information describing the user. The first behavioral information may be displayed by an interactive user interface. A user input made in response to the first behavioral information may be received and analyzed to generate user preference information indicating a relationship between the first user input and the first behavioral information. Second data indicative of a second plurality of transactions by the user may be received and processed with the user preference information to generate second behavioral information describing the user. The second behavioral information may be displayed by the interactive user interface differently from the first behavioral information by the interactive user interface as a result of the processing of the second data and the user preference information together.
    Type: Application
    Filed: August 22, 2018
    Publication date: February 27, 2020
    Applicant: Capital One Services, LLC
    Inventors: Colin Hart, Jason Ji, Alexandra A. Colevas, Steven Quadros, Adnan Malik, Jared M. Alexander, Scott Golder, Allison Abbott, Matthew Horton, Emma Sagan, Kevan Emmott, Christine Ann Berglund
  • Publication number: 20200065894
    Abstract: Provided, in an aspect, is a system for managing transactions from a financial services computer network. The system has a scalable architecture, and includes a database, one or more processors, a plurality of experience matchers, and a transaction hub. Each experience matcher is associated with a different experience set type, and can receive a transaction list and return an identified experience set. The transaction hub can communicate with multiple experience matchers, and can receive experience sets from the matchers after sending them a list of transactions.
    Type: Application
    Filed: August 21, 2018
    Publication date: February 27, 2020
    Applicant: Capital One Services, LLC
    Inventors: Colin Hart, Jason Ji, Alexandra A. Colevas, Steven Quadros, Adnan Malik, Jared M. Alexander, Scott Golder, Allison Abbott, Matthew Horton, Emma Sagan, Kevan Emmott, Christine Ann Berglund
  • Patent number: 10412111
    Abstract: System and methods for determining network threats are disclosed. For each entity operating in a network being monitored for network security, an example method obtains an observed metric value for each metric that characterizes actions performed by the entity. Each observed metric value may be input into a machine learning model that is specific to the metric in order to determine an anomaly score for the observed metric value that represents how anomalous the observed metric value is relative to an expected metric value for the metric. A threat score may then be determined for each entity from the anomaly scores for each metric. A security threat presentation that identifies one or more high-scoring entities according to the threat scores may be generated and provided for display on a user device.
    Type: Grant
    Filed: December 30, 2016
    Date of Patent: September 10, 2019
    Assignee: eSentire, Inc.
    Inventors: Dustin Lundring Rigg Hillard, Art Munson, Lawrence Cayton, Scott Golder
  • Publication number: 20180191763
    Abstract: System and methods for determining network threats are disclosed. For each entity operating in a network being monitored for network security, an example method obtains an observed metric value for each metric that characterizes actions performed by the entity. Each observed metric value may be input into a machine learning model that is specific to the metric in order to determine an anomaly score for the observed metric value that represents how anomalous the observed metric value is relative to an expected metric value for the metric. A threat score may then be determined for each entity from the anomaly scores for each metric. A security threat presentation that identifies one or more high-scoring entities according to the threat scores may be generated and provided for display on a user device.
    Type: Application
    Filed: December 30, 2016
    Publication date: July 5, 2018
    Inventors: Dustin Lundring Rigg Hillard, Art Munson, Lawrence Cayton, Scott Golder
  • Publication number: 20180189674
    Abstract: Methods, systems, and apparatus, including computer programs encoded on computer storage media, for providing consistent processing in a machine learning system are disclosed. A real-time processing request may be received and processed by both a preferred machine learning model and a fallback machine learning model. Processing for the preferred machine learning model may include obtaining additional information. A determination may be made regarding whether the processing of the real-time request by the preferred machine learning model has completed as of an expiration of an acceptable latency period. If the preferred model has not completed as of the expiration of an acceptable latency period, the response to the real-time request may be generated from the fallback model output. If the preferred model has completed prior to or by the expiration of the acceptable latency period, the response to the request may be generated from the preferred model output.
    Type: Application
    Filed: December 30, 2016
    Publication date: July 5, 2018
    Inventors: Dustin Lundring Rigg Hillard, Alex Balikov, Micah Kornfield, Scott Golder