Abstract: A system and method for determining eligibility of persons and enrolling those persons in various programs. For example, one embodiment is particularly suited for enrolling credit card members in payment programs. A program is selected, after which enrollment information is entered. The enrollment information is checked and verified, and the enrollment application is checked for eligibility. The enrollment may be either accepted or declined. The possibility of reiterative enrollment in more than one program is provided. A system is provided for tracking which payment programs are the most enticing for later feedback analysis.

Abstract: A system and method for determining eligibility of persons and enrolling those persons in various programs. For example, one embodiment is particularly suited for enrolling credit card members in payment programs. A program is selected, after which enrollment information is entered. The enrollment information is checked and verified, and the enrollment application is checked for eligibility. The enrollment may be either accepted or declined. The possibility of reiterative enrollment in more than one program is provided. A system is provided for tracking which payment programs are the most enticing for later feedback analysis.

Abstract: A system and method for determining eligibility of persons and enrolling those persons in various programs. For example, one embodiment is particularly suited for enrolling credit card members in payment programs. A program is selected, after which enrollment information is entered. The enrollment information is checked and verified, and the enrollment application is checked for eligibility. The enrollment may be either accepted or declined. The possibility of reiterative enrollment in more than one program is provided. A system is provided for tracking which payment programs are the most enticing for later feedback analysis.

Abstract: A system and method for determining eligibility of persons and enrolling those persons in various programs. For example, one embodiment is particularly suited for enrolling credit card members in payment programs. A program is selected, after which enrollment information is entered. The enrollment information is checked and verified, and the enrollment application is checked for eligibility. The enrollment may be either accepted or declined. The possibility of reiterative enrollment in more than one program is provided. A system is provided for tracking which payment programs are the most enticing for later feedback analysis.

Abstract: An integrated security and communications system combines a security system to either or both of a telephone system interface and a data interface. Users have access to voice-mail or other PBX-type telephone functions, many or all of which can be accessed not only at telephone sets, but also at keypads of the security system. Data functions such as electronic mail and possible partial or full World Wide Web access may also be provided at the keypads, as well as at connected personal computers or computer terminals. The system keypads may be enhanced to better accommodate some of the added functions. A central communications station could be used to maintain secure, shared private key encrypted communications with each premises system, using a redirector arrangement or relay to allow each premises system to communicate securely with a central monitoring station and with other systems. The secure communications system could be used without a security system to allow secure computer-to-computer communications.

Abstract: An integrated security and communications system combines a security system to either or both of a telephone system interface and a data interface. Users have access to voice-mail or other PBX-type telephone functions, many or all of which can be accessed not only at telephone sets, but also at keypads of the security system. Data functions such as electronic mail and possible partial or full World Wide Web access may also be provided at the keypads, as well as at connected personal computers or computer terminals. The system keypads may be enhanced to better accommodate some of the added functions. A central communications station could be used to maintain secure, shared private key encrypted communications with each premises system, using a redirector arrangement or relay to allow each premises system to communicate securely with a central monitoring station and with other systems. The secure communications system could be used without a security system to allow secure computer-to-computer communications.

Abstract: An integrated security and communications system combines a security system to either or both of a telephone system interface and a data interface. Users have access to voice-mail or other PBX-type telephone functions, many or all of which can be accessed not only at telephone sets, but also at keypads of the security system. Data functions such as electronic mail and possible partial or full World Wide Web access may also be provided at the keypads, as well as at connected personal computers or computer terminals. The system keypads may be enhanced to better accommodate some of the added functions. A central communications station could be used to maintain secure, shared private key encrypted communications with each premises system, using a redirector arrangement or relay to allow each premises system to communicate securely with a central monitoring station and with other systems. The secure communications system could be used without a security system to allow secure computer-to-computer communications.