Patents by Inventor Scott L. Zimmer

Scott L. Zimmer has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10853874
    Abstract: The disclosed embodiments include systems and methods for customer account switching valuation. The disclosed embodiments include a customer account switching valuation computer system that includes a storage device storing instructions and a processor configured to execute the instructions in the storage device. In one aspect, the system may receive, from a client computer associated with a customer, a response to an offer to switch an existing account to a new account and collect, based on the response, account information relating to the existing account. The processor may be configured to parse the collected account information into one or more categories and analyze the categorized account information to determine a value to the customer for switching from the existing account to the new account. The processor may also provide a representation of the value to the client computer.
    Type: Grant
    Filed: December 21, 2017
    Date of Patent: December 1, 2020
    Assignee: Capital One Services, LLC
    Inventors: Scott L. Zimmer, Gagan Kanjlia, Vishal Puri, Michael B. Kiernan, Matthew H. Purdin, Rabin Bhattacharya, Jay F. Pober
  • Patent number: 10325311
    Abstract: The disclosed embodiments include systems and methods for customer account switching valuation. The disclosed embodiments include a customer account switching valuation computer system that includes a storage device storing instructions and a processor configured to execute the instructions in the storage device. In one aspect, the system may receive, from a client computer associated with a customer, a response to an offer to switch an existing account to a new account and collect, based on the response, account information relating to the existing account. The processor may be configured to parse the collected account information into one or more categories and analyze the categorized account information to determine a value to the customer for switching from the existing account to the new account. The processor may also provide a representation of the value to the client computer.
    Type: Grant
    Filed: August 19, 2013
    Date of Patent: June 18, 2019
    Assignee: CAPITAL ONE FINANCIAL CORPORATION
    Inventors: Scott L. Zimmer, Gagan Kanjlia, Vishal Puri, Michael B. Kiernan, Matthew H. Purdin, Rabin Bhattacharya, Jay F. Pober
  • Publication number: 20180122000
    Abstract: The disclosed embodiments include systems and methods for customer account switching valuation. The disclosed embodiments include a customer account switching valuation computer system that includes a storage device storing instructions and a processor configured to execute the instructions in the storage device. In one aspect, the system may receive, from a client computer associated with a customer, a response to an offer to switch an existing account to a new account and collect, based on the response, account information relating to the existing account. The processor may be configured to parse the collected account information into one or more categories and analyze the categorized account information to determine a value to the customer for switching from the existing account to the new account. The processor may also provide a representation of the value to the client computer.
    Type: Application
    Filed: December 21, 2017
    Publication date: May 3, 2018
    Applicant: Capital One Financial Corporation
    Inventors: Scott L. Zimmer, Gagan Kanjlia, Vishal Puri, Michael B. Kiernan, Matthew H. Purdin, Rabin Bhattacharya, Jay F. Pober
  • Publication number: 20150012400
    Abstract: Systems and methods are disclosed that provide credit card account switching processes. In certain embodiments, a card switch system is disclosed to automate or near-automate one or more processes for effectuating the switch of a credit card account from one card carrier to another. The system is configured to receive an indication to switch credit card accounts for a customer. Further, the system receives user cardholder data associated with at least one of the customer, the previous credit card account, or the new credit card account. The system is configured to identify, based on the received cardholder data, account information associated with the previous credit card account to associate with the new credit card account. Finally, the system is configured to transfer the identified account information to a system associated with the new credit card account.
    Type: Application
    Filed: July 7, 2014
    Publication date: January 8, 2015
    Applicant: CAPITAL ONE FINANCIAL CORPORATION
    Inventors: Michael J. Wassmer, Rajsaday Dutt, Jacob George, Scott L. Zimmer, Gagan Kanjlia, Vishal Puri, Michael B. Kiernan, Jay F. Pober, Matthew H. Purdin, Rabin Bhattacharya
  • Publication number: 20140052595
    Abstract: The disclosed embodiments include systems and methods for customer account switching valuation. The disclosed embodiments include a customer account switching valuation computer system that includes a storage device storing instructions and a processor configured to execute the instructions in the storage device. In one aspect, the system may receive, from a client computer associated with a customer, a response to an offer to switch an existing account to a new account and collect, based on the response, account information relating to the existing account. The processor may be configured to parse the collected account information into one or more categories and analyze the categorized account information to determine a value to the customer for switching from the existing account to the new account. The processor may also provide a representation of the value to the client computer.
    Type: Application
    Filed: August 19, 2013
    Publication date: February 20, 2014
    Applicant: CAPITAL ONE FINANCIAL CORPORATION
    Inventors: Scott L. Zimmer, Gagan Kanjlia, Vishal Puri, Michael B. Kiernan, Matthew H. Purdin, Rabin Bhattacharya
  • Publication number: 20140052594
    Abstract: The disclosed embodiments include systems and methods for switching accounts In one aspect, the disclosed embodiments include a computer system for switching an existing account associated with a customer to a new account that may include a storage device storing instructions and a processor configured to execute the instructions in the storage device. In one embodiment, the processor may analyze account information associated with an existing account and identify one or more transactions associated with the existing account. In another aspect, the processor may determine a first transaction from the one or more transactions that is to be switched to a new transaction associated with a new account and configure the new transaction similar to the first transaction. The processor may switch the first transaction to the new transaction and provide a representation that reflects a status for the switching of the first transaction to the new transaction.
    Type: Application
    Filed: August 19, 2013
    Publication date: February 20, 2014
    Applicant: CAPITAL ONE FINANCIAL CORPORATION
    Inventors: Scott L. Zimmer, Gagan Kanjlia, Vishal Puri, Michael B. Kiernan, Matthew H. Purdin, Rabin Bhattacharya