Patents by Inventor Scott R. Paintin

Scott R. Paintin has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11241835
    Abstract: Financial instruments are produced at a remote location by a 3D printer. In one embodiment, a request is made for a financial instrument, such as a prepaid gift instrument, by user system(s) at the remote location(s). The user system(s) may be at one or more of a retailer location, a money transfer agent location, or an instrument holder or recipient location (such as at an instrument holder/recipient's residence). An instrument issuer may transmit a print file to a user system which may in turn provide the print file to the 3D printer in order to produce the instrument. At least of a portion of the print file may be rendered unusable at the user system after being provided to or used by the 3D printer, in order to prevent use of the print file to produce unauthorized copies of the instrument.
    Type: Grant
    Filed: September 27, 2013
    Date of Patent: February 8, 2022
    Assignee: The Western Union Company
    Inventor: Scott R. Paintin
  • Patent number: 9542684
    Abstract: A money transfer authorization method that includes the step of providing transferor biometric information to a party verification processor that verifies an identity of the transferor by comparing the transferor biometric information with previously registered biometric information from the transferor, where the transferor provides transfer identity information to receive the money. The method also includes confirming that the verified transferor has sufficient funds or credit for the money transfer, and providing transferee biometric identification to the party verification processor that verifies the transferee by comparing the transferee biometric information with previously registered biometric information from the transferee. The transferee has to provide transfer identity information before the money is given to the transferee.
    Type: Grant
    Filed: September 15, 2014
    Date of Patent: January 10, 2017
    Assignee: The Western Union Company
    Inventors: Michael Jeronimus, Ken Algiene, Scott R. Paintin
  • Publication number: 20150134527
    Abstract: A money transfer authorization method that includes the step of providing transferor biometric information to a party verification processor that verifies an identity of the transferor by comparing the transferor biometric information with previously registered biometric information from the transferor, where the transferor provides transfer identity information to receive the money. The method also includes confirming that the verified transferor has sufficient funds or credit for the money transfer, and providing transferee biometric identification to the party verification processor that verifies the transferee by comparing the transferee biometric information with previously registered biometric information from the transferee. The transferee has to provide transfer identity information before the money is given to the transferee.
    Type: Application
    Filed: September 15, 2014
    Publication date: May 14, 2015
    Inventors: Michael Jeronimus, Ken Algiene, Scott R. Paintin
  • Publication number: 20150095213
    Abstract: Financial instruments are produced at a remote location by a 3D printer. In one embodiment, a request is made for a financial instrument, such as a prepaid gift instrument, by user system(s) at the remote location(s). The user system(s) may be at one or more of a retailer location, a money transfer agent location, or an instrument holder or recipient location (such as at an instrument holder/recipient's residence). An instrument issuer may transmit a print file to a user system which may in turn provide the print file to the 3D printer in order to produce the instrument. At least of a portion of the print file may be rendered unusable at the user system after being provided to or used by the 3D printer, in order to prevent use of the print file to produce unauthorized copies of the instrument.
    Type: Application
    Filed: September 27, 2013
    Publication date: April 2, 2015
    Applicant: The Western Union Company
    Inventor: Scott R. Paintin
  • Patent number: 8837784
    Abstract: A money transfer authorization method that includes the step of providing transferor biometric information to a party verification processor that verifies an identity of the transferor by comparing the transferor biometric information with previously registered biometric information from the transferor, where the transferor provides transfer identity information to receive the money. The method also includes confirming that the verified transferor has sufficient funds or credit for the money transfer, and providing transferee biometric identification to the party verification processor that verifies the transferee by comparing the transferee biometric information with previously registered biometric information from the transferee. The transferee has to provide transfer identity information before the money is given to the transferee.
    Type: Grant
    Filed: December 20, 2012
    Date of Patent: September 16, 2014
    Assignee: The Western Union Company
    Inventors: Michael Jeronimus, Ken Algiene, Scott R. Paintin
  • Publication number: 20140081843
    Abstract: Systems and methods are provided that allow consumers to reload prepaid accounts in-lane at a retail location without providing any personal identification such as a prepaid account numbers, an account number, name, etc. The systems and methods allow a consumer to establish a relationship with a reload package prior to paying for the reload package at the retail location.
    Type: Application
    Filed: September 18, 2012
    Publication date: March 20, 2014
    Applicant: THE WESTERN UNION COMPANY
    Inventors: Patty M. McKernan, Scott R. Paintin, Andrew Moore Sullivan, III
  • Publication number: 20130238501
    Abstract: A money transfer authorization method that includes the step of providing transferor biometric information to a party verification processor that verifies an identity of the transferor by comparing the transferor biometric information with previously registered biometric information from the transferor, where the transferor provides transfer identity information to receive the money. The method also includes confirming that the verified transferor has sufficient funds or credit for the money transfer, and providing transferee biometric identification to the party verification processor that verifies the transferee by comparing the transferee biometric information with previously registered biometric information from the transferee. The transferee has to provide transfer identity information before the money is given to the transferee.
    Type: Application
    Filed: December 20, 2012
    Publication date: September 12, 2013
    Applicant: The Western Union Company
    Inventors: Michael Jeronimus, Ken Algiene, Scott R. Paintin
  • Patent number: 8345931
    Abstract: A money transfer authorization method that includes the step of providing transferor biometric information to a party verification processor that verifies an identity of the transferor by comparing the transferor biometric information with previously registered biometric information from the transferor, where the transferor provides transfer identity information to receive the money. The method also includes confirming that the verified transferor has sufficient funds or credit for the money transfer, and providing transferee biometric identification to the party verification processor that verifies the transferee by comparing the transferee biometric information with previously registered biometric information from the transferee. The transferee has to provide transfer identity information before the money is given to the transferee.
    Type: Grant
    Filed: November 21, 2006
    Date of Patent: January 1, 2013
    Assignee: The Western Union Company
    Inventors: Michael Jeronimus, Ken Algiene, Scott R. Paintin
  • Publication number: 20120291310
    Abstract: The present invention relates to articles with cavities capable of receiving objects as a result of extending an opening into a cavity capable of receiving the objects. For example, the opening in an article of footwear can be extended into the toe box to allow for the easier insertion and removal of a foot. The present invention also relates to systems that permit the article to be secured to the object after it has been inserted.
    Type: Application
    Filed: July 26, 2012
    Publication date: November 22, 2012
    Inventors: Janet A. Paintin, Scott R. Paintin
  • Patent number: 8245418
    Abstract: The present invention relates to articles with cavities capable of receiving objects as a result of extending an opening into a cavity capable of receiving the objects. For example, the opening in an article of footwear can be extended into the toe box to allow for the easier insertion and removal of a foot. The present invention also relates to systems that permit the article to be secured to the object after it has been inserted.
    Type: Grant
    Filed: March 1, 2008
    Date of Patent: August 21, 2012
    Inventors: Janet A. Paintin, Scott R. Paintin
  • Publication number: 20090217552
    Abstract: The present invention relates to articles with cavities capable of receiving objects as a result of extending an opening into a cavity capable of receiving the objects. For example, the opening in an article of footwear can be extended into the toe box to allow for the easier insertion and removal of a foot. The present invention also relates to systems that permit the article to be secured to the object after it has been inserted.
    Type: Application
    Filed: March 1, 2008
    Publication date: September 3, 2009
    Inventors: Janet A. Paintin, Scott R. Paintin
  • Publication number: 20090006183
    Abstract: The invention provides various systems and methods for determining if a coupon should be offered and/or for determining the terms of such coupons based on information provided by a party to a transaction. In one exemplary embodiment, a method is provided for electronically generating coupons when performing money transfer transactions. According to the method, money transfer transaction information used to perform a money transfer transaction is provided. The money transfer transaction information is processed through a rules engine to determine a coupon offer based on the money transfer transaction information. The coupon offer is electronically generated so that it may be provided to a party to the transaction.
    Type: Application
    Filed: December 21, 2007
    Publication date: January 1, 2009
    Applicant: The Western Union Company
    Inventors: Scott R. Paintin, Wendi Miles-Boykin, Dan Canning, Michelle Rendo, Mike Hafer, Diane Robertson
  • Publication number: 20070208618
    Abstract: A method for providing a coupon code to a recipient via a network includes storing a coupon code on a tangible storage medium of a host computer, receiving a request for the coupon code from the recipient, and providing the recipient with the coupon code via the network in response to the request. The coupon code is transmitted along the network between the host computer and the recipient as an analog or digital audio signal.
    Type: Application
    Filed: September 26, 2006
    Publication date: September 6, 2007
    Applicants: First Data Corporation, The Western Union Company
    Inventors: Scott R. Paintin, Rieley K. Scott, Michael J. Hafer, Paul Jost
  • Publication number: 20070208662
    Abstract: A money transfer authorization method that includes the step of providing transferor biometric information to a party verification processor that verifies an identity of the transferor by comparing the transferor biometric information with previously registered biometric information from the transferor, where the transferor provides transfer identity information to receive the money. The method also includes confirming that the verified transferor has sufficient funds or credit for the money transfer, and providing transferee biometric identification to the party verification processor that verifies the transferee by comparing the transferee biometric information with previously registered biometric information from the transferee. The transferee has to provide transfer identity information before the money is given to the transferee.
    Type: Application
    Filed: November 21, 2006
    Publication date: September 6, 2007
    Applicant: The Western Union Company
    Inventors: Michael Jeronimus, Ken Algiene, Scott R. Paintin