Patents by Inventor Scott R. Paintin
Scott R. Paintin has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11241835Abstract: Financial instruments are produced at a remote location by a 3D printer. In one embodiment, a request is made for a financial instrument, such as a prepaid gift instrument, by user system(s) at the remote location(s). The user system(s) may be at one or more of a retailer location, a money transfer agent location, or an instrument holder or recipient location (such as at an instrument holder/recipient's residence). An instrument issuer may transmit a print file to a user system which may in turn provide the print file to the 3D printer in order to produce the instrument. At least of a portion of the print file may be rendered unusable at the user system after being provided to or used by the 3D printer, in order to prevent use of the print file to produce unauthorized copies of the instrument.Type: GrantFiled: September 27, 2013Date of Patent: February 8, 2022Assignee: The Western Union CompanyInventor: Scott R. Paintin
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Patent number: 9542684Abstract: A money transfer authorization method that includes the step of providing transferor biometric information to a party verification processor that verifies an identity of the transferor by comparing the transferor biometric information with previously registered biometric information from the transferor, where the transferor provides transfer identity information to receive the money. The method also includes confirming that the verified transferor has sufficient funds or credit for the money transfer, and providing transferee biometric identification to the party verification processor that verifies the transferee by comparing the transferee biometric information with previously registered biometric information from the transferee. The transferee has to provide transfer identity information before the money is given to the transferee.Type: GrantFiled: September 15, 2014Date of Patent: January 10, 2017Assignee: The Western Union CompanyInventors: Michael Jeronimus, Ken Algiene, Scott R. Paintin
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Publication number: 20150134527Abstract: A money transfer authorization method that includes the step of providing transferor biometric information to a party verification processor that verifies an identity of the transferor by comparing the transferor biometric information with previously registered biometric information from the transferor, where the transferor provides transfer identity information to receive the money. The method also includes confirming that the verified transferor has sufficient funds or credit for the money transfer, and providing transferee biometric identification to the party verification processor that verifies the transferee by comparing the transferee biometric information with previously registered biometric information from the transferee. The transferee has to provide transfer identity information before the money is given to the transferee.Type: ApplicationFiled: September 15, 2014Publication date: May 14, 2015Inventors: Michael Jeronimus, Ken Algiene, Scott R. Paintin
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Publication number: 20150095213Abstract: Financial instruments are produced at a remote location by a 3D printer. In one embodiment, a request is made for a financial instrument, such as a prepaid gift instrument, by user system(s) at the remote location(s). The user system(s) may be at one or more of a retailer location, a money transfer agent location, or an instrument holder or recipient location (such as at an instrument holder/recipient's residence). An instrument issuer may transmit a print file to a user system which may in turn provide the print file to the 3D printer in order to produce the instrument. At least of a portion of the print file may be rendered unusable at the user system after being provided to or used by the 3D printer, in order to prevent use of the print file to produce unauthorized copies of the instrument.Type: ApplicationFiled: September 27, 2013Publication date: April 2, 2015Applicant: The Western Union CompanyInventor: Scott R. Paintin
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Patent number: 8837784Abstract: A money transfer authorization method that includes the step of providing transferor biometric information to a party verification processor that verifies an identity of the transferor by comparing the transferor biometric information with previously registered biometric information from the transferor, where the transferor provides transfer identity information to receive the money. The method also includes confirming that the verified transferor has sufficient funds or credit for the money transfer, and providing transferee biometric identification to the party verification processor that verifies the transferee by comparing the transferee biometric information with previously registered biometric information from the transferee. The transferee has to provide transfer identity information before the money is given to the transferee.Type: GrantFiled: December 20, 2012Date of Patent: September 16, 2014Assignee: The Western Union CompanyInventors: Michael Jeronimus, Ken Algiene, Scott R. Paintin
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Publication number: 20140081843Abstract: Systems and methods are provided that allow consumers to reload prepaid accounts in-lane at a retail location without providing any personal identification such as a prepaid account numbers, an account number, name, etc. The systems and methods allow a consumer to establish a relationship with a reload package prior to paying for the reload package at the retail location.Type: ApplicationFiled: September 18, 2012Publication date: March 20, 2014Applicant: THE WESTERN UNION COMPANYInventors: Patty M. McKernan, Scott R. Paintin, Andrew Moore Sullivan, III
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Publication number: 20130238501Abstract: A money transfer authorization method that includes the step of providing transferor biometric information to a party verification processor that verifies an identity of the transferor by comparing the transferor biometric information with previously registered biometric information from the transferor, where the transferor provides transfer identity information to receive the money. The method also includes confirming that the verified transferor has sufficient funds or credit for the money transfer, and providing transferee biometric identification to the party verification processor that verifies the transferee by comparing the transferee biometric information with previously registered biometric information from the transferee. The transferee has to provide transfer identity information before the money is given to the transferee.Type: ApplicationFiled: December 20, 2012Publication date: September 12, 2013Applicant: The Western Union CompanyInventors: Michael Jeronimus, Ken Algiene, Scott R. Paintin
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Patent number: 8345931Abstract: A money transfer authorization method that includes the step of providing transferor biometric information to a party verification processor that verifies an identity of the transferor by comparing the transferor biometric information with previously registered biometric information from the transferor, where the transferor provides transfer identity information to receive the money. The method also includes confirming that the verified transferor has sufficient funds or credit for the money transfer, and providing transferee biometric identification to the party verification processor that verifies the transferee by comparing the transferee biometric information with previously registered biometric information from the transferee. The transferee has to provide transfer identity information before the money is given to the transferee.Type: GrantFiled: November 21, 2006Date of Patent: January 1, 2013Assignee: The Western Union CompanyInventors: Michael Jeronimus, Ken Algiene, Scott R. Paintin
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Publication number: 20120291310Abstract: The present invention relates to articles with cavities capable of receiving objects as a result of extending an opening into a cavity capable of receiving the objects. For example, the opening in an article of footwear can be extended into the toe box to allow for the easier insertion and removal of a foot. The present invention also relates to systems that permit the article to be secured to the object after it has been inserted.Type: ApplicationFiled: July 26, 2012Publication date: November 22, 2012Inventors: Janet A. Paintin, Scott R. Paintin
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Patent number: 8245418Abstract: The present invention relates to articles with cavities capable of receiving objects as a result of extending an opening into a cavity capable of receiving the objects. For example, the opening in an article of footwear can be extended into the toe box to allow for the easier insertion and removal of a foot. The present invention also relates to systems that permit the article to be secured to the object after it has been inserted.Type: GrantFiled: March 1, 2008Date of Patent: August 21, 2012Inventors: Janet A. Paintin, Scott R. Paintin
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Publication number: 20090217552Abstract: The present invention relates to articles with cavities capable of receiving objects as a result of extending an opening into a cavity capable of receiving the objects. For example, the opening in an article of footwear can be extended into the toe box to allow for the easier insertion and removal of a foot. The present invention also relates to systems that permit the article to be secured to the object after it has been inserted.Type: ApplicationFiled: March 1, 2008Publication date: September 3, 2009Inventors: Janet A. Paintin, Scott R. Paintin
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Publication number: 20090006183Abstract: The invention provides various systems and methods for determining if a coupon should be offered and/or for determining the terms of such coupons based on information provided by a party to a transaction. In one exemplary embodiment, a method is provided for electronically generating coupons when performing money transfer transactions. According to the method, money transfer transaction information used to perform a money transfer transaction is provided. The money transfer transaction information is processed through a rules engine to determine a coupon offer based on the money transfer transaction information. The coupon offer is electronically generated so that it may be provided to a party to the transaction.Type: ApplicationFiled: December 21, 2007Publication date: January 1, 2009Applicant: The Western Union CompanyInventors: Scott R. Paintin, Wendi Miles-Boykin, Dan Canning, Michelle Rendo, Mike Hafer, Diane Robertson
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Publication number: 20070208618Abstract: A method for providing a coupon code to a recipient via a network includes storing a coupon code on a tangible storage medium of a host computer, receiving a request for the coupon code from the recipient, and providing the recipient with the coupon code via the network in response to the request. The coupon code is transmitted along the network between the host computer and the recipient as an analog or digital audio signal.Type: ApplicationFiled: September 26, 2006Publication date: September 6, 2007Applicants: First Data Corporation, The Western Union CompanyInventors: Scott R. Paintin, Rieley K. Scott, Michael J. Hafer, Paul Jost
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Publication number: 20070208662Abstract: A money transfer authorization method that includes the step of providing transferor biometric information to a party verification processor that verifies an identity of the transferor by comparing the transferor biometric information with previously registered biometric information from the transferor, where the transferor provides transfer identity information to receive the money. The method also includes confirming that the verified transferor has sufficient funds or credit for the money transfer, and providing transferee biometric identification to the party verification processor that verifies the transferee by comparing the transferee biometric information with previously registered biometric information from the transferee. The transferee has to provide transfer identity information before the money is given to the transferee.Type: ApplicationFiled: November 21, 2006Publication date: September 6, 2007Applicant: The Western Union CompanyInventors: Michael Jeronimus, Ken Algiene, Scott R. Paintin