Patents by Inventor Scott Rauhe
Scott Rauhe has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Patent number: 10565586Abstract: A method and corresponding system for supporting authentication processing of commercial transactions conducted over a communications network between consumers and merchants. Payment information for a commercial transaction between a consumer and a merchant is received over the communications network. The payment information identifies a payment instrument supporting an authenticated payment program. A determination is made as to whether to authenticate the consumer using the authenticated payment program based on authentication criteria defined by the merchant. The consumer is authenticated over the communications network in accordance with the authenticated payment program if authentication is determined to be appropriate based on the authentication criteria defined by the merchant.Type: GrantFiled: January 28, 2011Date of Patent: February 18, 2020Assignee: CardinalCommerce CorporationInventors: Michael Roche, Adam Ratica, Phillip Romano, Matthew Yucha, Scott Rauhe
-
Patent number: 10169748Abstract: A system and method process a transaction between a merchant and a consumer at a point of sale (POS). Transaction information for the transaction is received from the consumer at the POS. The transaction information identifies an alternative payment option of an alternative payment provider to use for the transaction. A universal merchant platform (UMP) is requested to approve the transaction with the alternative payment provider of the identified alternative payment option. The request includes the received transaction information and is provided to the UMP according to a unified payment implementation. In response to approval of the transaction, an order identifier is received from the UMP. The order identifier uniquely identifies the transaction. The UMP is requested to authorize and/or capture funds for the transaction using a payment implementation specific to the alternative payment provider of the identified alternative payment option.Type: GrantFiled: June 23, 2014Date of Patent: January 1, 2019Assignee: CardinalCommerce CorporationInventors: Chandra S. Balasubramanian, Michael A. Keresman, III, Eric Goodman, Adam Ratica, Scott Rauhe
-
Patent number: 10157375Abstract: A method of processing a transaction between a merchant and a buyer over a communication network is provided. The transaction is processed using one of a plurality of alternative payment options and each of the alternative payment options are provided by one of a plurality of alternative payment providers. Each of the alternative payment providers uses a different alternative payment implementation. The method includes: obtaining transaction information from the merchant; returning a redirection URL and an order identifier to the merchant; obtaining a transaction message from the merchant, where the transaction message specifies the type of operation; performing the operation type specified in the transaction message with the appropriate alternative payment provider; and returning a processing message to the merchant containing the results from performing the operation type specified in the transaction message.Type: GrantFiled: June 3, 2009Date of Patent: December 18, 2018Assignee: CardinalCommerce CorporationInventors: Chandra S. Balasubramanian, Michael A. Keresman, III, Eric Goodman, Adam Ratica, Scott Rauhe
-
Patent number: 10127549Abstract: A system for processing e-commerce transactions. The system includes one or more processors programmed to receive a selection of one or more alternative payment brands from a merchant. Each of said alternative payment brands including a different merchant application process. Further, the processors are programmed to receive merchant information from the merchant necessary to apply to the selected alternative payment brands and apply to each of the selected alternative payment brands using the merchant information in accordance with the merchant application process for the selected alternative payment brand.Type: GrantFiled: July 11, 2014Date of Patent: November 13, 2018Assignee: CARDINALCOMMERCE CORPORATIONInventors: Michael A. Keresman, III, Chandra S. Balasubramanian, Michael Roche, Scott Rauhe
-
Patent number: 9003012Abstract: A method of tracking a user and the user's activities on a telecommunications network. The method includes receiving a notification from a first web server that the user has accessed a first webpage on a first website, wherein the notification is received via a user tracking server operated by a tracking coordinator, setting a session cookie including a user tracking ID on the user's computer and/or web browser to track the user's activities on the network and storing tracking data for the user in a database associated with the user tracking server, receiving an indication from a second web server that the user has accessed a second webpage on a second website, wherein the second webpage comprises a confirmation webpage that includes transaction data for the user, retrieving the user tracking ID from the session cookie and associating the user tracking ID retrieved from the cookie with the transaction data obtained from the second webpage, and reporting the user tracking data to the first web server.Type: GrantFiled: March 16, 2009Date of Patent: April 7, 2015Assignee: Cardinalcommerce CorporationInventors: Chandra Balasubramanian, Scott Rauhe, Matthew Yucha
-
Publication number: 20140324682Abstract: A system for processing e-commerce transactions. The system includes one or more processors programmed to receive a selection of one or more alternative payment brands from a merchant. Each of said alternative payment brands including a different merchant application process. Further, the processors are programmed to receive merchant information from the merchant necessary to apply to the selected alternative payment brands and apply to each of the selected alternative payment brands using the merchant information in accordance with the merchant application process for the selected alternative payment brand.Type: ApplicationFiled: July 11, 2014Publication date: October 30, 2014Applicant: CARDINALCOMMERCE CORPORATIONInventors: Michael A. Keresman, III, Chandra S. Balasubramanian, Michael Roche, Scott Rauhe
-
Patent number: 8799152Abstract: A system for processing e-commerce transactions. The system includes one or more processors programmed to receive a selection of one or more alternative payment brands from a merchant. Each of said alternative payment brands including a different merchant application process. Further, the processors are programmed to receive merchant information from the merchant necessary to apply to the selected alternative payment brands and apply to each of the selected alternative payment brands using the merchant information in accordance with the merchant application process for the selected alternative payment brand.Type: GrantFiled: April 7, 2011Date of Patent: August 5, 2014Assignee: CardinalCommerce CorporationInventors: Michael A. Keresman, III, Chandra Balasubramanian, Michael Roche, Scott Rauhe
-
Publication number: 20120036064Abstract: A system for processing e-commerce transactions. The system includes one or more processors programmed to receive a selection of one or more alternative payment brands from a merchant. Each of said alternative payment brands including a different merchant application process. Further, the processors are programmed to receive merchant information from the merchant necessary to apply to the selected alternative payment brands and apply to each of the selected alternative payment brands using the merchant information in accordance with the merchant application process for the selected alternative payment brand.Type: ApplicationFiled: April 7, 2011Publication date: February 9, 2012Inventors: Michael A. Keresman, III, Chandra Balasubramanian, Michael Roche, Scott Rauhe
-
Publication number: 20110218879Abstract: A method and corresponding system for supporting authentication processing of commercial transactions conducted over a communications network between consumers and merchants. Payment information for a commercial transaction between a consumer and a merchant is received over the communications network. The payment information identifies a payment instrument supporting an authenticated payment program. A determination is made as to whether to authenticate the consumer using the authenticated payment program based on authentication criteria defined by the merchant. The consumer is authenticated over the communications network in accordance with the authenticated payment program if authentication is determined to be appropriate based on the authentication criteria defined by the merchant.Type: ApplicationFiled: January 28, 2011Publication date: September 8, 2011Inventors: Michael Roche, Adam Ratica, Phillip Romano, Matthew Yucha, Scott Rauhe
-
Publication number: 20090313147Abstract: A method of processing a transaction between a merchant and a buyer over a communication network is provided. The transaction is processed using one of a plurality of alternative payment options and each of the alternative payment options are provided by one of a plurality of alternative payment providers. Each of the alternative payment providers uses a different alternative payment implementation. The method includes: obtaining transaction information from the merchant; returning a redirection URL and an order identifier to the merchant; obtaining a transaction message from the merchant, where the transaction message specifies the type of operation; performing the operation type specified in the transaction message with the appropriate alternative payment provider; and returning a processing message to the merchant containing the results from performing the operation type specified in the transaction message.Type: ApplicationFiled: June 3, 2009Publication date: December 17, 2009Inventors: Chandra S. Balasubramanian, Michael A. Keresman, III, Eric Goodman, Adam Ratica, Scott Rauhe
-
Publication number: 20090265460Abstract: A method of tracking a user and the user's activities on a telecommunications network. The method includes receiving a notification from a first web server that the user has accessed a first webpage on a first website, wherein the notification is received via a user tracking server operated by a tracking coordinator, setting a session cookie including a user tracking ID on the user's computer and/or web browser to track the user's activities on the network and storing tracking data for the user in a database associated with the user tracking server, receiving an indication from a second web server that the user has accessed a second webpage on a second website, wherein the second webpage comprises a confirmation webpage that includes transaction data for the user, retrieving the user tracking ID from the session cookie and associating the user tracking ID retrieved from the cookie with the transaction data obtained from the second webpage, and reporting the user tracking data to the first web server.Type: ApplicationFiled: March 16, 2009Publication date: October 22, 2009Applicant: CardinalCommerce CorporationInventors: Chandra Balasubramanian, Scott Rauhe, Matthew Yucha