Abstract: The present disclosure relates to servers, systems, and methods for dynamic risk evaluation using weighted factors. It introduces a decision intelligence-based framework for assessing risk. Traditional methods face challenges like limited data, biases, and static assessments, where the system described herein leverages advanced data analytics, machine learning, and/or predictive modeling to enhance accuracy and personalization. In some embodiments, the system is configured to enable users to enter parameters, targeting criteria, and/or factors for tracking. The system performs risk determination, outputs premiums, and automatically monitors changes in factors over time. In some embodiments, the system enables weightings for factors to be applied automatically, where in some embodiments, AI model are configured to generate the weightings based on predictions. Example factors include heart rate, BMI, and sleep time.

Abstract: In various example embodiments, a system and method for consistent schema-less and scalable database storage are described herein. A data object is generated. The data object corresponds to a column of a table from a database. The data object includes information regarding an order that is placed over a network publication system. The data object is stored in the column of the table in the database. A request to access the data object is received from a device of a first user. The data object is transmitted to the device of the first user. The data is kept coherent during concurrent updates by using optimistic locks. The data is kept backward and forward compatible utilizing intermediate data structures common to both versions of the software. The data is kept searchable by using lookup indexes. The storage system is kept scalable by sharing data across many databases.

Abstract: Aspects of the present disclosure relate to transaction security techniques. In examples, a resource platform causes a set of executable verification instructions associated with an authorization processor to be executed by a user computing device. The verification instructions may be encrypted by the authorization processor for decryption by the user computing device. The verification instructions may generate verification information associated with the user computing device. In some instances, the verification information may be encrypted for decryption by the authorization processor. The encrypted verification instructions may be provided to the authorization processor (e.g., via the resource platform), such that the authorization processor may provide an indication to the resource platform as to whether the verification is verified.

Abstract: An electrochromic device is provided. The device includes a first transparent substrate and a second transparent substrate and a first electrically conductive layer and a second electrically conductive layer. A first bus bar is in contact with the first electrically conductive layer and a second bus bar in contact with the second electrically conductive layer. The first and second electrically conductive layers are patterned with sets of scribed lines substantially parallel to the corresponding bus bar, wherein the sets of scribed lines are made up of a series of collinear segments, which are gaps in the electrically conductive layer, wherein the length of the collinear segments, the period, the valve width and the offset between segments in adjacent scribed lines determines the resistance to the flow of electrons traversing a set of scribed lines in the direction substantially perpendicular to the corresponding bus bar.

Abstract: An electrochromic device is provided. The device includes a first transparent substrate and a second transparent substrate and a first electrically conductive layer and a second electrically conductive layer. A first bus bar is in contact with the first electrically conductive layer and a second bus bar in contact with the second electrically conductive layer. The first and second electrically conductive layers are patterned with sets of scribed lines substantially parallel to the corresponding bus bar, wherein the sets of scribed lines are made up of a series of collinear segments, which are gaps in the electrically conductive layer, wherein the length of the collinear segments, the period, the valve width and the offset between segments in adjacent scribed lines determines the resistance to the flow of electrons traversing a set of scribed lines in the direction substantially perpendicular to the corresponding bus bar.

Abstract: In various example embodiments, a system and method for consistent schemaless and scalable database storage are described herein. A data object is generated. The data object corresponds to a column of a table from a database. The data object includes information regarding an order that is placed over a network publication system. The data object is stored in the column of the table in the database. A request to access the data object is received from a device of a first user. The data object is transmitted to the device of the first user. The data is kept coherent during concurrent updates by using optimistic locks. The data is kept backward and forward compatible utilizing intermediate data structures common to both versions of the software. The data is kept searchable by using lookup indexes. The storage system is kept scalable by sharing data across many databases.

Abstract: Aspects of the present disclosure relate to transaction security techniques. In examples, a resource platform causes a set of executable verification instructions associated with an authorization processor to be executed by a user computing device. The verification instructions may be encrypted by the authorization processor for decryption by the user computing device. The verification instructions may generate verification information associated with the user computing device. In some instances, the verification information may be encrypted for decryption by the authorization processor. The encrypted verification instructions may be provided to the authorization processor (e.g., via the resource platform), such that the authorization processor may provide an indication to the resource platform as to whether the verification is verified.

Abstract: Systems and method directed to performing a single checkout process using multiple currencies are described. More specifically, a first item total in a first currency type may be displayed at a first location in a user interface and a second item total in a second currency type may be displayed at a second location in the user interface. In response to receiving a determination of a third currency type associated with a buyer of one or more items associated with the first currency type and one or more items associated with the second currency type, a transaction total including a currency transaction fee associated with converting the first currency type to the third currency type and a second currency transaction fee associated with converting the second currency type to the third currency type is displayed at the user interface.

Abstract: In various example embodiments, a system and method for consistent schema-less and scalable database storage are described herein. A data object is generated. The data object corresponds to a column of a table from a database. The data object includes information regarding an order that is placed over a network publication system. The data object is stored in the column of the table in the database. A request to access the data object is received from a device of a first user. The data object is transmitted to the device of the first user. The data is kept coherent during concurrent updates by using optimistic locks. The data is kept backward and forward compatible utilizing intermediate data structures common to both versions of the software. The data is kept searchable by using lookup indexes. The storage system is kept scalable by sharding data across many databases.

Abstract: The disclosed system and methods adjust one or more parameters affecting the purchase of one or more items and change a buyer interface in order to display the consolidated parameter to a buyer. Example embodiments include a machine-implemented method for detecting an edit to the shopping cart, conducting a complex parameter editing simulation based on data accessed from multiple databases, adjusting a parameter associated with an item in the shopping cart, and adjusting and displaying a cart total to the buyer. The system can further receive an indication to checkout the shopping cart and edit complex parameters during checkout accordingly.

Abstract: An electrochromic device comprises a first transparent substrate and a first electrically conductive layer arranged on a surface of the first transparent substrate, wherein the first electrically conductive layer is patterned with curved scribed line segments. The curved scribed line segments comprise a longitudinal direction and a transverse direction, and the distance from each curved scribed line segment to a line along the longitudinal direction of each curved scribed line segment varies nonmonotonically as a function of position along the curved scribed line segment.

Abstract: In various example embodiments, a system and method for consistent schema-less and scalable database storage are described herein. A data object is generated. The data object corresponds to a column of a table from a database. The data object includes information regarding an order that is placed over a network publication system. The data object is stored in the column of the table in the database. A request to access the data object is received from a device of a first user. The data object is transmitted to the device of the first user. The data is kept coherent during concurrent updates by using optimistic locks. The data is kept backward and forward compatible utilizing intermediate data structures common to both versions of the software. The data is kept searchable by using lookup indexes. The storage system is kept scalable by sharding data across many databases.

Abstract: In various example embodiments, a system and method for consistent schema-less and scalable database storage are described herein. A data object is generated. The data object corresponds to a column of a table from a database. The data object includes information regarding an order that is placed over a network publication system. The data object is stored in the column of the table in the database. A request to access the data object is received from a device of a first user. The data object is transmitted to the device of the first user. The data is kept coherent during concurrent updates by using optimistic locks. The data is kept backward and forward compatible utilizing intermediate data structures common to both versions of the software. The data is kept searchable by using lookup indexes. The storage system is kept scalable by sharding data across many databases.

Abstract: The disclosed system and methods adjust one or more parameters affecting the purchase of one or more items and change a buyer interface in order to display the consolidated parameter to a buyer. Example embodiments include a machine-implemented method for detecting an edit to the shopping cart, conducting a complex parameter editing simulation based on data accessed from multiple databases, adjusting a parameter associated with an item in the shopping cart, and adjusting and displaying a cart total to the buyer. The system can further receive an indication to checkout the shopping cart and edit complex parameters during checkout accordingly.

Abstract: The disclosed system and methods adjust one or more parameters affecting the purchase of one or more items and change a buyer interface in order to display the consolidated parameter to a buyer. Example embodiments include a machine-implemented method for detecting an edit to the shopping cart, conducting a complex parameter editing simulation based on data accessed from multiple databases, adjusting a parameter associated with an item in the shopping cart, and adjusting and displaying a cart total to the buyer. The system can further receive an indication to checkout the shopping cart and edit complex parameters during checkout accordingly.

Abstract: An electrochromic device comprises a first transparent substrate and a first electrically conductive layer arranged on a surface of the first transparent substrate, wherein the first electrically conductive layer is patterned with curved scribed line segments. The curved scribed line segments comprise a longitudinal direction and a transverse direction, and the distance from each curved scribed line segment to a line along the longitudinal direction of each curved scribed line segment varies nonmonotonically as a function of position along the curved scribed line segment.

Abstract: An electrochromic device is provided. The device includes a first transparent substrate and a second transparent substrate and a first electrically conductive layer and a second electrically conductive layer. A first bus bar is in contact with the first electrically conductive layer and a second bus bar in contact with the second electrically conductive layer. The first and second electrically conductive layers are patterned with sets of scribed lines substantially parallel to the corresponding bus bar, wherein the sets of scribed lines are made up of a series of collinear segments, which are gaps in the electrically conductive layer, wherein the length of the collinear segments, the period, the valve width and the offset between segments in adjacent scribed lines determines the resistance to the flow of electrons traversing a set of scribed lines in the direction substantially perpendicular to the corresponding bus bar.

Abstract: A marker airbrush device for transferring marking solution from a marking device onto a writing surface using air is provided. The airbrush device includes a housing with an air outlet, a dual-action trigger for controlling an amount of air travelling through the air outlet, and a marker positioner coupled to the housing. The dual-action trigger may be either pushed down or pulled back to control air flow through the air outlet. The marker positioner positions a marking device relative to the air outlet such that air traveling through the air outlet contacts at least one surface of the marking device to transfer marking solution onto a writing surface. The marker positioner may include a rotatable collar that couples the marking device within the marker position and creates a seal around the marking device to prevent pressurized air from escaping around the marking device.

Abstract: A marker airbrush device for transferring marking solution from a marking device onto a writing surface using air is provided. The airbrush device includes a housing with an air outlet, a trigger for controlling an amount of air travelling through the air outlet, and a marker positioner coupled to the housing. The marker positioner positions a marking device relative to the air outlet such that air traveling through the air outlet contacts at least one surface of the marking device to transfer marking solution onto a writing surface. In embodiments, rotation of a portion of the marker positioner advances and/or retracts the marking device with respect to the flow of air through the air outlet, thereby altering the angle and/or amount of air that contacts the marking device during spraying.

Abstract: The disclosed system and methods adjust one or more parameters affecting the purchase of one or more items and change a buyer interface in order to display the consolidated parameter to a buyer. Example embodiments include a machine-implemented method for detecting an edit to the shopping cart, conducting a complex parameter editing simulation based on data accessed from multiple databases, adjusting a parameter associated with an item in the shopping cart, and adjusting and displaying a cart total to the buyer. The system can further receive an indication to checkout the shopping cart and edit complex parameters during checkout accordingly.