Patents by Inventor Scott Sprouse

Scott Sprouse has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Internet-based mortgage analysis and savings account implementation and management network
    Publication number: 20080114673
    Abstract: Internet-based method of and system for enabling home owners with adjustable rate mortgage (ARM) and Interest Only (IO) loans to mitigate the financial risks associated with payment shock when the interest rates on their ARM or IO loans readjust during the life of such loans. The Internet-based system comprises a network of proxy servers, management servers, web (http) servers, application servers and database servers operably connected to the infrastructure of the Internet, for implementing the presentation, control and data entity layers of the MSA Network.
    Type: Application
    Filed: November 14, 2006
    Publication date: May 15, 2008
    Inventors: Richard Targett, Scott Sprouse, Russ Aebig