Abstract: The disclosure relates to, among other things, systems, methods, and computer-readable media for rewarding a purchaser for increasing their purchase volume with at least one participating merchant. Embodiments may comprise offering an incentive for the purchaser to increase their purchase volume with the participating merchant. Embodiments may further comprise obtaining a first set of electronic transactions between the purchaser and the participating merchant. Embodiments may further comprise determining a merchant baseline for the purchaser based on the first set of electronic transactions. Embodiments may further comprise obtaining a second set of electronic transactions between the purchaser and the participating merchant. Embodiments may further comprise comparing the second set of electronic transactions to the merchant baseline. Embodiments may further comprise providing the reward to the purchaser based on the comparison.

Abstract: Disclosed herein are systems and methods for providing a multi-purse consumer discount card. The systems and methods may use transaction data to provide one or more negotiated discount rates to a consumer. For example, an amount may be credited to a consumer's purse for a merchant based on that consumer's transaction volume for that merchant.

Abstract: A system and method for initiating responses to location-based events includes a rules system for applying one or more rules to state/attribute information corresponding to one or more mobile units, to determine if a location-based event has occurred. If it is determined that a location-based event has occurred, a response is provided to one or more location-based services applications. The response can be used by the location-based services applications to provide location-based services, such as email, instant messaging, paging and the like. A state/attribute database can be used with the system and method to store and update the state/attribute information corresponding to the one or more mobile units.

Abstract: A system and method for initiating responses to location-based events includes a rules system for applying one or more rules to state/attribute information corresponding to one or more mobile units, to determine if a location-based event has occurred. If it is determined that a location-based event has occurred, a response is provided to one or more location-based services applications. The response can be used by the location-based services applications to provide location-based services, such as email, instant messaging, paging and the like. A state/attribute database can be used with the system and method to store and update the state/attribute information corresponding to the one or more mobile units.