Abstract: Secured system for sharing/distributing a user's resource exchange event information with third-party data recipients. In response to verifying the identity of a user and receiving the user's consent to distribute the resource exchange event information, user inputs are received that define resource exchange event metadata and a resource exchange event token is generated that maps a token identifier to both the resource exchange event processing data and the defined resource exchange event metadata. The token is communicated to and stored by a predetermined third-party data recipient, which presents the token at the time of requesting the processing of a resource exchange event on behalf of the user.

Abstract: Embodiments of the invention are directed to systems, methods and computer program products for enabling a user to determine whether a transaction qualifies for an offer. An exemplary apparatus is configured to: receive information associated with a transaction; receive information associated with an offer, the offer enabling a user to receive a discount or rebate on a qualifying transaction; and initiate presentation of an indicator indicating whether the transaction qualifies for the offer.

Abstract: Embodiments of the invention are directed to systems, methods and computer program products for initiating presentation of a rebate associated with a transaction. An exemplary apparatus is configured to: determine a user executed a first transaction qualifying for a first offer; determine a first rebate associated with the first transaction; apply the first rebate to the user's account; initiate presentation of the first rebate on a user interface; determine the user executed a second transaction qualifying for a second offer; determine a second rebate associated with the second transaction, wherein the second rebate is not applied to the user's account; and initiate presentation of the second rebate on the user interface.