Abstract: A method of geospatial data based assessment driver behavior to improve driver safety and efficiency is disclosed. A method of a server device may comprise determining that a telemetry data is associated with a vehicle communicatively coupled with the server device and comparing the telemetry data with a driver objective data. A variance between the telemetry data and the driver objective data may then be determined. A performance score may be generated upon comparison of the variance to a threshold limit and/or the driver objective data. The performance score may be published along with other performance scores of other drivers in other vehicles also communicatively coupled with the server device to a reporting dashboard module. Elements of game theory may be implemented to create a team driving challenge and/or a driver performance program to generate the performance score to improve driver safety and efficiency for commercial fleets.

Abstract: Disclosed are a method and/or a system of insurance rate optimization through driver behavior which includes a computer server of the driver monitoring environment to determine if a newly insured driver operating a private vehicle is adhering to a set of parameters set by an entity i.e. a driving school, an insurance provider and/or a family member of the newly insured driver. The system assigns a credit to the newly insured driver when it adheres to the set of parameters. The newly insured driver is monitored by the entity. A metadata is generated which includes a behavioral trait of the newly insured driver and an insurance rate is set through the insurance provider based on an adherence to the set of parameters set by the entity.

Abstract: A tool holding device is disclosed that securely but removeably holds tools such as cordless drills and nail guns to a tool user by means of a hook and or lanyard. The device is comprised of a belt mounted holder, a mechanical fastening device that is fastened to the handle of a tool, and a J-shaped hook that removeably attaches on one end to the handle mounted mechanical fastening device and on the other end to a belt mounted holder. This invention allows the tool user to securely hold their tools to themselves without endangering those working near by. The belt mounted holder provides a spring biased structure to secure itself to a belt or clothing as well as structure to securely receive one end of the J-shaped hook which can be removeably attached to the handle of a tool by the handle mounted mechanical fastening device attached to the other end.

Abstract: A method of geospatial data based assessment driver behavior to improve driver safety and efficiency is disclosed. A method of a server device may comprise determining that a telemetry data is associated with a vehicle communicatively coupled with the server device and comparing the telemetry data with a driver objective data. A variance between the telemetry data and the driver objective data may then be determined. A performance score may be generated upon comparison of the variance to a threshold limit and/or the driver objective data. The performance score may be published along with other performance scores of other drivers in other vehicles also communicatively coupled with the server device to a reporting dashboard module. Elements of game theory may be implemented to create a team driving challenge and/or a driver performance program to generate the performance score to improve driver safety and efficiency for commercial fleets.

Abstract: A method of geospatial data based assessment driver behavior to improve driver safety and efficiency is disclosed. A method of a server device may comprise determining that a telemetry data is associated with a vehicle communicatively coupled with the server device and comparing the telemetry data with a driver objective data. A variance between the telemetry data and the driver objective data may then be determined. A performance score may be generated upon comparison of the variance to a threshold limit and/or the driver objective data. The performance score may be published along with other performance scores of other drivers in other vehicles also communicatively coupled with the server device to a reporting dashboard module. Elements of game theory may be implemented to create a team driving challenge and/or a driver performance program to generate the performance score to improve driver safety and efficiency for commercial fleets.

Abstract: A unique tool holder, designed to universally secure itself to various tool handles as well as to tool bodies, providing the construction industry as well as the automotive industry and the arborist industry with a universal tool holder. The holder contains a U-shaped hook that can be secured to many different tools by a strap that is comprised of hook and loop fastening means. The strap not only provides the means of securing the hook to the tool, but provides added tool using comfort when mounted to the handle of a tool. The holder is not only truly universal, it is also made out of heavy duty material so as to stand up to the demands of these industries.